It’s not a statement you hear that often, “I love my job”, but as I sit here thinking of what to write for a piece to go on the Investec website, I cannot stop myself from making this declaration.
It does sound strange saying it out loud, but I am very fortunate to be able to acknowledge the fact that every working day keeps me interested, smiling and engaged – not too bad considering the state of the world.
So, why the superlatives?
Well, every day I get to work with super talented people who are all focused on making a positive difference to our clients’, and their families’, financial futures.
Now I would be the first to suggest this boast could sound rather exaggerated or blasé, but let me indulge you with some examples of what I do as a Financial Planner on a daily basis:
Sorting the retirement quandary
Almost everybody plans to retire at some time, and many people are putting some money aside for the event, but few people have ever discussed with a neutral what that time of their life will look like, what it will cost and what needs to be earmarked for it to be a success
Ensuring inter-generation planning is done correctly
“Trusts, Inheritance Tax, Reliefs, allowances” – has it ever been more complicated to pass money from one generation to the next without it being seriously eroded?
Working in partnership with lawyers and accountants I ensure clients are appropriately guided through the complex maze.
Protection from a tragedy
We all hope that we live our lives without a serious illness, or without a period of unemployment, or losing a loved one prematurely, but sadly it could happen.
Considering the consequences and planning accordingly is where a Financial Planner ensures misfortune does not become a catastrophe
Making your money work for you
Whether it be worries about inflation, concerns with low interest rates, a desire to invest in ethical & sustainable projects, or just a fundamental desire to see your money working, seeking the advice of a professional is where most people start.
Likewise, it will only be a professional adviser who can steer you through the multitude of structures and tax wrappers available.
Now that I have noted down my ramblings I believe I may have found what to put on the website, I think I will call it “The Benefits of a Financial Adviser”!
Investec Wealth & Investment (UK) is a trading name of Investec Wealth & Investment Limited which is a subsidiary of Rathbones Group Plc. Investec Wealth & Investment Limited is authorised and regulated by the Financial Conduct Authority and is registered in England. Registered No. 2122340. Registered Office: 30 Gresham Street. London. EC2V 7QN.