For advisers

This page is only appropriate for independent financial advisers and not suitable for individual investors. 

By checking this box you confirm that you have read and agreed to the terms and conditions and are not a U.S. person. Your answer will be remembered for 30 days.

For individual investors

Two piles of perfectly balanced stones by the sea

Structured Products

Partner with the UK’s leading provider

Our Deposit Plans are equity-linked cash deposits, designed for clients that need the potential to achieve interest rates well above traditional cash savings accounts. Investment Plans are lower-risk alternatives to equity funds, designed to perform in flat and even falling markets. 

Our latest range of Deposit Plans and Investment Plans are open for investment until 23 October 2020 (ISA Transfers) and 6 November 2020 (Direct and ISA investments).

Find out more

Covid-19 update

Important information about the impact of the current market on your clients' Plans and how we are operating as a business during this time

 

 

 

Current Structured Products plans

Deposit Plans

Our Deposit Plans are deposits with Investec Bank plc and are eligible for the Financial Services Compensation Scheme. Instead of paying a guaranteed interest rate, like a normal bank account, Deposit Plans pay a higher interest rate that is conditional on the performance of a stockmarket Index such as the FTSE 100 and the FTSE4Good UK 50. 
 
Our current range of Deposit Plans is open for investment until 23 October 2020 (ISA Transfers) and 6 November 2020 (Direct and ISA investments).
 
 
FTSE 100 Kick-Out Deposit Plan 96 >
Offering 2.5% pa with potential for early maturity from year 3 if the FTSE 100 index is above its initial level.
 
FTSE 100 Defensive Kick-Out Deposit Plan 22 >
Offering 1.75% pa with potential for early maturity from year 3 if the FTSE 100 Index is above a reducing percentage of its initial level, starting at 100% in year 3 and dropping to 85% in year 6.
 
FTSE 100 3 Year Deposit Plan 60 >
Receive 5.7% at maturity if the FTSE 100 index is above its initial level.
 
FTSE 100 3 Year Defensive Deposit Plan 24 >
Receive 4.5% at maturity if the FTSE 100 index is above 90% of its initial level.
 
FTSE 100 6 Year Deposit Plan 22 >
Receive 19.5% at maturity if the FTSE 100 index is above its initial level.
 
FTSE4Good 6 Year Deposit Plan 2 >
Receive 17.4% at maturity if the FTSE4Good UK 50 index is above its initial level. 
 
FTSE 100 6 Year Defensive Deposit Plan 32 (Min Return version) >
Receive 13.5% at maturity if the FTSE 100 index is above its initial level or 4.5% if the FTSE 100 index is equal to or below its initial level.
 
FTSE 100 Income Deposit Plan 38 - Monthly >
Monthly income payments of 0.13% (1.56% pa) if the FTSE 100 index is above 75% of its initial level.

Investment Plans

Our Investment Plans are designed as lower risk alternatives to traditional equity investments and funds. They can pay a positive return even in falling markets. All of our Investment Plans are linked to the FTSE 100 Index.
 
Our current range of Investment Plans is open for investment until 23 October 2020 (ISA Transfers) and 6 November 2020 (Direct & ISA investments). Our latest range of Investment Plans are backed by BNP Paribas. 
 

FTSE 100 Enhanced Kick-Out Plan 96 - BNP version >
Offering 6.85% pa with potential for early maturity from year 1 if the FTSE 100 Index is equal to or above its initial level.
 
FTSE 100 Step Down Kick-Out Plan 39 - BNP version  >
Offering 4.5% pa with potential for early maturity from year 2 if the FTSE 100 Index is equal to or above a reducing percentage of its initial level, starting at 100% in year 2 and dropping to 80% in year 6.
 
FTSE 100 8 Year Kick-Out Plan 5 - BNP version >
Offering 6.35% pa with potential for early maturity from year 2 if the FTSE 100 Index is equal to or above its initial level.
 
FTSE 100 8 Year Defensive Kick-Out Plan 5 - BNP version >
Offering 4.5% pa with potential for early maturity from year 3 if the FTSE 100 Index is equal to or above 90% of its initial level.
 
Please Note:  The above Plans place capital at risk

Get in touch

You can send us a message, or request a call from your local business development director. Whatever support you need we’re here to help.

We keep earning our stripes

Best Structured Products Provider 2010-2019

Best Structured Products Provider 2010-2020 (11 years in a row)

Best Structured Products Service 2020

Best Structured Products Service 2020

Best Distributor, UK and Ireland (5 years in a row)

Best Distributor, UK and Ireland (5 years in a row)

Investec Bank plc does not offer advice or make any investment recommendations regarding these Plans. Investors should think carefully about the features and risks of these Plans and whether it suits investor’s personal circumstances and attitude to risk before deciding whether to invest. Investors should seek advice from a financial adviser in their jurisdiction before deciding to invest. Returns are in no way guaranteed and some of our Plans will place capital at risk. Investors may get back less than they invested. Past performance is not a reliable indicator of future performance.
 
Investec Structured Products is a trading name of Investec Bank plc. Investec Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. It is a member of the London Stock Exchange registered under Financial Services Register reference 172330. Investec Bank plc is a limited company registered in England and Wales at Companies House. Our registered office is 30 Gresham Street, London EC2V 7QP and our registered number is 00489604. Our VAT number is 480912639. Please read our terms & conditions