Our buy-to-let mortgage is a flexible and highly personalised lending solution. We tailor every mortgage to take into account your rental income, and if required, consider your wider wealth.

Client eligibility

  • Minimum yearly earnings of £300k
  • Minimum net worth of £3m
  • UK or South African resident


Lending available of up to £10 million

Tailored terms and repayment types

  • Term of up to 15 years on any repayment type 
  • Interest only

High LTV

  • Borrow up to 70% of the property value depending on your circumstances
  • Our integrated credit team enables us to move at speed

Repayments on your terms

  • Fixed rates available for 2, 3, 4, and 5 years 
  • Variable rates are also available
  • 2 year, 5 year and lifetime tracker rate also available
  • We also accept overpayments (charges may apply)


Flexible borrowing amount

  • Flexible repayment options 
  • The minimum amount you can borrow is £1m 
  • We lend up to £10 million and may consider higher 
  • We assess rental cover but we can also look at other income sources

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages. See a detailed breakdown of fees and charges that may apply >

Your property may be repossessed if you do not keep up repayments on your mortgage.



Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a minimum net worth of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Important information

Property location

Buy-to-let mortgages are only available for residential properties in England or Wales.


Our mortgages are available to UK and South African residents only.


The property may be repossessed if you do not keep up with repayments on your mortgage.