The life you’re working towards is anything but ordinary, that’s why we’ve designed extraordinary life insurance solutions to help you protect it. But we understand that managing competing responsibilities and financial pressures can feel like a balancing act. So, we’ve developed a product to kickstart your life insurance journey with us.

 

LifeStarter by Investec Life

Get R25,000 in complimentary life insurance with our LifeStarter package, available exclusively to you as a Private Banking client under the age of 30 years old. Your cover includes:
Living benefits
Death benefit
Frequently asked questions

Living benefits

Severe Illness Cover
This benefit helps you cover the costs associated with diagnosis, treatment, and lifestyle adjustments if you are diagnosed with a severe illness like cancer, a stroke, or a heart attack.


Disability Cover
This benefit helps you to cover lifestyle adjustments arising from a permanent disability. The lump sum payout can be used to settle your debts, adjust your living space, or motor vehicle.

Death benefit

Should you pass away, your death benefit will pay out to your deceased estate or nominated beneficiary. This can be used to cover funeral costs, settle debt, or provide funds for your loved ones.

Frequently asked questions

Click here to view some of our frequently asked questions.


 

Download LifeStarter by Investec Life brochure PDF 764.04 KB

  • Important points to note

    • The LifeStarter package is only available to Investec Private Banking clients under the age of 30 years old.
    • You will not pay a monthly premium on this policy. Your premiums are fully subsidised by Investec Life.
    • Your policy will end in the earlier event of:
      - A valid claim payout.
      - The month that you turn 30 years old.
      - You no longer having an Investec Private Banking Account.
    • You do not need to go through medical underwriting to qualify.
    • Cover is subject to a six-month waiting period on non-accidental death claims and all severe illness and disability claims. There is no waiting period on accidental death claims.
    • If you pass away, your death benefit will pay out to your estate. To change your beneficiary, please email us at: LifeQueries@investec.co.za.
    • This complimentary cover is limited to one policy per client.

 

 


Insure you and your loved ones, no matter what the future holds.

Life insurance should protect you while you’re alive and not just take care of your family after you’re gone. And while death benefits like Life Cover and Funeral Cover will help your family maintain their lifestyle and financial security when you are longer here, what about benefits that help you to recover from a serious illness, like cancer, or help you make the necessary lifestyle adjustments if you get disabled?

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INVESTEC LIFE

2 out of 3 of professionals under the age of 30 years old have life insurance.

Planning for your next move with us

Our LifeStarter package is a great first step in securing your financial future, however, it only provides an entry level solution to protecting your future with us. Learn more about our full suite of products.

Partner with the private client insurer that never settles for ordinary.

Rewards

Earn Rewards points on policies that you pay a monthly premium towards through Investec Rewards.

Objective advice

Access to a dedicated Financial Adviser, at no additional fee.

Efficient

An easy digital application process, with most clients not requiring medical tests.

Contact the Investec Life team for more information and advice

Statutory information

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.