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Statement of Principal Interest Rates and Service Charges
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A. Interest Rates
Individuals Corporates Others 1
Deposits Savings (MUR) N/A N/A N/A Call (MUR) Terms and conditions upon request Call (FCY) From Libor -0.10% to Libor -0.25%
From Libor -0.10% to Libor -0.25% From Libor -0.10% to Libor -0.25% Term (MUR) Terms and conditions upon request Term (FCY) From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15% 2 Credit facilities (MUR) Terms and conditions upon request
Prime Lending Rate
N/A N/A N/A Credit Cards N/A N/A N/A Other credit facilities - margin over PLR N/A N/A N/A 3 Credit facilities (FCY) Deal specific Margin over LIBOR From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0% Individuals Corporates Others 1
Deposits Savings (MUR) N/A N/A N/A Call (MUR) Terms and conditions upon request Call (FCY) From Libor -0.10% to Libor -0.25%
From Libor -0.10% to Libor -0.25% From Libor -0.10% to Libor -0.25% Term (MUR) Terms and conditions upon request Term (FCY) From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15% 2 Credit facilities (MUR) Terms and conditions upon request
Prime Lending Rate
N/A N/A N/A Credit Cards N/A N/A N/A Other credit facilities - margin over PLR N/A N/A N/A 3 Credit facilities (FCY) Deal specific Margin over LIBOR From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0% -
B. Deposits
Individuals
Corporates Others 4 Savings Account (MUR) Minimum account opening balance N/A N/A N/A Minimum credit balance to earn interest N/A N/A N/A Monthly service charges if credit balance falls below minimum balance N/A N/A N/A 5 Current Account (MUR) Minimum account opening balance N/A N/A N/A Cost of cheque book
N/A N/A N/A Monthly service charges N/A N/A N/A 6 Call Deposit Account (MUR) Terms and conditions upon request Minimum balance N/A N/A N/A Minimum credit balance to earn interest N/A N/A N/A Monthly service charges N/A N/A N/A 7 Term deposits (MUR) Terms and conditions upon request Minimum amount N/A N/A N/A Deposit withdrawn before maturity N/A N/A N/A 8 Term deposits (FCY) Minimum amount
USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request
USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request Deposit withdrawn before maturity N/A N/A N/A 9 Foreign Currency Account Minimum balance to open an account - Euro N/A N/A N/A - Pound Sterling N/A N/A N/A - US Dollar N/A N/A N/A - Australian Dollar N/A N/A N/A - Canadian Dollar N/A N/A N/A - Swiss Francs
N/A N/A N/A - South African Rand N/A N/A N/A Minimum credit balance to earn interest USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request
Monthly service charges
USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) Individuals
Corporates Others 4 Savings Account (MUR) Minimum account opening balance N/A N/A N/A Minimum credit balance to earn interest N/A N/A N/A Monthly service charges if credit balance falls below minimum balance N/A N/A N/A 5 Current Account (MUR) Minimum account opening balance N/A N/A N/A Cost of cheque book
N/A N/A N/A Monthly service charges N/A N/A N/A 6 Call Deposit Account (MUR) Terms and conditions upon request Minimum balance N/A N/A N/A Minimum credit balance to earn interest N/A N/A N/A Monthly service charges N/A N/A N/A 7 Term deposits (MUR) Terms and conditions upon request Minimum amount N/A N/A N/A Deposit withdrawn before maturity N/A N/A N/A 8 Term deposits (FCY) Minimum amount
USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request
USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request Deposit withdrawn before maturity N/A N/A N/A 9 Foreign Currency Account Minimum balance to open an account - Euro N/A N/A N/A - Pound Sterling N/A N/A N/A - US Dollar N/A N/A N/A - Australian Dollar N/A N/A N/A - Canadian Dollar N/A N/A N/A - Swiss Francs
N/A N/A N/A - South African Rand N/A N/A N/A Minimum credit balance to earn interest USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request
Monthly service charges
USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) -
C. Credit Facilities
Individuals Corporates Others 10 Credit Cards Annual fee N/A N/A N/A Replacement of lost/stolen cards N/A N/A N/A Cash advance fee N/A N/A N/A Overlimit fee N/A N/A N/A 11 Loans and advances (MUR) Terms and conditions upon request Processing fee N/A N/A N/A Arrangement fee N/A N/A N/A Ledger fee N/A N/A N/A Commitment fee N/A N/A N/A Early redemption/prepayment fee N/A N/A N/A Valuation Survey & Report fee N/A N/A N/A Legal charges for creation of security documents N/A N/A N/A - Fixed/Floating Charges N/A N/A N/A - Gages sans deplacement N/A N/A N/A - Erasure of charges N/A N/A N/A 12 Guarantees (MUR) Terms and conditions upon request Performance bonds N/A N/A N/A Tender/bid bonds N/A N/A N/A Advance payment bonds N/A N/A N/A Retention money bonds / guarantees N/A N/A N/A Shipping guarantee N/A N/A N/A Individuals Corporates Others 10 Credit Cards Annual fee N/A N/A N/A Replacement of lost/stolen cards N/A N/A N/A Cash advance fee N/A N/A N/A Overlimit fee N/A N/A N/A 11 Loans and advances (MUR) Terms and conditions upon request Processing fee N/A N/A N/A Arrangement fee N/A N/A N/A Ledger fee N/A N/A N/A Commitment fee N/A N/A N/A Early redemption/prepayment fee N/A N/A N/A Valuation Survey & Report fee N/A N/A N/A Legal charges for creation of security documents N/A N/A N/A - Fixed/Floating Charges N/A N/A N/A - Gages sans deplacement N/A N/A N/A - Erasure of charges N/A N/A N/A 12 Guarantees (MUR) Terms and conditions upon request Performance bonds N/A N/A N/A Tender/bid bonds N/A N/A N/A Advance payment bonds N/A N/A N/A Retention money bonds / guarantees N/A N/A N/A Shipping guarantee N/A N/A N/A -
D. General Services
Individuals Corporates Others 13 Treasury Bills Account opening fee N/A N/A N/A Transaction fee N/A N/A N/A 14 Debit Cards Annual fee USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40Replacement of lost/stolen cards USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40Withdrawals - Bank's ATM N/A N/A N/A - Other bank's ATM USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50
- Overseas USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.5015 Other Telegraphic transfer
Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)MACSS facility MUR 100 MUR 100 MUR 100 Audit confirmation certificate USD 75 USD 75 USD 75 Testimonial/Banker's reference fee Free Free Free Letter of reference Free Free Free Payroll fee Free Free Free Internet banking fee Free Free Free Duplicate statement of account USD 5 - 10 per page
USD 5 - 10 per page USD 5 - 10 per page Standing Instructions - Internal transfer
Free Free Free - Transfer to other banks
USD 50 per annum USD 50 per annum USD 50 per annum Direct debit N/A N/A N/A Purchase of foreign cheques/bank drafts USD 60 USD 60 USD 60 Office cheque issuance N/A N/A N/A Cheque book facility N/A N/A N/A
Cheque returned N/A
N/A N/A - Inward
As charged As charged As charged - Outward N/A N/A N/A Stop payment orders N/A N/A N/A Safe deposit lockers N/A N/A N/A Night safe
N/A N/A N/A Individuals Corporates Others 13 Treasury Bills Account opening fee N/A N/A N/A Transaction fee N/A N/A N/A 14 Debit Cards Annual fee USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40Replacement of lost/stolen cards USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40USD 40;
GBP 30;
EUR 40Withdrawals - Bank's ATM N/A N/A N/A - Other bank's ATM USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50
- Overseas USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.50USD 5;
GBP 3.50;
EUR 4.5015 Other Telegraphic transfer
Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)Manual Instructions: 0.25% (min USD 70; max USD 100)
Online Banking: 0.15% (min USD 40; max USD 60)MACSS facility MUR 100 MUR 100 MUR 100 Audit confirmation certificate USD 75 USD 75 USD 75 Testimonial/Banker's reference fee Free Free Free Letter of reference Free Free Free Payroll fee Free Free Free Internet banking fee Free Free Free Duplicate statement of account USD 5 - 10 per page
USD 5 - 10 per page USD 5 - 10 per page Standing Instructions - Internal transfer
Free Free Free - Transfer to other banks
USD 50 per annum USD 50 per annum USD 50 per annum Direct debit N/A N/A N/A Purchase of foreign cheques/bank drafts USD 60 USD 60 USD 60 Office cheque issuance N/A N/A N/A Cheque book facility N/A N/A N/A
Cheque returned N/A
N/A N/A - Inward
As charged As charged As charged - Outward N/A N/A N/A Stop payment orders N/A N/A N/A Safe deposit lockers N/A N/A N/A Night safe
N/A N/A N/A
30/06/2017
1 For international clients. All Charges are quoted in USD and charged in equivalent amount for other currency accounts.
For further information or details on any of the above or full range of fees, please contact the bank or visit its website