Access significant capital without liquidating your client’s portfolio. Our relationship managers can provide a range of lending options for clients with execution-only portfolios held via our custody & dealing platform. They can also lend over discretionary and advisory-based investment portfolios held with Investec Wealth & Investment (CI), now part of the Rathbones Group.
Borrowing against existing stocks and shares lets your clients release equity to fund new opportunities. You choose when and how you repay the loan, and you have the option to repay interest from your client’s Investec portfolio’s income.
Our portfolio loans offer a fast, flexible and cost-efficient way to borrow against investments. Your clients receive indicative feedback on the loan application in days not weeks. They can borrow in sterling, US dollars or euros.
How portfolio lending works
When your clients take out a portfolio loan with us, we are required to act as the custodian of the portfolio used to raise funds. We provide a loan to value based on the portfolio’s level of risk, taking into account the types of investments and diversification.
We’re regularly supporting the world’s most trusted businesses through complex capital events like management buy-outs, mergers and acquisitions.
Our local relationship managers will use their lending and property experience to design a solution unique to your clients and their ambitions.
Relationship-based property development finance solutions for the full deal cycle, from first close and throughout.
A uniquely designed loan can help your client grow their wealth, their way. Discover relationship-based lending for bricks and mortar opportunities.