Important Information

Terms and Conditions

Investec Bank (Mauritius) Limited

Please read these terms and conditions carefully. Together with our privacy policy in line with section 50 of the Banking Act 2001 as amended (“Banking Act”), they govern our relationship with you in relation to this website. If you have any questions about them or do not wish to accept them, please contact our Client Relations and Marketing department via e-mail at [email protected] or via telephone on +230 207 4000 before using this website.
 
We may change these terms and conditions or our privacy policy subject to the Banking Act at any time by updating this page. You should check this page from time to time to review these terms and conditions to ensure you are satisfied with any changes. Using or accessing this website indicates your acceptance of these terms and conditions. If you do not accept these terms and conditions, please do not continue to use this website.
  • 1. Information about us

    We are Investec Bank (Mauritius) Limited (“Investec”), a company registered under the laws Mauritius. Our registered office is at 6th Floor, Dias Pier Building, Le Caudan Waterfront, Caudan, Port Louis, Mauritius and our registered number is 8752/3362. Our VAT number is 25003203.

     

    Investec Bank (Mauritius) Limited is a wholly owned subsidiary company of Investec Bank Limited, a holder of a banking licence and regulated by the Bank of Mauritius.

     

    You can contact us by email at [email protected] or by telephone on +230 207 4000.

     

    The website to which these terms and conditions apply and for which we are responsible is https://www.investec.com/en_mu/welcome-to-investec.html.

  • 2. Use of the website

    Subject to clause 6 hereof, we have made this website available to you for your non-commercial use. We may modify, withdraw or deny access to this website at any time.

     

    This website and all the materials contained in it are protected by intellectual property rights, including copyright, and either belong to us or are licensed to us to use. Materials include, but are not limited to, the design, layout, look, appearance, graphics and documents on the website, as well as other content such as articles, stories and other text.

     

    This website has all such systems to identify, monitor, and control transactional risk from the Investec’s use of technology and we have provided such security for our internet platforms, including such systems for customer authentication and for physical and logical protection against unauthorized external access by individual penetration attempts, computer viruses, denial of service, and other forms of electronic access, as the Bank of Mauritius considers adequate.

     

    You may not copy, redistribute, republish or otherwise make the materials on this website available to anyone else without our consent in writing.

     

    You may print or download materials from this website for your personal, non-commercial use provided that:

    • no materials are modified in any way;
    • no graphics are used separately from accompanying text;
    • our copyright and trade mark notices appear in all copies and you acknowledge this website as the source of the material; and
    • if you have our permission to provide these materials to another person, you ensure they are made aware of these restrictions.
  • 3. Content

    This website is intended to provide general information regarding us, our products and services, and other financial information which may be of interest to you. It is not intended to provide exhaustive treatment of any subject dealt with.

     

    The information and representations contained on this website including all research, views, opinions or other content is intended for information purposes only and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Prior to making any decision or taking any action which might affect your personal finances or business, you should obtain appropriate advice from a suitably qualified person.

     

    The website may include technical, typographical or other inaccuracies and you are urged to contact us to confirm all information contained on this website before placing any reliance on it.

     

    Changes are periodically made to the information on this website and these changes will be incorporated in new editions of this website. We reserve the right to alter or amend any criteria or information set out in this website without notice.

     

    The website may contain statements or information which relate to projections, plans or objectives or future economic performance and should not be relied upon. These projections are only predictions and actual events or results may differ materially. Past performance of any investment or security is not necessarily an indication of future performance. Value of investments may go up as well as down.

  • 4. No offer

    Nothing on this website is intended to be or may be construed as an offer to enter into a contractual relationship with you or anyone else, except for those terms and conditions which govern the relationship between us in relation to your use of the website.

     

    No information or content contained on this website should be viewed or construed as an offer or representation by us. All services offered by us are subject to completion (in the manner required) of the requisite application forms and other documentation and are governed by our relevant terms and conditions. We reserve the right to reject at our sole and absolute discretion any application submitted for services contained on this website.

     

    If you make a contract with a third party who is named or referred to on this website, it is your responsibility to ensure that you are comfortable with the terms of such contract and to obtain legal advice for the conclusion of the said contract.

  • 5. Transmission of Information

    Your attention is drawn to the fact that information transmitted via the Internet is susceptible to monitoring and interception. By accessing the website, you agree to bear all risk in the transmission of information electronically, including but not limited to any data transmitted through the Internet and e-mail. We will not be liable for any loss, harm or damage suffered by you as a result of the transmission of information to or from us in any manner whatsoever. We reserve the right to request independent verification of any information transmitted via e-mail or Internet.

     

    Please be aware that any unsolicited confidential or proprietary information sent to us electronically cannot be guaranteed to remain confidential. If you need to send such information to us and are concerned about the security of this information please contact us and we will advise you of the most appropriate method of transmission.

  • 6. Limitation of Liability

    The information contained on this website is given for general information and interest purposes only. Whilst we try and ensure the information contained on the website is accurate and up to date, we cannot be responsible for any inaccuracies in the information. As a result, you should not rely on this information, and we recommend that you take further advice or seek further guidance before taking any action based on the information contained on this website. Our liability to you as explained below remains unaffected by this.

     

    We do not accept any liability for any acts or omissions resulting from your decision or opinion formed on the basis of your usage of the website. Use of this website is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the website to the maximum extent permitted by law.

     

    These terms and conditions do not exclude our liability (if any) to you for:

    • personal injury or death resulting from our negligence;
    • fraud;
    • any matter which it would be illegal for us to exclude or to attempt to exclude our liability.
    We are only liable to you for losses which you suffer as a result of a material breach of these terms and conditions by us. We are not responsible to you for any losses which you may incur which were not a foreseeable consequence of our breaching these terms and conditions, for example if you and we could not have contemplated those losses before or when you access this website. Our liability to you shall not in any circumstances include any business losses or pure economic loss that you may suffer, including but not limited to lost data, lost profits or business interruption.
     
    We do not guarantee that this website will be compatible with all or any hardware and software which you may use. We do not guarantee that this website will be available all the time or at any specific time, that access will be uninterrupted, that there will be no delays, failure, errors or omissions or loss of transmitted information. We reserve the right to withdraw or modify this website at any time. We shall not be liable to you for any physical loss or damage to your computer as a result of your use of this website, including any damage arising as a result of a virus. You have sole responsibility for adequate protection and back up of data and/or equipment.
  • 7. Disclaimer

    We do not make representation that information and materials on this website are appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this website are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this website do so on their own initiative, and are therefore responsible for compliance with applicable local laws and regulations. By accessing each site, the entrant has agreed that he/she has reviewed the website in its entirety including any legal or regulatory terms.

  • 8. Links to other website and services

    The website may contain links to other websites, which are not under Investec Bank (Mauritius) Limited’s control. The links to other sites are for your convenience and we do not accept any responsibility or liability for enabling you to link to any other website, for the contents of any other website, for the security of any other website, or for any consequence of your acting upon the contents of such website, nor shall we be responsible for information practices employed by web sites linked with our web site. Generally, links to non-Investec Bank (Mauritius) Limited’s web sites are provided solely as pointers to information on topics that may be useful to users of the web site. We do not provide or guarantee the products or services available to customers through third-party websites and you may receive finder’s fees for purchases by you of third-party products or services originated from banks’ websites, for which we shall no be responsible.

  • 9. Encrypted information

    Information provided by you on the web site is encrypted or scrambled in order to secure information as provided by the Electronic Transaction Act 2000.

  • 10. Connected Interests

    Investec and any company or individual connected to it including its directors and employees may have a position or interest in any investment or service recommended in this or other Investec website.

  • 11. World Wide Web

    The contents of this website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Investec website is prohibited. Persons in respect of whom such prohibitions apply must not access the Investec website.

  • 12. Governing Law and jurisdiction

    These terms and your use of this website are governed by and construed in accordance with laws of Mauritius and any disputes in relation hereto shall be resolved exclusively by the competent courts of Mauritius.

  • 13. E-mail disclaimer

    This email and any attachments (together “this e mail”) are for general information only and have not been independently verified. It should not be construed as an offer, or a solicitation of an offer, to buy or sell any securities or other financial instruments.

     

    While the information in this e mail has been prepared in good faith, no representation or warranty, express or implied, is or will be made and no responsibility or liability is or will be accepted by Investec Bank (Mauritius) Limited* or any of its subsidiaries or affiliates (“Investec”) or by any of their respective officers, employees or agents in relation to the accuracy, suitability or completeness of this email and any attachments thereto and any such liability is expressly disclaimed. Investec gives no undertaking to provide the recipient with access to any additional information or to update this e mail or any additional information, or to correct any inaccuracies in it which may become apparent.

     

    This e mail does not have regard to the specific investment objectives, financial circumstances or particular needs of any recipient and it should not be regarded as a substitute for the exercise of the recipient’s own judgment. Recipients of this e mail should seek their own professional financial advice regarding the appropriateness or otherwise of investing in any securities or investment strategies discussed or recommended in this e mail and must understand that past performance is not necessarily a guide to future performance and the value of any investments in the market may fall as well as rise.

     

    Information in this message is confidential and may be legally privileged. It is intended solely for the person to whom it is addressed. If you are not the intended recipient you should not disseminate, distribute or copy this email. Please notify the sender if you have received this e-mail in error and delete the message from your system immediately. We cannot accept any responsibility for the accuracy or completeness of this message as it has been transmitted over a public network. Although Investec operates anti-virus programs, it does not accept responsibility for any damage whatsoever that is caused by viruses in any electronic communication.. If you suspect that the message may have been intercepted or amended, please advise the sender.

     

    *The registered office of Investec Bank (Mauritius) Limited is 6th Floor, Dias Pier Building, Le Caudan Waterfront, Caudan, Port Louis, Mauritius. The company number is 8752/3362. Investec is a wholly owned subsidiary company of Investec Bank Limited, a holder of a banking licence and regulated by the Bank of Mauritius.

  • 14. Investec Bank (Mauritius) Limited General disclaimer on website

    The information contained on this web page is a high level summary of some of the product information, made available to clients for ease of reference. This web page does not in any way substitute the actual policy documentation including the policy schedule or policy wording.
    Investec does not make any representation that the information and content on this site is appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this site are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Persons who access this site do soon their own initiative, and are therefore responsible for compliance with the applicable local laws and regulations relevant as the case may be to their jurisdiction. By accessing each site, the entrant has agreed that he/she has reviewed the site in its entirety including any legal or regulatory conditions and obligations that may apply. Any data and/or personal data or sensitive personal data as the case may be, exchanged under this e-mail shall be subject to the relevant data protection laws or regulations that is applicable from time to time, however any data and/or personal data or sensitive personal data as the case may be, received and/or transmitted and/or sent as the case, shall only be used by obtaining the prior consent of Investec and in accordance with the applicable data protection laws and/or regulations that is applicable from time to time.

     

    The information and representations contained on this site, including all research, opinions or other content, is intended for information purposes only and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Prior to making any decision or taking any action which might affect your personal finances or business, you should obtain appropriate advice from a suitably qualified professional or financial adviser.

     

    Investec Bank (Mauritius) Limited considers the information on this website to be reliable. However, they do not guarantee the accuracy of the information, nor are they responsible for any decisions based on such information or any loss or damage of whatsoever nature incurred as a result of these decisions.

     

    The site may include technical, typographical or other inaccuracies and you are urged to contact Investec Bank (Mauritius) Limited to confirm all information contained on this site before placing any reliance on it. Changes are periodically made to the information on this site and these changes will be incorporated in new versions of the site.