Individuals
Our Private Bankers and Wealth Managers build life-long partnerships through personalised service and expertise, helping you create, grow and preserve your wealth.
Private Banking
Our award-winning, internationally recognised service and digital platforms ensure that every touch point, whether human or digital, is personalised to meet your needs.
Savings accounts
We offer a range of products, including instant savings accounts, notice deposits and fixed-term deposit accounts to meet your savings goals.
Finance for individuals
Flexible financing options for your dream home or ideal set of wheels, designed around your lifestyle, affordability and aspirations.
Wealth management
Structure your wealth to support how you live today, how you grow your wealth over time, and what you leave behind for future generations.
Self-managed investments
Take control of your financial journey with our self-managed investment solutions and expert support.
Life insurance
A comprehensive range of life insurance benefits designed for you, not only for payouts on death but also generous living benefits to help you recover from illness or injury.
Young professionals
We recognise your potential early on in your career. Enjoy the benefits of our complete Private Banking offering at a reduced monthly fee until you turn 30.
Medical professionals
We partner with newly qualified doctors, general practitioners and specialists, offering tailored banking, investment and insurance solutions.
Individuals and families
We cater locally and internationally to you and your family's banking and investment needs, all in one place.
You and your business
As a business owner, partner with a dedicated banking team that understands your individual and business needs and will help you achieve your business growth goals.
High-net-worth individuals
Access exclusive private banking solutions and tailored wealth management strategies to help you grow, protect and preserve your wealth now — and for future generations.
Sustainable Solutions
Empower your future with Investec Sustainable Solutions. We offer trusted third-party partners through Expert Connections and highly flexible and innovative finance for individuals and businesses.
Unit trust investments
Choose from a wide range of unit trusts that meet your investment needs. Our expert international team has produced consistent results across domestic and offshore funds.
Foreign exchange
Tailored foreign exchange solutions for travel, international transfers or business transactions.
Offshore investing
Global diversification for the modern investor. Invest offshore with a combination of expert advice and access to the world’s leading companies and fund managers.
Tax free savings
We offer a variety of tax-free investment products, including instant, notice and fixed-term deposit accounts at competitive rates and no monthly fees.
Daily savings rates
Competitive interest rates with no monthly fees.
Business
We understand that business is a fundamentally human endeavour. That's why we focus on deep client relationships and unparalleled service.
Business banking
An effortless business banking solution that offers transactional services, a specialist team of experts, and an intuitive online platform.
Financing
Bespoke business loans and finance solutions for businesses across a wide range of sectors with a commitment to helping you achieve your ambitions.
Cash investments
Make the most of retained earnings with Investec's business cash and investment solutions: Call, Notice, and Fixed Deposit products to suit your business needs.
Forex and risk management
Our foreign exchange dealers will endeavour to understand your FX risk and develop a tailored strategy to keep you ahead of the impact of currency volatility on your business.
Import and logistics solutions
Streamline your import processes with our integrated solution, combining logistics and trade finance for optimal efficiency.
Insure
Business protection from Investec Life ensures that you and your business are financially protected should you pass away or unable to work due to an illness or injury.
Established entrepreneurs
Whether you're self-employed, run a small or medium enterprise, lead a professional practice, or manage a multifaceted business, we design tailored lending solutions to fuel your business success.
Importers
Benefit from a single point of contact and a bespoke solution that seamlessly enhances cash flow optimisation and risk reduction.
Private medical practices
With more than 45 years of experience providing financial solutions to medical and healthcare professionals, we understand your unique needs when running your medical practice.
Property entrepreneurs
Benefit from our extensive network and years of experience in structured property finance. We provide unique funding and investment solutions for the office, retail, industrial, and residential property sectors across the globe.
Business protection
Discover our business assurance solutions, including contingent liability cover, key person insurance, and buy-sell agreements, tailored to secure your success.
Trade finance
Get funding to purchase your stock, whether local or foreign-sourced, with repayment terms that align with your cash flow cycle. Our trade finance solutions are also fully integrated with import logistics services.
Empower your business growth with an effortless business transactional banking solution that offers a specialist team of experts and an intuitive online platform.
Asset finance
Expand your asset base, retain working capital, and optimise production efficiencies with our asset finance solutions.
Debtor finance
Optimise your working capital by bringing forward the cash due on your debtors book and increase your liquidity with our debtor finance solutions.
Business deposit rates
View daily interest rates for all business cash investments savings accounts, including fixed term, notice, and instant access deposits.
Corporates
Partner with our team of specialists to support the growth of your business with a complete portfolio of corporate and investment banking products and services.
Overview
Partner with an award-winning investment bank with expertise across complex financial functions, including advice, mergers and acquisitions, equity capital markets, and debt financing.
Advisory
Explore our award-winning advisory services. We provide specialised expertise to guide companies through complex financial decisions and transactions.
Equity Capital Markets
Investec develops the optimum capital raising approach for your business, tailored to your financial and liquidity needs, risk tolerance, and strategic goals.
Debt financing
Investec Investment Banking offers debt financing solutions designed to your specific borrowing requirements, with extensive experience in servicing large, listed companies.
Advisory solutions
Drive your business growth with our local and global corporate advisory services, leveraging expertise across industry sectors.
Our expertise in local and international specialist sectors allows us to partner with private corporate companies, private equity firms, and listed companies to structure innovative financing solutions.
Forex, trade and risk solutions
A comprehensive mix of strategies and expertise for corporates looking to manage and navigate risks across markets.
Equity research
Gain valuable insights into key trends and make informed decisions to enhance your performance with our independent and diverse equities research team.
Corporate investments
Maximize your cash returns and optimise your liquidity with our corporate investment solutions.
Mergers & Acquisitions
We offer you the expertise and support to match your strategic vision across a complete range of transactions, including mergers, acquisitions, disposals, leveraged buyouts (LBO), joint ventures, spin-offs, divestitures, and other restructurings.
Zaronia calculator
Our ZARONIA calculator gives you a quick and reliable way to calculate your interest using the latest ZARONIA rate published by the South African Reserve Bank.
Energy and infrastructure finance
We provide customised funding solutions and specialised financial services across infrastructure sectors, bringing together expertise in banking, advisory, finance, law, engineering, power development, and project management.
Export and agency finance
We provide multi-sourced export credits and tied commercial loans for Sub-Saharan African borrowers, focusing on high social impact projects and infrastructure.
Corporate fixed term deposits
Invest more for longer and enjoy better returns. Choose a fixed deposit product that ensures your cash works hard for your business.
Interest rate structuring
South African-based corporations, commercial enterprises, and state-owned entities can benefit from tailored interest rate solutions to match their specific risk appetite and market perspective.
Investec for Institutions
Partner with us for exceptional execution and distribution of products and services, facilitating investment strategies for pension funds, insurers, asset managers, and hedge funds globally.
Commodities
Partner with a team providing intelligent trading and hedging strategies across various commodities and international jurisdictions. Benefit from our expertise in major commodity classes, with a strong presence in Africa and the UK.
Fixed income
We offer pricing and hedging solutions to assist asset managers, pension funds, life companies, and hedge funds in effectively managing risks within fixed-income investments.
Structuring
Access specialist structuring capabilities and diverse investment products with our institutional sales team. If you manage Regulation 28 or CISCA funds, run a hedge fund, or seek tailored investment solutions, let's talk.
Currencies
Customised forex solutions, crafted to meet the distinctive requirements of each institutional client, establish us as a trusted partner for pension funds, insurers, unit trusts, hedge funds, asset consultants, and brokers.
Equities
Partner with our team for a comprehensive equities solution, integrating distribution, research, derivatives trading, and structuring. Gain market insights tailored to your investment needs and efficient access through our electronic trading platform.
Multi-asset solutions
Leverage our skilled Multi-Asset Sales and Structuring team for institutional solutions. Our experts across asset classes offer tailored products to help investors achieve diverse exposures, outperform benchmarks, and manage risks effectively.
Intermediaries
Enhance your client offerings with our tailored intermediary services, providing seamless and integrated financial assistance and guidance.
Cash management
Our corporate cash manager account is a secure online third-party cash management system that streamlines operations and helps you deliver high service to your clients while offering them competitive savings products and rates.
Investment management
Collaborate with a specialist international investment manager with a client-centric approach to active asset management, to create and preserve enduring wealth and worth for your clients.
We help manage all your clients' foreign exchange requirements, from simple cross-border trade-related payments to sophisticated hedging solutions, regardless of the size and scale of their interests.
We craft customisable life insurance solutions to match your client's lifestyle and life stage, with a choice between several high-tech, high-touch processes to advise and quote on the right cover seamlessly.
Charities & trusts
Bespoke portfolios to meet the specific growth objectives of your clients’ charities or trusts.
Financial advisors
Leverage our single platform that offers the essential tools and expert solutions needed for saving, trading, and investing on behalf of your clients, all while safeguarding their financial legacies.
Treasury outsourcers
Our expert team helps you tailor treasury solutions to each of your clients’ unique business requirements. Partner with us to add value to your relationship with your clients.
Attorneys
Deliver exceptional service to your clients with our simple and efficient third-party cash management solution. Our innovative CCM online banking platform provides a secure environment for transacting on behalf of your clients.
Accountants
Accountants responsible for estates, trusts, curatorships, business rescue, or provisional tax can count on us for all their cash administration requirements.
Property managers
Offer a holistic service to your clients when managing their funds with our exceptional cash management solutions designed specifically for property practitioners, managers, and professionals.
Investment policies
Access a range of carefully curated local and offshore opportunities, delivered in a tax-efficient investment policy.
Structured products
Structured products are designed to protect your capital or in some cases give positive returns when a direct investment in the market would have produced a loss.
USD Foreign currency account
Our CCM foreign currency accounts are US dollar-denominated deposits designed to help your clients manage their offshore affairs in hard currency.
Unit trusts
Award-winning local and international unit trusts, underpinned by a rigorous global investment process.
Discretionary portfolios
Portfolio management tailored to your clients’ needs.
Retirement investments
Balanced retirement solutions that are designed to provide for and evolve with your clients, whatever their retirement or legacy needs.
About us
Our culture seeks Out of the Ordinary client engagement aligned to our purpose which is to create enduring worth.
Our businesses
Our history of organic growth and strategic acquisitions uniquely positions us to serve our clients as we combine modern thinking and agility with tradition and trust.
Our history
Since 1974, we've grown from a small finance company in South Africa to an international organisation with listings on the London and Johannesburg Stock Exchanges.
Culture and people
Investec’s key focus is placing the right people in environments where they can flourish because our culture is our competitive edge.
Corporate structure
We operate under a dual-listed companies (DLC) structure, adopting appropriate corporate governance standards that comply with UK and South African regulations.
Corporate governance
Integrity is our core value and determines everything we do because we understand and respect the need to promote and maintain trust in our business.
Sustainability
We uphold corporate responsibility by making philanthropic contributions to society, fostering entrepreneurial values, embracing diversity, and showing respect to others. These principles guide our commitment to being a responsible corporate citizen.
Our community
Investec’s Corporate Social Investments (CSI) approach focuses on education and entrepreneurship - two areas we believe are the most effective ways to create employment, wealth creation, and socio-economic growth in South Africa.
Our environment
We strive to promote awareness of environmental issues among our staff. By doing this, we believe we can change our people's behaviour and contribute to a healthy work and home environment.
Our stories
If you're planning your next career move, get a sense of the different opportunities at Investec. We value unique, passionate individuals and seek out-of-the-ordinary potential.
Sponsorships and ambassadors
We sponsor and partner with individuals and initiatives, locally and globally, that share our focus on excellence, energy and making a difference.
Bursaries
We're committed to building a meaningful legacy through education in our CSI efforts. Our goal is to create opportunities for young individuals at various educational stages, fostering their active participation in society.
In the media
Stay updated with our latest news, curated for journalists by our PR team.
Job vacancies
Our focus lies in forging paths rather than just following them. We value your uniqueness beyond paper, looking beyond CVs and qualifications to recognize the burning potential within you.
Graduate opportunities
We're searching for dynamic, tenacious candidates propelled by integrity and Out of the Ordinary thinking. Our graduate programmes empower you to push your boundaries.
Our involvement in rugby
Investec is the new title sponsor of the Investec Champions Cup, the pinnacle of European and South African professional club rugby excellence.
Our involvement in golf
We're the title sponsor of the Investec SA Open Championship, Investec South African Women's Open, the Investec Order of Merit, and Investec Homegrown Award.
Our involvement in the paralympics
Investec proudly sponsors double Paralympian Mpumelelo Mhlongo. Lined up for the Paris 2024 Paralympic Games, he holds multiple world championship medals.
Focus insights
Our content hub delivers insights from industry experts and thought leaders on economic and market developments, the future of business and technology, and much more.
Podcasts
Follow Investec Focus Radio SA, one of South Africa’s leading business and investment podcasts, on Apple Podcasts, Spotify, or YouTube Music.
Rand Note
Stay up to date every Monday as Investec’s Chief Economist shares insights and forecasts on what’s moving South Africa’s currency.
SA Economics
Get regular commentary on developments in the South African economy from Investec’s economics desk.
Economy
Stay informed with valuable insights on economic developments in South Africa and internationally.
Investing
Access insights from expert analysis of the forces driving markets and emerging investment opportunities.
My money
Get tips and useful suggestions on all aspects of managing your money, from budgeting and saving to retirement planning.
Innovation
Access expert views on the technologies transforming our lives and work and how they will impact you, your business, and your investments.
Business growth
Get insights into practical ideas on entrepreneurship, managing and growing your business, and advancing your career.
Beyond wealth
Stay up to speed with fresh perspectives on relevant issues, including sustainability, climate change, and ESG.
Focus newsletter
Subscribe to receive the latest research, analysis and insight from Investec Focus in your inbox every two weeks.
No Ordinary Wednesday
Follow the podcast for in-depth discussions on what's moving markets, shaping the economy, and changing the game for your wallet and your business.
Macro Monday
Watch our weekly 10-minute macroeconomic video overview from Investec Wealth & Investment's Chief Investment Strategist.
Read our stories of challenge and opportunity on the path to a more sustainable world powered by renewable energy.
Imports and logistics updates
Access monthly updates from our logistics desk on market developments impacting sea and freight rates.
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David Gracey | Head of Foreign Exchange and Fixed Income Trading
