INVESTEC BANK LIMITED US$250,000,000 AND EUR200,000,000 DUAL CURRENCY TERM LOAN

We are pleased to announce the successful closing of a US$250,000,000 and EUR200,000,000 Dual Currency Term Loan Facilities (the “Facilities”) for Investec Bank Limited (“Investec” or the “Borrower”) on 24^th October 2025.  Bank of America Europe DAC, Industrial and Commercial Bank of China Limited, London Branch, Mizuho Bank, Ltd and State Bank of India, Johannesburg acted as Coordinators, Bookrunners and Mandated Lead Arrangers for the Facilities.  Bank of America Europe DAC acted as Documentation Agent and Commerzbank Aktiengesellschaft. acts as Facility Agent. The proceeds of the loan are to be used for general corporate purposes, including the refinancing of the Borrower’s US$500,000,000 syndicated term loan facility signed on 6^th November 2023.  This is Investec’s first dual-currency syndicated loan and as such the first to be partly denominated in Euro.

The Facilities were initially launched at EUR300,000,000 eq. and achieved a substantial oversubscription over the launch amount.  Commitments were scaled back and the significant market demand further allowed the deal to be increased, closing at US$250,000,000 and EUR200,000,000.  A total of 22 banks committed to the transaction from across North America, Europe, the Middle East, Africa and Asia.  The success of the deal highlights the international syndicated loan market’s continued support for Investec.  Competitive pricing, the dual currency and a single 2 + 1 year tranche further demonstrates the appeal of the transaction to lenders.

Details of the Facilities are as follows:

LENDERS

Coordinators, Bookrunners and Mandated Lead Arrangers:

Bank of America

Industrial and Commercial Bank of China Limited, London Branch

Mizuho Bank, Ltd

State Bank of India, Johannesburg

Mandated Lead Arrangers:

Bank of Baroda, IFSC Banking Unit

Bank of China Limited, Johannesburg Branch

Bank of China Limited London Branch

China CITIC Bank Corporation Limited London Branch

China Construction Bank Corporation, Johannesburg Branch

Citibank, N.A., Abu Dhabi Global Market Branch

Commerzbank Aktiengesellschaft

DZ Bank AG Deutsche Zentral-Genossenschaftsbank, Frankfurt AM Main

HSBC Bank Plc.

J.P. Morgan Securities Plc

Landesbank Baden-Württemberg

Lloyds Bank Corporate Markets Plc

Nexent Bank N.V.

Standard Chartered Bank

Wells Fargo Bank, N.A., London Branch

Lead Arrangers:

Bank of Taiwan South Africa Branch

Banque MISR, Dubai Branch

Erste Group Bank AG

About Investec

Investec partners with private, institutional, and corporate clients, offering international banking, investments, and wealth management services in two principal markets, South Africa and the UK. The Group was established in 1974 and currently has c.8,000 employees. Investec has a dual listed company structure with primary listings on the London and Johannesburg Stock Exchanges.

For any further enquiries, please contact the following: