Private Bank Account

A Private Banking experience that's all about you

Get access to our unmatched expertise, one-on-one assistance, and 24/7/365 global support

Why choose Private Banking?

Distinctive banking for distinguished individuals

We believe in forming life-long partnerships with you. We ensure that each client experience is personal and Out of the Ordinary. If you are a young professional, established professional or entrepreneur, we have the banking solution for you.

Convenience, security and value for money

For a single, monthly fee, the Private Bank Account offers you day-to-day transactional banking, a complimentary rewards programme - Investec Rewards, travel benefits such as unlimited local and international lounge access and travel insurance, Investec Digital and access to a digital investment platform backed by Investec’s global active investment expertise - My Investments.

Award winning service

We pride ourselves on going above and beyond when it comes to service. Through our digital channels, our 24/7 global Client Support Centre and our specialist private bankers, we set the banking benchmark on service.

Private Banking Account fee structure

Latest fees effective 1 August 2022

Access a detailed breakdown of Private Banking fees.

Apply now

Do you earn R800,000 per annum? Tell us more about your financial needs, so we can better serve you.

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What your Private Bank Account includes

Your extraordinary Private Bank Account

Benefits for you and your family

Access international banking and services

Investec Rewards

Travel by Investec

Investec Digital

Investec. One Place™

Your extraordinary Private Bank Account

A competitive debit rate of up to prime
A Visa platinum credit card with up to 45 interest free days on card purchases
Unlimited free ATM withdrawals both locally and internationally*
Interest on your credit balance
Up to 60 month budget facility option for those unexpected purchases
Complimentary local and international lounge access

*International banks may charge additional fees and excludes currency conversion fees

Benefits for you and your family

Get an extra card linked to your account at no extra cost or a stand-alone Private Bank Account at a reduced monthly fee for your spouse or life partner.
Open an Investec Youth Account, a transactional account with a Visa debit card, for no additional monthly fee.
Open a linked Cash Management Account and earn a higher interest rate through active management of your surplus short-term funds.
Open a tax-free investment or a local unit trust for you and your children through My Investments.

Access international banking and services

Open a sterling-based transactional account in the UK (for an additional fee).
Enjoy preferential exchange rates on foreign exchange whether you are investing internationally, making international payments or receiving funds from abroad into your Investec Account.
Get access to emergency funds with Western Union Money Transfer if your card is lost or stolen while travelling abroad.

Investec Rewards

Our complimentary rewards programme offers you great savings and special offers at a range of travel, shopping, financial and lifestyle partners.

Travel by Investec

We know that travel means the world to you, so let us bring you a world of enticing offers and exceptional benefits.

As an Investec client, you have exclusive access to Travel by Investec. Log into the Travel by Investec website to book flights and car rental online and to browse our curated list of packages. To help you plan your next adventure, we have a team of experienced travel specialists, as well as 24/7 emergency assistance while you are away.

Investec Digital

Investec Digital puts control of your finances at your fingertips. Bank and invest any time, no matter where you are in the world.

Investec. One Place™

Investec. One Place™ is a continuation of Investec’s strong client-centred service culture. Through the collaboration of Private Banking and Wealth & Investment we offer you integrated access to banking and investment services both locally and internationally, all in One Place.

Contact our global Client Support Centre available 24/7/365

[email protected]

+27 (11) 286 9663

0860 110 161

AWARDS

Internationally recognized for excellence

You may also be interested in exploring:

Savings

Foreign exchange

Finance for individuals

Business Banking

Investments

UK banking

Savings

Why not consider opening up a range of savings accounts with flexible terms and competitive interest rates?

Foreign exchange

Whether you’re investing internationally, making payments abroad or travelling out of South Africa, we are on hand 24/7 to assist you with all your forex requirements.

Finance for individuals

Looking for finance for your new home or lifestyle assets, including vehicle finance? Look no further.

Business Banking

A tailored transactional account for you to manage your business finances and cash flow effectively. We offer a credit card with current account functionality at competitive interest rates.

Investments

We offer stockbroking, portfolio management and bespoke wealth management tailored to your long-term investment objectives.

UK banking

Available to Investec's South African Private Banking clients, the UK Private Bank Account offers a sterling-based transactional account in the United Kingdom.