Vehicle finance

Vehicle finance up to prime minus 1%

women driving her vehicle with car finance from her private bank


Get on the road with flexible vehicle finance

From your first set of wheels to a bigger family car. Your dream convertible, or an affordable hatchback. Whatever you’re looking for, speak to your Private Banker about our flexible vehicle finance solutions at highly competitive rates.

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Want Investec vehicle finance?

Discover eligibility for our private and business vehicle finance, available exclusively to Private Banking clients.

Family going on a trip with their new vehicle purchase through car finance


Investec’s vehicle finance is affordable and accessible. Subject to credit approval.

Finance at up to prime -1%

  • Finance any new vehicle at up to prime -1% and get competitive rates on pre-owned vehicles.

Access to additional funds paid in

  • Get immediate access to any additional funds paid into your loan throughout the term of the loan.

Pay in extra and save on interest

  • Save on interest and settle your loan sooner by paying in extra.

Linked savings account

  • There are no penalty fees if you pay off your loan earlier.


Who can apply for Investec Vehicle Finance?

To qualify for our vehicle finance, you need to be an existing Private Bank Account client. From there, you can get a pre-approval to understand what you can afford before you go shopping for your new wheels.



Vehicle Finance factsheet PDF 666.64 KB
Terms and conditions for vehicle finance and insurance PDF 75.18 KB
husband and wife driving a car
Donovan, Finance Director, Durban

I went with Investec vehicle finance - their rate was much better and their service is next level as always.

Tailor-made insurance

Aon South Africa gives you, as an Investec client, access to tailor-made insurance and risk solutions for your vehicle.
Aon’s Pinion vehicle insurance includes:

  • Preferential rates negotiated exclusively for Investec clients
  • Credit shortfall cover up to R25 000 automatically included, at no additional charge
  • Zero basic excess if you have an accident or total loss claim in the first year of insurance
  • Form-free claims process

An Aon expert broker will work with you to ensure your cover has no flaws or loopholes and perform a thorough needs analysis throughout the lifecycle of your policy. For more information contact Aon South Africa on 0860 746 466 or email


Never settle for ordinary. Apply for Investec vehicle finance.


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