Private Banking Terms and Conditions
We have updated our Investec Relationship Agreement by rationalising and simplifying the document to align with our current product offerings, providing the key information you are likely to need.
Terms and Conditions
Which products does the new Relationship Agreement apply to?
Our new agreement impacts Transactional Banking Accounts and Savings Notice Accounts:
- Voyage account
- Private bank account
- Investec Access
- Currency Access
- Specialist Access
- 3 Month Reserve
- Voyage Reserve
What does the Relationship Agreement cover?
At a high level, the agreement, and the information within it, is divided into four sections:
You and Investec
|This part gives you information on your relationship with us. It tells you things like how we can contact you, when we can make changes to your agreement, and how this agreement can end.|
How to use your account
|This part tells you how your account works. It tells you about the types of payments you can make, how long they’ll take, and what to do if something goes wrong.|
Your account features
|This part tells you what features apply to your account. For example, it tells you whether eligibility criteria apply to your account and what type of payments you can make and receive. You can find out the type you have by checking in online banking, looking at your statement, or asking us. If any of the other terms and conditions in this document conflict, this Part 3 will take priority over that other term.|
Our Interest and Charges leaflet
|Our Interest and Charges Leaflet tells you the current interest rates, fees and charges that apply to our different accounts.|
What if I have other bank accounts with Investec?
If you have any other open accounts with Investec, the applicable terms and conditions can be downloaded below.