Personal banking and financing

Tailored for high-net-worth individuals to meet their unique financial needs

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Access a range of private bank accounts, mortgages and foreign exchange solutions that put you at their heart.
With our expert team, you have access to premium services, transparent fees and generous benefits for high-net-worth individuals. 
£300k
Minimum yearly earnings
£3m
Minimum net worth

To start your banking journey with Investec, you must be a UK resident.

If you don't meet the criteria to become a Private Banking client, explore other services worth considering here. 

 

 

What we offer

A woman having a meeting with a private banker

Bank accounts

Discover our award-winning Private bank and deposit accounts. Our expert team willbe able to give you a complete picture of where you are now and where you can go in future. 
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Mortgages

Whether you're looking to take out a mortgage, unlock equity in your current home or borrow against your existing investments, we'll build a lending solution that's flexible and designed around your needs. 
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Private bank savings accounts

Achieve your savings goals effectively with our adaptable savings accounts for Private Bank customers. You can choose from three options - same-day access, one-month notice or three-month notice - to withdraw your funds.
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Private capital

It’s not just our record of delivering creative funding solutions that stand us apart. Our approach focuses on flexibility in providing complete solutions for owner-managed businesses and the entrepreneurs behind them.
Business man checking his tablet while waiting outside an airport

Portfolio loans

Our Portfolio Loans provide a quick, adaptable, and economical method of borrowing against your investments without having to sell them. 
Two businessmen looking at a tablet

Foreign exchange

Our Forex dealers have access to market sources, together with comprehensive data from our in-house economists and trading desk, enabling them to share ideas on how to manage your foreign exchange risk.
A woman having a meeting with a private banker

Bank accounts

Discover our award-winning Private bank and deposit accounts. Our expert team willbe able to give you a complete picture of where you are now and where you can go in future. 
A woman setting the table for a dinner

Mortgages

Whether you're looking to take out a mortgage, unlock equity in your current home or borrow against your existing investments, we'll build a lending solution that's flexible and designed around your needs. 
An elderly man looking at his tablet with his grandchild

Private bank savings accounts

Achieve your savings goals effectively with our adaptable savings accounts for Private Bank customers. You can choose from three options - same-day access, one-month notice or three-month notice - to withdraw your funds.
A lady looking at her phone

Private capital

It’s not just our record of delivering creative funding solutions that stand us apart. Our approach focuses on flexibility in providing complete solutions for owner-managed businesses and the entrepreneurs behind them.
Business man checking his tablet while waiting outside an airport

Portfolio loans

Our Portfolio Loans provide a quick, adaptable, and economical method of borrowing against your investments without having to sell them. 
Two businessmen looking at a tablet

Foreign exchange

Our Forex dealers have access to market sources, together with comprehensive data from our in-house economists and trading desk, enabling them to share ideas on how to manage your foreign exchange risk.
Our unique approach
Individually tailored

We create strategies and services around your needs and goals. We’ll always begin with a conversation and a blank piece of paper.

Prevailingly holistic

Based on a full understanding of your personal banking needs, we work to identify the solution best suited to your objectives from our extensive suite of services.

Refreshingly human

We build long-term relationships based on trust and understanding. You’ll have the support of a dedicated team from beginning to end.

Other services worth considering
Investec Save accounts

Explore our online-only savings accounts with a straightforward digital application process and live chat support, these accounts are hassle-free and can be applied for in minutes. For a minimum deposit of £5,000 you can get started today.

Offshore banking

Our Channel Islands team offers specialist offshore financing, including savings accounts, foreign exchange, offshore treasury, custody services and asset finance for high-net-worth individuals.

Wealth management services

Investec Wealth & Investment (UK) has a combination of two distinct but complementary services: Financial Planning and Investment Management. You can access either one for a minimum investable amount of £250,000.

Quick links

Meet the team

You are an individual. That’s why a personalised service is a necessity for you. That’s why our dedicated private banking team is at the heart of the service we provide you.

Who we work with

At Investec Private Bank we provide financial services tailored to the needs of our clients. Now, more than ever, you need a partner who understands your individual goals and circumstances.

Help and support

Find the right answers quickly using our help hub from how to access Investec online, how to get emergency help while abroad and more.

Our latest insights

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