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Intermediaries - Channel Islands

Commercial real estate lending

Relationship-based lending for bricks and mortar opportunities for intermediaries based in the Channel Islands and properties in Guernsey, Jersey or the UK.

Explore our commercial real estate services
Why borrow with Investec?

Investing in commercial real estate such as offices, mixed-use developments, industrial, and warehouse developments can provide a sustainable and scalable way of building wealth. Our relationship managers take an entrepreneurial approach to commercial real estate lending and can help intermediaries on the island explore a range of lending options. Our solutions are designed to meet a range of complex structural requirements across a wide spectrum of borrowing needs.

Flexible funding for individual needs

No two commercial real estate investments are the same. And we’ll never offer you an 'off-the-shelf' solution. We’ll only offer our expertise and entrepreneurial know-how to build a unique commercial real estate lending package that helps you seize the opportunity now, for the long term.

Grow your wealth, your way

Our lending options are structured around your specific circumstances and tailored to support your or your client’s individual aspirations. Whether it’s a new office for your own business, or a long-term investment in a mixed-use development, our relationship managers will talk you through the options that best support your goals.

How this commercial real estate lending works

Your commercial investment will be unique. We’ll consider the loan to value of the loan, with affordability from the rental income received as well as all pertinent factors to offer a truly bespoke commercial property lending solution.

Other lending solutions
Corporate M&A loans

We’re regularly supporting the world’s most trusted businesses through complex capital events like management buy-outs, mergers and acquisitions.

Portfolio loans

Support your clients as they grasp new opportunities. A portfolio loan lets your client access significant capital flexibly without liquidating their portfolio.

Finance for property development

Relationship-based property development finance solutions for the full deal cycle, from first close and throughout.

Residential investment loans

Our local relationship managers will use their lending and property experience to design solutions unique to your clients and their ambitions.

Get in touch with our Investec Guernsey team

  • Ashley Dye

    Ashley Dye

    Ashley Dye

    Intermediaries - Guernsey

    Location: Guernsey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

  • James Mroch

    James Mroch

    James Mroch

    Relationship Manager

    Location: Switzerland

    I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

  • Scott Philpott

    Scott Philpott

    Scott Philpott

    Relationship Manager - Lender

    Location: Guernsey

    With 30+ years banking track record, I joined Investec Bank (Channel Islands) Limited Corporate & Family Office in June 2018. Bringing a wealth of experience in building long term relationships with high net worth individuals, corporate enterprises, real estate entities, family offices and institutions. I work in partnership with existing and new clients, to provide the highest level of service and deliver tailored solutions.

Get in touch with our Investec Guernsey team

Ashley Dye
Ashley Dye

Ashley Dye

Intermediaries - Guernsey

Location: Guernsey

Speak to me about: Financial Intermediaries

I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

James Mroch
James Mroch

James Mroch

Relationship Manager

Location: Switzerland

I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

Scott Philpott
Scott Philpott

Scott Philpott

Relationship Manager - Lender

Location: Guernsey

With 30+ years banking track record, I joined Investec Bank (Channel Islands) Limited Corporate & Family Office in June 2018. Bringing a wealth of experience in building long term relationships with high net worth individuals, corporate enterprises, real estate entities, family offices and institutions. I work in partnership with existing and new clients, to provide the highest level of service and deliver tailored solutions.

Get in touch with our Investec Jersey team

  • Ryan Lambotte

    Ryan Lambotte

    Ryan Lambotte

    Head of Financial Intermediaries - Jersey

    Location: Jersey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

  • Steve O'Regan

    Steve O’Regan

    Steve O’Regan

    Head of Local Lending

    Location: Jersey

    Speak to me about: Real estate lending on residential and commercial UK property

    I joined Investec in January 2014 and I’m head of the Corporate and Family Office team in Jersey. I provide lending and banking services to Corporates, Family Offices, and Property Professionals. The service we provide is based on meaningful relationships with our customers, simplifying complexity and providing tailored solutions. 

  • Susie Ryan

    Susie Ryan

    Susie Ryan

    Relationship Manager - Lender

    Location: Jersey

    I have over two decades of experience in the offshore finance industry and this has equipped me with a deep understanding of the local market and its unique lending challenges. I strive to provide tailored solutions that meet the needs of our clients, ensuring exceptional service delivery every step of the way.

Get in touch with our Investec Jersey team

Ryan Lambotte
Ryan Lambotte

Ryan Lambotte

Head of Financial Intermediaries - Jersey

Location: Jersey

Speak to me about: Financial Intermediaries

I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

Steve O'Regan
Steve O’Regan

Steve O’Regan

Head of Local Lending

Location: Jersey

Speak to me about: Real estate lending on residential and commercial UK property

I joined Investec in January 2014 and I’m head of the Corporate and Family Office team in Jersey. I provide lending and banking services to Corporates, Family Offices, and Property Professionals. The service we provide is based on meaningful relationships with our customers, simplifying complexity and providing tailored solutions. 

Susie Ryan
Susie Ryan

Susie Ryan

Relationship Manager - Lender

Location: Jersey

I have over two decades of experience in the offshore finance industry and this has equipped me with a deep understanding of the local market and its unique lending challenges. I strive to provide tailored solutions that meet the needs of our clients, ensuring exceptional service delivery every step of the way.