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Investec Rewards

Deeper partnerships, more rewards

  • No joining fees

    As an Investec Private Bank or Private Business Account holder, you’re automatically enrolled in the Investec Rewards programme. No fees required.

  • No expiry date, no limit

    There’s no limit to the number of Rewards points you are able to earn. Best of all? Your points will never expire.

  • Do more, earn more

    Earn Rewards points on a wide range of qualifying transactions and balances. You earn Rewards points at a higher rate the more you bank, finance, save, invest, and insure with us.

  • Your points, your choice

    Use your Rewards points in any way that suits you – whether covering your monthly account fee, getting a shopping voucher, or banking it as cash, with a simple redemption ratio of 20 Rewards points for R1.

At Investec, we appreciate your partnership

Man and women hugging with a rewards box in his hands from his Private Bank

As leading Private Bank, we believe in forming deep relationships. Our business is built around connections with our clients.

And our innovative rewards programme is no different. It’s designed with you in mind. We understand your journey as a professional.

At each life stage and step in your wealth creation journey, it focuses on contributing to your banking, wealth and lifestyle needs.

Investec Rewards does more than recognise your partnership. It rewards you the more you bank, finance, save, invest and insure.

If you’re searching for a loyalty programme that gives you more control, flexibility and choice, then Investec Rewards is set to unlock deep value for you and your family.

OVERVIEW

Discover how our Investec Rewards programme benefits you and your family as an Investec Private Bank Account holder.

Overview of our Rewards programme

Qualifying transactions and balances

Meeting the minimum monthly deposit

Partnership level and score

Redeeming Rewards points

EARNING REWARDS POINTS

Deeper partnerships, more rewards

As an Investec client with a Private Bank or Private Business Account, you’re automatically registered for the Investec Rewards programme – no minimum qualifying criteria apply. At a minimum, you can expect to earn 1 Rewards point for every R20 of qualifying transactions and 1 Rewards point for every R2 000 of qualifying balances. There’s no limit on the number of Rewards points you can earn and your points never expire. You can also earn points at a higher rate and on a wider range of qualifying transactions and balances – so the more you bank, finance, save, invest and insure, the more Rewards points you’ll earn. Your earn rate is determined by your partnership level. There are five levels to the Rewards programme. The higher your partnership level, the higher your earn rate will be.

Lady shopping online with her Private Bank Card
Qualifying transactions and balances

Rewards points are earned on a wide range of qualifying transactions and balances. Conditions apply – please refer to the Investec Rewards programme rules for more details.

Investec Visa card purchases

All purchases made with your Investec Visa card (in-store and online)

Investec Life monthly premiums

Investec Life monthly premiums paid by debit order from your Account

Aon Pinion insurance monthly premiums

Aon Pinion insurance monthly premiums paid by debit order from your Account

Investec Private Home Loans balances

Investec Private Home Loans average monthly capital balances

Investec Instalment Sales

Investec Instalment Sales (eg vehicle finance) average monthly capital balances

How partnership levels work

Your earn rate is based on your partnership level. There are five partnership levels and the higher your level, the higher your earn rate. Your partnership level is determined by your partnership score. As you reach each partnership score threshold, you move up to the next partnership level.

Level 1

Minimum monthly deposit requirement not met

The minimum monthly deposit requirement* must first be met to activate the partnership score and to access levels 2 to 5.

You earn 1 point for every R20 of qualifying transactions and 1 point for every R2 000 of qualifying balances.

Level 2

Partnership score below 100

And the minimum monthly deposit requirement* has been met.
 

You earn 1 point for every R10 of qualifying transactions and 1 point for every R1 000 of qualifying balances.

Level 3

Partnership score 100 to 299

And the minimum monthly deposit requirement* has been met.
 

You earn 1 point for every R7 of qualifying transactions and 1 point for every R700 of qualifying balances.

Level 4

Partnership score 300 to 499

And the minimum monthly deposit requirement* has been met.
 

You earn 1 point for every R5 of qualifying transactions and 1 point for every R500 of qualifying balances.

 

Level 5

Partnership score 500 and above

And the minimum monthly deposit requirement* has been met.

 

You earn 1 point for every R4 of qualifying transactions and 1 point for every R400 of qualifying balances.

*Refer to the Investec Rewards programme rules for the minimum deposit requirement per Account type.

How your partnership score is calculated

Your partnership score is calculated on the number of products and product balances you hold. Adding new products or increasing existing product balances will increase your partnership score. Keep in mind that it’s only calculated when the minimum monthly deposit requirement has been met.

  • Private Bank Account

  • Private Business Account

*Finance and insure products contribute towards the partnership score calculation of the Investec Private Bank or Private Business Account from which the monthly debit orders are paid. Refer to the Investec Rewards programme rules for more information.

REDEMPTION POINTS

What your Rewards points are worth

The redemption ratio is 20 Rewards points for R1 across all Investec Rewards redemption options, except British Airways Avios.

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REWARDS

Charitable donations

Use your Rewards points to donate to an Investec Corporate Social Investments (CSI) charity.
REWARDS

Financial

Redeem your Rewards points towards your monthly Investec Private Bank or Private Business Account fee. Or, use them to buy unit trusts through Ninety One.
REWARDS

Lifestyle

Enjoy some retail therapy by redeeming your Rewards points for a voucher to use at one of our shopping centre partners or retail partner stores. Or pamper yourself with a voucher from Spas of Distinction or Camelot Spa.
REWARDS

Points-to-Cash

Enjoy the freedom to spend your Rewards points on whatever you wish by redeeming them for cash deposited directly into your Investec Private Bank or Private Business Account.
REWARDS

Travel

Use your Rewards points to pay for your next holiday by putting them towards the cost of your accommodation, flights or car hire bookings made through Investec Travel.

REDEMPTION CATEGORIES

All the ways you can use your Rewards points

How to redeem your Rewards points

Need help with redeeming your Rewards points to your chosen redemption partner? Call our 24/7 global Client Support Centre on 0860 110 161 or +27 286 9663 .

Investec Online

  • Log into your Investec Online profile
  • Select the ‘Investec Rewards’ card on the overview page
  • Select ‘Redeem points’ on the ‘Redeem Rewards points’ card
  • Select the Private Bank Account you want to redeem your Rewards points from
  • Select the Rewards category
  • Choose your Rewards partner
  • Complete all the redemption details

Investec App

  • Log into the Investec App
  • Select ‘Transact’ at the bottom of the dashboard
  • Select ‘Redeem Rewards’
  • Select the Rewards category
  • Choose your Rewards partner
  • Complete all the redemption details

MORE INFORMATION

Investec Rewards programme rules PDF 543.82 KB
Investec Rewards Terms and Conditions PDF 450.96 KB
Investec Rewards frequently asked questions PDF 176.83 KB

BECOME A PRIVATE BANKING CLIENT

Our Private Bank Account offering

Our Investec Rewards programme is a complimentary programme linked to your Private Bank or Private Business Account. Find out more about our offering and whether you qualify.

Happy family outdoors smiling about their family banking and Private Bank Account

Other benefits available to you when you bank with us

Private Selection

Get access to a curated selection of exclusive lifestyle offerings, valuable deals, opportunities and experiences you won’t find elsewhere.

Investec Travel

Exclusive access to our fully-fledged travel agency for preferential rates on flights, accommodation, car rentals and holiday packages.

Access to airport lounges

Enjoy unlimited complimentary access to over 1 100 lounges worldwide, plus unlimited access to all SAA-owned and Bidvest Premier lounges.