Business Top5 Notice Account

Competitive rates, liquidity and flexibility

Image of a zebra
Image of a zebra

32 day

Notice period

R1 million

Minimum initial deposit

Is your business cash sitting around doing nothing?

The Investec Business Top5 notice account is an exclusive 32-day notice deposit product that offers your business competitive rates to maximise your investment returns while providing liquidity so you can manage your cash flow.

  

  • How the product works

    • A money market related interest rate that approximates the average of the top 5 qualifying¹ money market funds’ published rates without the inconvenience or cost of switching between funds
    • Liquidity, 20% instant access on cleared funds and 80% on a 32-day notice period

  • Benefits

    • No monthly fees*
    • Choice between compounding or monthly interest

     

     

  • Minimum & maximum deposit

    • Minimum deposit of R1 million

    • The aggregate balance of all your accounts which are linked to money market funds cannot exceed R50 million including balances in any other money-fund linked products per client. All deposits in excess of this limit, excluding capitalisation of compound interest, are restricted.

     

Contact us to learn more about a Business Top5 account

Cash Investments

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Interest rates

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Terms and conditions

Disclaimer

Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com.

 

1Qualification criteria for the funds from which the pricing of the Investec Business Top5 is derived:
• South African retail money market funds
• A fund size of R2 billion or more
• Less than 25% invested in corporate debt

 

Fund selection criteria are subject to change and the number of ranked funds may change from time to time. Investec accepts no responsibility for changes in the fund or fund rankings.

 

*Direct physical cash deposit made at an Absa branch will be charged a handling fee. Please refer to www.investec.co.za/fees

 

**The rate quoted is the annual effective rate. This is an indicative rate only and will be confirmed at the time of dealing and is subject to change