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Vehicle finance

Vehicle finance up to prime minus 1%

Start your Private Banking journey
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Want Investec vehicle finance?

Discover eligibility for our private and business vehicle finance, available exclusively to Private Banking clients.

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Family going on a trip with their new vehicle purchase through car finance
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VEHICLE FINANCE FEATURES

Investec’s vehicle finance is affordable and accessible. Subject to credit approval.

Finance at up to prime -1%

  • Finance any new vehicle at up to prime -1% and get competitive rates on pre-owned vehicles.
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WHY INVESTEC

Get on the road with flexible vehicle finance

From your first set of wheels to a bigger family car. Your dream convertible, or an affordable hatchback. Whatever you’re looking for, speak to your Private Bankers about our flexible vehicle finance solutions at highly competitive rates.

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Rewards and benefits

Save on monthly admin fees

Save on monthly admin fees

The monthly financing administration fee is waived if your monthly repayment is paid by debit order from your Investec Private Bank Account.

Earn Investec Rewards points

Earn a minimum of 1 Rewards point for every R2 000 of the outstanding capital balance plus earn up to 300 000 Rewards points on new or demo vehicles purchased through Bidvest McCarthy and financed through Investec. The vehicle must be for private use and registered in your name. Learn more about our Rewards programme

Exclusive vehicle insurance

Get exclusive access to Pinion vehicle insurance through Aon South Africa with preferential rates. Get up to R25,000 credit shortfall cover included and no basic excess in the first year of cover.

Convenient online access

Get easy online access to your account to make additional payments, or to access available funds. You also have 24/7 telephonic assistance and support through our global Client Support Centre.

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Save on monthly admin fees

Save on monthly admin fees

The monthly financing administration fee is waived if your monthly repayment is paid by debit order from your Investec Private Bank Account.

Earn Investec Rewards points

Earn a minimum of 1 Rewards point for every R2 000 of the outstanding capital balance plus earn up to 300 000 Rewards points on new or demo vehicles purchased through Bidvest McCarthy and financed through Investec. The vehicle must be for private use and registered in your name. Learn more about our Rewards programme

Exclusive vehicle insurance

Get exclusive access to Pinion vehicle insurance through Aon South Africa with preferential rates. Get up to R25,000 credit shortfall cover included and no basic excess in the first year of cover.

Convenient online access

Get easy online access to your account to make additional payments, or to access available funds. You also have 24/7 telephonic assistance and support through our global Client Support Centre.

APPLYING

Who can apply for Investec Vehicle Finance?

To qualify for our vehicle finance, you need to be an existing Private Bank Account client. From there, you can get a pre-approval to understand what you can afford before you go shopping for your new wheels.

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MORE INFORMATION

Vehicle Finance factsheet PDF 194.83 KB
Terms and conditions for vehicle finance and insurance PDF 75.18 KB

Your Private Banking journey starts here

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Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Explore Clarity

 
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  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

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  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

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Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

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To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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husband and wife driving a car
Donovan, Finance Director, Durban

I went with Investec vehicle finance - their rate was much better and their service is next level as always.

Tailor-made insurance

Aon South Africa gives you, as an Investec client, access to tailor-made insurance and risk solutions for your vehicle.
Aon’s Pinion vehicle insurance includes:

  • Preferential rates negotiated exclusively for Investec clients
  • Credit shortfall cover up to R25 000 automatically included, at no additional charge
  • Zero basic excess if you have an accident or total loss claim in the first year of insurance
  • Form-free claims process

An Aon expert broker will work with you to ensure your cover has no flaws or loopholes and perform a thorough needs analysis throughout the lifecycle of your policy. For more information contact Aon South Africa on 0860 746 466 or email investecsales@aon.co.za

Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

FOCUS INSIGHTS

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Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.