Lending

We provide residential property lending, both for investment properties in the UK and Channel Islands, as well as gearing over investment portfolios and other assets, such as cars, boats and planes.

So whether you're looking to take out a mortgage, unlock equity in your current home or borrow against existing investments, we'll build a lending solution that's flexible, convenient and specific for you.

Dedicated private banker

Your dedicated private banker will guide and support you through the whole process from your first enquiry to completion, making the process as seamless as possible.

Bespoke lending

Understanding and transparency is at the core of our service. It helps us provide people like you with a bespoke lending service that relects your unique circumstances, even if they're outside of the norm. We like to think that no income structure is ever too complicated.

Portfolio lending

For times when you need to free up some of your wealth, our portfolio lending service is a convenient way to borrow in the short to medium term.

Mortgages

We offer executive residential and investment property (BTL) mortgages from £500k for Channel Islands residents tailored to your individual financial circumstances and cash flows with flexible facility terms (5-20 years).

Borrowing and Lending

Take advantage of our offshore lending expertise. We specialise in lending to offshore structures against assets primarily located in the UK and Channel Islands.

Asset Finance

Through our sister company Investec Asset Finance (Channel Islands) Limited, we also offer funding over a variety of other assets including planes, boats and higher value vehicles. Additionally we can lend to businesses against plant & machinery, printing & production, IT hardware & software, as well as office refurbishment costs.

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We have offices in Guernsey, Jersey and a Representative Office in the Isle of Man.

Mark Barnett

Lending UK Resident Non Domiciled Individuals

Mark Barnett

I’m a Private Client Relationship Manager and Lending Specialist having joined Investec in 2014. My experience includes 24 years within an international banking group, and during this time gained experience in multiple different roles and areas. I have the determination and drive to succeed and excel beyond the basic standards, whether it’s for my clients, colleagues or business partners.

Karen Scott

Lending Jersey

Karen Scott

I am responsible for lending to high net worth and professional clients based in Jersey. I have worked in the local Jersey property market since my arrival in Jersey 26 years ago and have built a large network of contacts to source lending opportunities. I have been at Investec since 2014

Christopher Taylor

Lending Guernsey

Christopher Taylor

I am a Lending Relationship Manager primarily focussing upon the varying debt requirements of high net worth Guernsey clients and their corporate structures. I joined Investec Bank (Channel Islands) Limited in June 2020 following several years working as a Relationship Director for a large multinational Corporate Bank and 3 years in Business Development for an offshore syndicated debt provider. I chose Investec because they have a very credible client centric approach and are a Private Bank that loves to lend, this is somewhat unique in a banking segment otherwise dominated by an obsession with assets under management.