Statement of Principal Interest Rates and Service Charges

A. Interest Rates

    Individuals Corporates Others
1 Deposits      
  Savings (MUR) N/A N/A N/A
  Call (MUR) Terms and conditions upon request
  Call (FCY) From Libor -0.10% to Libor -0.25% From Libor -0.10% to Libor -0.25% From Libor -0.10% to Libor -0.25%
  Term (MUR) Terms and conditions upon request
  Term (FCY) From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15% From Libor -0.05% to Libor +0.15%
2 Credit facilities (MUR) Terms and conditions upon request 
  Prime Lending Rate N/A N/A N/A
  Credit cards N/A N/A N/A
  Other credit facilities - margin over PLR N/A N/A N/A
3 Credit facilities (FCY)
 Deal specific
  Margin over LIBOR From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0% From Libor +2.0% to Libor +6.0%

B. Deposits

    Individuals Corporates Others
4 Savings Account (MUR)
  Minimum account opening balance N/A N/A N/A
  Minimum credit balance to earn interest N/A N/A N/A
  Monthly service charges if credit balance falls below minimum balance N/A N/A N/A
5 Current Account (MUR)
  Minimum account opening balance N/A N/A N/A
  Cost of cheque book N/A N/A N/A
  Monthly service charges N/A N/A N/A
6 Call Deposit Account (MUR) Terms and conditions upon request
  Minimum balance N/A N/A N/A
  Minimum credit balance to earn interest N/A N/A N/A
  Monthly service charges N/A N/A N/A
7 Term deposits (MUR) Terms and conditions upon request
  Minimum amount N/A N/A N/A
  Deposit withdrawn before maturity N/A N/A N/A
8 Term deposits (FCY)
  Minimum amount USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request
  Deposit withdrawn before maturity N/A N/A N/A
9 Foreign Currency Account
  Minimum balance to open an account
  - Euro N/A N/A N/A
  - Pound Sterling N/A N/A N/A
  - US Dollar N/A N/A N/A
  - Australian Dollar N/A N/A N/A
  - Canadian Dollar N/A N/A N/A
  - Swiss Francs N/A N/A N/A
  - South African Rand N/A N/A N/A
  Minimum credit balance to earn interest USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000;ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request USD,GBP,EUR, CAD,AUD 50,000; CHF 500,000; ZAR 250,000; MUR upon request
  Monthly service charges USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000) USD 100 (only charged if the total daily average balance for the month across all accounts is less than USD 50,000)

C. Credit Facilities

    Individuals Corporates Others
10 Credit Cards
  Annual fee N/A N/A N/A
  Replacement of lost/stolen cards N/A N/A N/A
  Cash advance fee N/A N/A N/A
  Overlimit fee N/A N/A N/A
11 Loans and advances (MUR) Terms and conditions upon request
  Processing fee N/A N/A N/A
  Arrangement fee N/A N/A N/A
  Ledger fee N/A N/A N/A
  Commitment fee N/A N/A N/A
  Early redemption/prepayment fee N/A N/A N/A
  Valuation Survey & Report fee N/A N/A N/A
  Legal charges for creation of security documents N/A N/A N/A
  - Fixed/Floating Charges N/A N/A N/A
  - Gages sans deplacement N/A N/A N/A
  - Erasure of charges N/A N/A N/A
12 Guarantees (MUR) Terms and conditions upon request
  Performance bonds N/A N/A N/A
  Tender/bid bonds N/A N/A N/A
  Advance payment bonds N/A N/A N/A
  Retention money bonds / guarantees N/A N/A N/A
  Shipping guarantee N/A N/A N/A

D. General Services

    Individuals Corporates Others
13 Treasury Bills
  Account opening fee N/A N/A N/A
  Transaction fee N/A N/A N/A
14 Debit Cards
  Annual fee USD 40;
GBP 30;
EUR 40		 USD 40;
GBP 30;
EUR 40		 USD 40;
GBP 30;
EUR 40
  Replacement of lost/stolen cards USD 40;
GBP 30;
EUR 40		 USD 40;
GBP 30;
EUR 40		 USD 40;
GBP 30;
EUR 40
  Withdrawals
  - Bank's ATM N/A N/A N/A
  - Other bank's ATM USD 5;
GBP 3.50;
EUR 4.50		 USD 5;
GBP 3.50;
EUR 4.50		 USD 5;
GBP 3.50;
EUR 4.50
  - Overseas USD 5;
GBP 3.50;
EUR 4.50		 USD 5;
GBP 3.50;
EUR 4.50		 USD 5;
GBP 3.50;
EUR 4.50
15 Other
  Telegraphic transfer Manual Instructions: 0.25% (min USD 70; max USD 100)

Online Banking:      0.15% (min USD 40; max USD 60)		 Manual Instructions: 0.25% (min USD 70; max USD 100)

Online Banking:      0.15% (min USD 40; max USD 60)		 Manual Instructions: 0.25% (min USD 70; max USD 100)

Online Banking:   0.15% (min USD 40; max USD 60)
  MACSS facility MUR 100 MUR 100 MUR 100
  Audit confirmation certificate USD 75 USD 75 USD 75
  Testimonial/Banker's reference fee Free Free Free
  Letter of reference Free Free Free
  Payroll fee Free Free Free
  Internet banking fee Free Free Free
  Duplicate statement of account USD 5 - 10 per page USD 5 - 10 per page USD 5 - 10 per page
  Standing Instructions
  - Internal transfer Free Free Free
  - Transfer to other banks USD 50 per annum USD 50 per annum USD 50 per annum
  Direct debit N/A N/A N/A
  Purchase of foreign cheques/bank drafts USD 60 USD 60 USD 60
  Office cheque issuance N/A N/A N/A
  Cheque book facility N/A N/A N/A
  Cheque returned N/A N/A N/A
  - Inward As charged As charged As charged
  - Outward N/A N/A N/A
  Stop payment orders N/A N/A N/A
  Safe deposit lockers N/A N/A N/A
  Night safe N/A N/A N/A


30/06/2017

1 For international clients. All Charges are quoted in USD and charged in equivalent amount for other currency accounts.

For further information or details on any of the above or full range of fees, please contact the bank or visit its website