SmartRate Plus 15-Day Notice Deposit

The smart money waits 15 days for better returns

Father and son hugging

15 day

notice period


Minimum deposit

8.73% naca*

interest rate


Minimum deposit for Investec Private Bank clients

The smart money waits 15 days for better returns

With the Investec SmartRate Plus 15 day notice deposit, your money earns a special rate while still providing you with short term accessibility to your funds

Investec is offering you a special rate on the SmartRate Plus 15-day notice deposit. This product allows you to have the flexibility and accessibility of a shorter notice term while ensuring you earn an enhanced rate. Ensure that your money is working hard for you, even in the short term.

Want to find out more? Contact your Private Banker or fill in your details if you would like to save but don't have an Investec Private Bank account.

  • How the product works

    • Decide on your deposit amount
    • You will have access to your funds 15 days after placing notice
    • Investec is currently running a special rate on the SmartRate Plus 15-day notice deposit account
    • If you don’t already have an Investec Call Account, one will be opened automatically at the inception of the account, as each notice withdrawal instruction will require details of a settlement account. If you already have an Investec Private Bank account, should you not specify a different settlement account, funds withdrawn will automatically be transferred into your Investec Private Bank account
    • You are able to make additional deposits into your account after your initial deposit
  • Benefits

    • No monthly fees are applicable on this product
    • No transaction fees
    • Dedicated service
    • Free online banking
  • Minimum and maximum deposit

    • Save from R100,000 
    • Save from R1000 if you're an existing Investec Private Bank client
  • Existing Private Banking clients - open online

    Open and transfer in a few clicks

    • Log into Investec Online
    • From your Overview page click on ‘Open a new account’
    • Select the ‘Save’ tab
    • Scroll down and select ‘SmartRate Plus’
    • Click on ‘Apply’ and complete a few questions
    • Once your account is opened, you can simply transfer your funds and start earning a competitive rate

    If you’re ready to place a 15-day notice, it’s online, it’s easy

    • Log into Investec Online
    • Select your SmartRate Plus 15-day notice account
    • Click on the ‘Notice withdrawal’ option and go to the ‘Place notice’ tab
    • Complete the relevant fields and click ‘Continue’
    • Check all information is correct and click ‘Submit’

    You will then see your noticed placed under the ‘Pending notice’ tab

See what your returns could be:

  • Future value calculator

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