Details for making payments
Cut-off times and banking details to use for making payments
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This page details how to make payments in and out of your bank account with Investec. Use the links to jump to the relevant section.
Payments out of your account
Sending money within the UK
1) Sterling payments within the UK
We will usually send money using the Faster Payments service. This means that we will normally process payments within 2 hours of receiving your payment instruction. Payments might take longer to process if we need to carry out additional checks or if we are carrying out system maintenance.
Payments are made by CHAPS where the Faster Payments service cannot be used or where specifically requested. CHAPS payments can only be processed on Working Days* and cut-off times apply.
Where to instruct a payment | When you can instruct a payment | When we will process your payment instruction | Maximum time for the payment to reach the payee’s bank |
---|---|---|---|
Online Banking | Anytime (except during system maintenance periods) | Normally within 2 hours of receiving your payment instruction | Next day |
Telephone Banking | Anytime within our telephone banking service hours. The CHAPS cut-off time is 4:00pm on a Working Day. | Faster Payments - normally within 2 hours of receiving your payment instruction or on the next Working Day (depending on the value of the payment). CHAPS payments - on the Working Day you instruct the payment. If we receive your instruction after the cut-off time, we will only process this on the next Working Day. | Next day for Faster Payments Next Working Day for CHAPS payments |
2) Non-sterling payments within the UK
These payments can only be processed on Working Days and cut-off times apply.
Types of payments | Cut-off times | Maximum time for the payment to reach the payee’s bank |
---|---|---|
Euro payments | 3:00pm on a Working Day | Next Working Day |
Other EEA** currency payments | 3:00pm on a Working Day | No later than 4 Working Days |
Other payments | 3:00pm on a Working Day | Contact us |
*Working Day - this is a day on which we are open in the UK for business, not including Saturdays, Sundays and UK bank holidays. All references to times are to UK times.
**EEA means all the member states of the European Union and Iceland, Norway and Liechtenstein. To make a transfer into your Investec account simply provide the information below to your third-party bank or the payer.
Sending money outside the UK
We do not apply charges when you are sending money outside the UK. Please be aware that the receiving and/-or intermediary banks may impose a charge.
These payments can only be processed on Working Days and cut-off times apply.
Types of payments | Cut-off times | Maximum time for the payment to reach the payee’s bank. |
---|---|---|
Euro payments within the EEA | 3:00pm on a Working Day | Next Working Day |
Sterling payments outside the UK but within the EEA | 3:00pm on a Working Day | No later than 4 Working Days |
Other EEA currency payments within the EEA | 3:00pm on a Working Day | No later than 4 Working Days |
Other payments | 3:00pm on a Working Day |
*Working Day - this is a day on which we are open in the UK for business, not including Saturdays, Sundays and UK bank holidays. All references to times are to UK times.
**EEA means all the member states of the European Union and Iceland, Norway and Liechtenstein. To make a transfer into your Investec account simply provide the information below to your third-party bank or the payer.
Payment details for payments into your account
We do not apply charges when you are receiving money from outside the UK. Please be aware that the sending and/or intermediary banks may impose a charge.
When receiving money from outside the European Economic Area (EEA), please ensure your payer chooses the charge code OUR at payment submission in order to receive the full amount.
To make a transfer into your Investec account, simply choose the currency you wish to transfer in below and then provide the relevant information to your third-party bank or the payer.
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN/Account number | Your account number; your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Sort code | 40-64-34 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Use the following details if the payer’s bank is not in the UK and not in the EU (e.g. the bank is in the United States of America):
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | ING Bank S.A/N.V |
Correspondent Bank SWIFT | BBRU BE BB 010 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Wells Fargo Bank, N.A. |
Correspondent Bank SWIFT | PNBP US 3N NYC |
Routing code/Fedwire/ABA no. | 026005092 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Investec Bank Ltd, Sandton |
Correspondent Bank SWIFT | IVES ZA JJ |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | UBS AG, Zürich |
Correspondent Bank SWIFT | UBSW CH ZH 80A |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Australia and New Zealand Banking Group Limited, Melbourne |
Correspondent Bank SWIFT | ANZB AU 3M |
Routing code/BSB | 013-024 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | ANZ National Bank Limited, Wellington |
Correspondent Bank SWIFT | ANZB NZ 22 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Skandinaviska Enskilda Banken AB (Publ), Stockholm |
Correspondent Bank SWIFT | ESSE SE SS |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Canadian Imperial Bank of Commerce, Toronto |
Correspondent Bank SWIFT | CIBCCATT |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Mizuho Bank, Tokyo |
Correspondent Bank SWIFT | MHCBJPJT |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Standard Chartered Bank (Singapore) Limited |
Correspondent Bank SWIFT | SCBLSG22 |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Danske Bank A/S, Copenhagen |
Correspondent Bank SWIFT | DABA DK KK |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | NORDEA BANK ABP |
Correspondent Bank SWIFT | NDEA NO KK |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | HSBC, Hong Kong |
Correspondent Bank SWIFT | HSBC HK HH HKH |
Beneficiary details | |
---|---|
Beneficiary name | Your account name |
IBAN | Your IBAN which can be found on your statement or by calling us |
SWIFT | IVESGB2L |
Via correspondent bank | |
---|---|
Corresponding Bank | Bank Leumi LE Israel, Tel Aviv |
Correspondent Bank SWIFT | LUMI IL IT BSC |
Confirmation of Payee is here
To help combat fraud (and accidentally misdirected payments), we provide Confirmation of Payee (CoP), a name-checking service that allows you to confirm the name of the person you want to pay matches the account details you provide. If your bank offers CoP, it will also allow you to check that the Investec account details you have for making a deposit are correct. Find out more about Confirmation of Payee.
Here to help
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From inside the UK
From outside the UK