Mortgage protection insurance for your home loan
Your home loan is a meaningful part of the wealth you’re building. It’s a place where families are raised, and memories are made. Isn’t that something worth protecting?
If something happens to you, conventional life cover can settle the bond, but the payout usually goes through your estate or a nominated beneficiary first, which can delay settling the loan, while interest and repayments continue. Enhanced Mortgage Protection Cover settles your home loan directly with the bank, so your family keeps the home without unnecessary costs or delays. Read more.
Our first to market cover settles the outstanding balance on your home loan if you pass away or suffer from an illness or injury that leaves you permanently disabled.
Investec Bank Limited will cover your first three premiums with Investec Life. Thereafter, your monthly premium will be debited from your nominated bank account.
Cover and premiums auto-adjust every month, saving you up to 50% over the term of your policy compared to traditional life insurance policies on the market.
Applying is an easy digital-only process, and most clients do not require medical testing. You can get a quote or apply online through Investec Online or the App today.
The video on this page contains factual information and should therefore not be regarded as financial advice.
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Life Cover
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When the unexpected happens and you’re forced to adapt, financial worries should be the last thing on your mind. We will pay you a lump sum to help you cover expensive rehabilitation or changes to your home and lifestyle so you can focus on recovery.
Income Protection Cover
Pays you a salary while you recover
Protect your ability to earn an income if you are unable to work due to an illness or injury. Income Protection Cover helps you meet monthly financial commitments with cover of up to 100% of your net of tax income. You are also protected for both temporary and permanent disabilities.