Top5 Optimiser Notice Account

Access with notice

 

R100 000

Private Bank clients save from

R250 000

Savings clients save from

R25 million

Maximum deposit

Stay on top of the market and secure competitive daily rates

The Top5 Optimiser does all the work for you as it tracks the qualifying¹ South African money market funds ensuring you always get a competitive market related rate, without incurring fees.

  
  • How the product works

    • You get a great money market related interest rate that approximates the average of the top 5 qualifying¹ money market funds’ published daily rates
  • Benefits

    • Choose from a 45 or 90 day notice term with 10% instant access to your funds
    • With Top5 Optimiser 90 day notice product you will enjoy an additional premium of 0.15% on the 45 day Optimiser rate
    • There are no monthly fees* to erode your capital
  • Minimum and maximum deposit

    • Clients who do not have an Investec Private Banking account will need a minimum opening deposit of R250 000 to invest in a Top5 Optimiser account
    • Clients who have an Investec Private Banking account will need a minimum opening deposit of R100 000 to invest in a Top5 Optimiser account
    • Maximum deposit of R25 million

See what your returns could be:

  • Future value calculator

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Apply for a savings account or contact your private banker

More access with notice accounts

  • SmartRate Plus account

    SmartRate Plus account

    Choose your notice period and access required, and earn a personalised interest rate. And if you do not place notice for 30 days, you will earn additional interest.
  • Private Select Fund

    Private Select Fund

    This exclusive savings solution offers you a market-leading interest rate on a minimum deposit of R1 million.

More access with notice accounts

SmartRate Plus account
Private Select Fund

SmartRate Plus account

Choose your notice period and access required, and earn a personalised interest rate. And if you do not place notice for 30 days, you will earn additional interest.

Private Select Fund

This exclusive savings solution offers you a market-leading interest rate on a minimum deposit of R1 million.

Interest rates

Check what the latest interest rates are