Our remortgages are available for both buy-to-let and residential properties. Each mortgage is personalised to meet our clients’ needs, be it replacing an existing mortgage or a loan against your property.
There is no requirement to have a portfolio of savings or investments with us to apply for a remortgage.

Client eligibility

  • Minimum yearly earnings of £300k
  • Minimum net worth of £3m
  • UK resident


Borrow 85% of property value of higher

Tailored interest rates

The actual rate you pay on your Buy-to-Let mortgage will depend on your individual circumstances. Ask us for a personalised illustration.

Repayments on your terms

Repayment and interest-only mortgages, or a combination of both. Terms of up to 25 years with no minimum. You also have the freedom to make overpayments (charges may apply).


Flexible borrowing amount

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details on our buy-to-let mortgage options.

Suited to your needs

If you’re looking to take out a mortgage against the property, we can offer you a personalised residential property or buy-to-let remortgage tailored to your specific requirements.

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages. See a detailed breakdown of fees and charges that may apply >

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a minimum net worth of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 


We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 


For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Important remortgaging information

Property location

Investec Private Bank mortgages are only available for residential properties in England or Wales.


The Residential mortgage is primarily available to UK residents.


The property may be repossessed if you do not keep up with repayments on your mortgage.