32 day

Notice period

R1 million

Minimum initial deposit

Is your business cash sitting around doing nothing?

The Investec Business Top5 notice account is an exclusive 32-day notice deposit product that offers your business competitive rates to maximise your investment returns while providing liquidity so you can manage your cash flow.


  • How the product works

    • A money market related interest rate that approximates the average of the top 5 qualifying¹ money market funds’ published rates without the inconvenience or cost of switching between funds
    • Liquidity, 20% instant access on cleared funds and 80% on a 32-day notice period
  • Benefits

    • No monthly fees*
    • Choice between compounding or monthly interest



  • Minimum & maximum deposit

    • Minimum deposit of R1 million
    • The aggregate balance of all your accounts which are linked to money market funds cannot exceed R50 million including balances in any other money-fund linked products per client. All deposits in excess of this limit, excluding capitalisation of compound interest, are restricted.


Contact us to learn more about a Business Top5 account

Cash Investments


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