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PRIVATE BANKING
For young professionals

Bank with us

GET STARTED TODAY

Do you qualify?

To open a Private Bank Account as a young professional you must be under 30 and have a professional degree (no minimum earnings required). Alternatively, you need to be employed and earn a minimum salary of R600,000 a year. If you qualify, you can then start an application online or get a banker to call you.

 

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PRIVATE BANK ACCOUNT FEATURES

We believe in forming life-long partnerships with you as you build your career. That’s why we make your banking experience both personal and Out of the Ordinary.

Access to Investec’s offerings
A reduced monthly fee
Insights and guidance
Finance tailored to your life
Flexible home loans
Dedicated bankers
Financial Adviser
LifeStarter
Investec Digital

Access to Investec’s offerings

  • Get full access to Investec’s suite of banking and investment offerings and services.

A reduced monthly fee

  • We know that you’re just starting out your career, so we’ve reduced the monthly Private Bank Account fee to R320 for clients under the age of 30 years.

Insights and guidance

  • Get access to insights, articles, thought-leadership events and networking opportunities tailored to your life stage.

Finance tailored to your life

  • Whether you’re buying your first home, or replacing your student car, our affordable and flexible finance solutions will help make your goals a reality.

Flexible home loans

  • Up to 100% home loan
  • Finance costs into your loan
  • Up to 30-year home loan term
  • Up to 40% off your registration costs
  • First two-years interest-only payment option

Dedicated bankers

  • You’ll always deal with a human. Get two dedicated Private Bankers supported by the 24/7 global Client Support Centre. You also have access to a financial advisor when you need one.

Financial Adviser

  • As a Private Banking client, you have access to a dedicated Financial Adviser to provide you with objective advice on both life insurance and investment solutions. There is no additional fee for this service – it forms part of our One Place™ proposition. Call us on +27 11 291 3932 / 0860 443 443 to kickstart your financial planning journey with us.

LifeStarter

  • Get R25,000 in complimentary life insurance with our LifeStarter package, available exclusively to you as a Private Banking client under the age of 30.

Investec Digital

  • We offer you secure digital platforms – Investec Online for online banking and the Investec App as your on-the-go banking app. Manage all your accounts on one dashboard with one login.
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Watch the video

You might not think a private bank account is essential when young, but the personalised service, expert guidance and wealth-building opportunities are often  invaluable.

Explore the Young Professionals offering to see how it benefits you.

Why not consider the following?
Whether you’re just starting out in your career, building your business, juggling a growing family or looking to retire, we have the banking and investment solutions suitable for your life stage.
BANK
BANK
BANK
A Private Bank Account
For a single transparent monthly fee, the Investec Private Bank Account consolidates your daily transactional banking into one account with one Visa card. You can also open, fund and transact in rands, dollars, euros and pounds using our Multicurrency pockets.
Find out more
FINANCE
FINANCE
FINANCE
A home loan for first-time buyers
A 100% bond including all transfer costs, up to a 30-year term and an interest-only repayment option.
Find out more
FINANCE
Vehicle finance
Finance your new or pre-owned vehicle at up to prime minus 1%.
Find out more
SAVE
SAVE
SAVE
PrimeSaver account
PrimeSaver is a prime-linked savings account with premium interest rates. There’s no minimum deposit required and your funds are immediately available.
Find out more
SAVE
Foreign Currency Call Account
Save in US dollars, British pounds or euros, with instant access to your funds and no monthly fees.
Find out more
INSURE
INSURE
INSURE
Car and household insurance
Get exclusive access to Pinion car and household insurance, available through Aon South Africa.
Find out more
INSURE
Life insurance made for living
Access Investec Life's comprehensive suite of life insurance products. To kickstart your journey with us, you have exclusive access to R25,000 in complimentary life insurance.
Find out more
INVEST
INVEST
INVEST
Online Share Trading account
Open an online share trading account with no account minimum and no annual administration fee.
Find out more
INVEST
Unit trust investments
Access onshore, offshore and tax-free unit trust investments through My Investments, your digital investment platform.
Find out more

Complimentary life insurance

As a young professional banking with Investec, you get R25,000 in complimentary life insurance through LifeStarter until you turn 30. This benefit covers illness, disability or death – no fees, no obligations, no monthly premium.

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TAILOR MY SOLUTION

Not sure what you need? We’ll help tailor a solution for you.

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MORE INFORMATION

Young professional factsheet PDF 191.58 KB
Rewards factsheet PDF 500.05 KB
Young professional fee schedule PDF 204.77 KB

Awards

Ranked as the Best Private Bank and Wealth Manager in South Africa for 12 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

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FOCUS INSIGHTS

Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.