Lending
We provide residential property lending, both for investment properties in the UK and Channel Islands, as well as gearing over investment portfolios and other assets, such as cars, boats and planes.
So whether you're looking to take out a mortgage, unlock equity in your current home or borrow against existing investments, we'll build a lending solution that's flexible, convenient and specific for you.
Dedicated private banker
Your dedicated private banker will guide and support you through the whole process from your first enquiry to completion, making the process as seamless as possible.
Bespoke lending
Understanding and transparency is at the core of our service. It helps us provide people like you with a bespoke lending service that relects your unique circumstances, even if they're outside of the norm. We like to think that no income structure is ever too complicated.
Portfolio lending
For times when you need to free up some of your wealth, our portfolio lending service is a convenient way to borrow in the short to medium term.
We offer executive residential and investment property (BTL) mortgages from £500k for Channel Islands residents tailored to your individual financial circumstances and cash flows with flexible facility terms (5-20 years).
Take advantage of our offshore lending expertise. We specialise in lending to offshore structures against assets primarily located in the UK and Channel Islands.
Through our sister company Investec Asset Finance (Channel Islands) Limited, we also offer funding over a variety of other assets including planes, boats and higher value vehicles. Additionally we can lend to businesses against plant & machinery, printing & production, IT hardware & software, as well as office refurbishment costs.
Start a conversation
Scott Philpott
Lending Business Developer
Location: Guernsey
With 30+ years banking track record, I joined Investec Bank (Channel Islands) Limited Corporate & Family Office in June 2018. Bringing a wealth of experience in building long term relationships with high net worth individuals, corporate enterprises, real estate entities, family offices and institutions. I work in partnership with existing and new clients, to provide the highest level of service and deliver tailored solutions.
Steve O’Regan
Lending Business Developer
Location: Jersey
Speak to me about: Real estate lending on residential and commercial UK property
I joined Investec in January 2014 and I’m head of the Corporate and Family Office team in Jersey. I provide lending and banking services to Corporates, Family Offices, and Property Professionals. The service we provide is based on meaningful relationships with our customers, simplifying complexity and providing tailored solutions.
Scott Philpott
Lending Business Developer
Location: Guernsey
With 30+ years banking track record, I joined Investec Bank (Channel Islands) Limited Corporate & Family Office in June 2018. Bringing a wealth of experience in building long term relationships with high net worth individuals, corporate enterprises, real estate entities, family offices and institutions. I work in partnership with existing and new clients, to provide the highest level of service and deliver tailored solutions.
Steve O’Regan
Lending Business Developer
Location: Jersey
Speak to me about: Real estate lending on residential and commercial UK property
I joined Investec in January 2014 and I’m head of the Corporate and Family Office team in Jersey. I provide lending and banking services to Corporates, Family Offices, and Property Professionals. The service we provide is based on meaningful relationships with our customers, simplifying complexity and providing tailored solutions.