Our Private Bank Account gives you all the benefits of a credit card with full transactional functionality - in one account. And now, in collaboration with OfferZen, you have access to Programmable Banking, giving you full access to your transactions and the ability to customise your card spend limits.
Write your own rules
Programmable Banking, through the Integrated Development Environment on Investec Online, allows you to deploy JavaScript code rule which executes before and after every card transaction.
You can limit your fast-food spend, track your coffee intake on the fly or mitigate your company’s risk by limiting the merchants where your card will work.
Track spending behaviour in real-time by posting your card transaction data to external sources.
Integrate and build push notifications, SMS or emails for a fully customised experience.
Control where and when your card can be used and set spend limits based on the transaction type.
Programmable Banking in action
You can access the Developer Portal to see how others are practically using Programmable Banking to solve their business needs.
A bank account with developer tools

Access all the information on the APIs that we currently offer on our Developer Portal.
Interested in Investec Programmable Banking?
Already have a Private Bank Account?
You can now enrol for Programmable Banking on Investec Online.
Don’t have a Private Bank Account?
But, interested in Programmable Banking?
The Investec developer community
The Investec developer community brings together software developers, innovators, and tech enthusiasts passionate about shaping the future of banking through APIs. This community allows developers to share ideas and assist one another in solving real-world problems.

By being part of the Investec developer community, you can:
- Join monthly meet-ups to see what community members are building
- Get access to code and demos of web prototypes from other developers via GitHub.
- Be the first to know about new releases via the Investec Developer Community Slack.
- Challenge yourself by entering one of our community-hosted hackathons and bounty challenges.
- Enjoy awesome swag for living the community values.
Ready to be a part of the future of banking? Join the Investec developer community and start collaborating today.
Listen to podcast
In a local industry first, Investec launched Programmable Banking for business and private banking clients, giving customers the power to craft individualised banking services. Investec experts Devina Maharaj and Neil Withers fill Business Day columnist Michael Avery in on the details.