Let the SmartRate Plus Notice Deposit do the thinking for you
Investec SmartRate Plus Notice Deposit allows you to personalise your notice deposit according to your needs while receiving a competitive market-related interest rate, plus you will earn an additional 0.10% when you don’t place notice for 30 days.
How the product works
Select your interest rate
Your rate is determined by your unique requirements (percentage instant access required and notice period)
Receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate
When you don’t place notice on your funds, you will earn additional interest on top of your applicable interest rate: 30 days without placing notice – you will earn an additional 0.10%
Choose between having your monthly interest compounded or paid away
Choose your percentage of instant access
Service your cash flow needs by choosing your desired level of access, from 0% to 50%, in 10% increments. Once selected, these funds are available at any time.
Weigh up your notice period
Meet your savings objectives by selecting the notice period you require, between 32, 45, 60, 90 and 120 days
You may place notice on your funds at any time
Decide on your deposit amount
The minimum deposit amount is R100,000
You are able to make additional deposits into your account after your initial deposit
Tailor make the account that works for you
Earn an additional 0.10% on top of your applicable interest rate when you don’t place notice for 30 days
No fees are applicable on this product*
Free online banking
Minimum & maximum deposit
Save from R100,000
See what your returns could be:
Future value calculator
Apply for a savings account or contact your private banker
The Private Select Fund is exclusively for those who have R1-million or more to save, and want to see maximum returns on their money.
This savings account does all the work for you. By tracking money market funds we ensure you earn the highest average daily interest rate.
Check what the latest interest rates are
View terms and conditions
Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com.
All rates are indicative, and are subject to vary as rates are calculated on a daily basis. This is not an official confirmation of the term or rate, and any transaction that may be concluded pursuant to this shall be in terms of and confirmed by the signing of appropriate documentation, on terms to be agreed between the parties.