Male typying his thoughts on a laptop

14 Oct 2021

Ramblings of a contented man

Carl Tremlin

Carl Tremlin

Financial Planning Director

Carl Tremlin gives us an insight into the day in the life of a Financial Planner.

It’s not a statement you hear that often, “I love my job”, but as I sit here thinking of what to write for a piece to go on the Investec website, I cannot stop myself from making this declaration.

It does sound strange saying it out loud, but I am very fortunate to be able to acknowledge the fact that every working day keeps me interested, smiling and engaged – not too bad considering the state of the world.

So, why the superlatives?

Well, every day I get to work with super talented people who are all focused on making a positive difference to our clients’, and their families’, financial futures.

Now I would be the first to suggest this boast could sound rather exaggerated or blasé, but let me indulge you with some examples of what I do as a Financial Planner on a daily basis:

Sorting the retirement quandary 

Almost everybody plans to retire at some time, and many people are putting some money aside for the event, but few people have ever discussed with a neutral what that time of their life will look like, what it will cost and what needs to be earmarked for it to be a success

Ensuring inter-generation planning is done correctly

“Trusts, Inheritance Tax, Reliefs, allowances” – has it ever been more complicated to pass money from one generation to the next without it being seriously eroded? 

Working in partnership with lawyers and accountants I ensure clients are appropriately guided through the complex maze.

Protection from a tragedy

We all hope that we live our lives without a serious illness, or without a period of unemployment, or losing a loved one prematurely, but sadly it could happen. 

Considering the consequences and planning accordingly is where a Financial Planner ensures misfortune does not become a catastrophe

Making your money work for you

Whether it be worries about inflation, concerns with low interest rates, a desire to invest in ethical & sustainable projects, or just a fundamental desire to see your money working, seeking the advice of a professional is where most people start. 

Likewise, it will only be a professional adviser who can steer you through the multitude of structures and tax wrappers available.

Now that I have noted down my ramblings I believe I may have found what to put on the website, I think I will call it “The Benefits of a Financial Adviser”!

Find out more

Whether you are looking to invest for the first time, or have an investment portfolio already, if you don’t know where to begin, or know exactly what you are looking for, we can help. Contact your local Investec experts in Bristol today, to discover how we can help you to fulfil your financial goals, and live life the way you want to.

Meet the Bristol team

The team here in Bristol have a wealth of experience and work closely with individuals, as well as local solicitors, accountants and IFAs. Our job is to offer you a service of the highest possible standard, delivered by high calibre people with expertise and integrity. It is as simple as that.