It is important to note that you are not tied in your choice of mortgage provider, and like many other financial products (for example your current account) you can in most circumstances choose to refinance your property with another bank or financial institution.
While our aim is to remain competitive within the Irish mortgage market, we would encourage you to consider your mortgage on a regular basis as part of a review of your overall financial health and keep your mortgage arrangements under review. A good source of information is available at the following link: https://www.ccpc.ie/consumers/money/mortgages
If you feel that there may be a more attractive mortgage rate available to you please do not hesitate to contact your relationship manager and they would be happy to discuss.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.