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Private Banking
For young professionals

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Start your Private Banking journey

BENEFITS FOR YOUNG PROFESSIONALS

100% home loan

including transfer fees and up to R5,000 in attorney costs.

 

R25,000

in complimentary life insurance with our LifeStarter package

 

Up to prime minus 1% on vehicle finance

for new vehicles and get competitive rates on pre-owned vehicles.

R355
Monthly fee*

Experience premium banking designed for professionals and entrepreneurs. Gain exclusive access to world-class banking, seamless financial solutions and curated lifestyle benefits.

*available exclusively to Private Banking clients under the age of 30.

GET STARTED TODAY

Eligibility

To open a Private Bank Account as a young professional, you must be under 30, employed with a qualification and earn a minimum of R600 000 per year. For some qualifications, reduced earning criteria may apply.

I am interested

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PRIVATE BANK ACCOUNT FEATURES

We believe in forming life-long partnerships with you as you build your career. That’s why we make your banking experience both personal and Out of the Ordinary.

Access to Investec’s offerings

  • Get full access to Investec’s suite of banking and investment offerings and services.
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Why Investec

Exceed expectations

We go beyond transactional banking to partner with you at the start of your career. If you aim high, we exceed all expectations to meet your future aspirations. If you want a bank that understands both the diverse needs of young professionals in South Africa and your own individual needs, choose us as your bank

Get more rewards and benefits

We reward your partnership

Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

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Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

Why not consider the following?
Whether you’re just starting out in your career, building your business, juggling a growing family or looking to retire, we have the banking and investment solutions suitable for your life stage.
BANK
BANK
BANK
A Private Bank Account
For a single transparent monthly fee, the Investec Private Bank Account consolidates your daily transactional banking into one account with one Visa card. You can also open, fund and transact in rands, dollars, euros and pounds using our Multicurrency pockets.
Find out more
FINANCE
FINANCE
FINANCE
A home loan for first-time buyers
A 100% bond including all transfer costs, up to a 30-year term and an interest-only repayment option.
Find out more
FINANCE
Vehicle finance
Finance your new or pre-owned vehicle at up to prime minus 1%.
Find out more
SAVE
SAVE
SAVE
PrimeSaver account
PrimeSaver is a prime-linked savings account with premium interest rates. There’s no minimum deposit required and your funds are immediately available.
Find out more
SAVE
Foreign Currency Call Account
Save in US dollars, British pounds or euros, with instant access to your funds and no monthly fees.
Find out more
INSURE
INSURE
INSURE
Car and household insurance
Get exclusive access to Pinion car and household insurance, available through Aon South Africa.
Find out more
INSURE
Life insurance made for living
Access Investec Life's comprehensive suite of life insurance products. To kickstart your journey with us, you have exclusive access to R25,000 in complimentary life insurance.
Find out more
INVEST
INVEST
INVEST
Online Share Trading account
Open an online share trading account with no account minimum and no annual administration fee.
Find out more
INVEST
Unit trust investments
Access onshore, offshore and tax-free unit trust investments through My Investments, your digital investment platform.
Find out more

Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

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Getting to know you

 

Which option describes you best? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified student under 30 with a work contract.

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you're self-employed/a business owner

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30 earning less than R800,000 per year

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you are not employed or are retired
What is your net worth or investible assets? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com

Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

Clarity logo
Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 
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By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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Select your type of identification *

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Passport Number

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

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Which of the following products are you interested in? *

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Please provide us with your contact details and consent

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Provide your NAV (in rands) *

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Provide your investible asset value *

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By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

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ID number *

This information is required

Minimum characters 9

This is a required field.

Passport Number *

This information is required

Minimum characters 7

This is a required field.

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

Please complete all required fields before sending.

Thank you. We've received your application.

A member of the Private Banking team will be in touch soon regarding the next steps.

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MORE INFORMATION

Rewards factsheet PDF 378.27 KB
Young professional fee schedule PDF 238.88 KB

Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

FOCUS INSIGHTS

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Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.