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Private Banking
For young professionals

Would you like to bank with us?

BENEFITS FOR YOUNG PROFESSIONALS

100% home loan

including transfer fees and up to R5,000 in attorney costs.

 

R25,000

in complimentary life insurance with our LifeStarter package

 

Up to prime minus 1% on vehicle finance

for new vehicles and get competitive rates on pre-owned vehicles.

R340
Monthly fee*

Experience premium banking designed for professionals and entrepreneurs. Gain exclusive access to world-class banking, seamless financial solutions and curated lifestyle benefits.

*available exclusively to Private Banking clients under the age of 30.


GET STARTED TODAY

Eligibility

To open a Private Bank Account as a young professional, you must be under 30, employed with a qualification and earn a minimum of R600 000 per year. For some qualifications, reduced earning criteria may apply.

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PRIVATE BANK ACCOUNT FEATURES

We believe in forming life-long partnerships with you as you build your career. That’s why we make your banking experience both personal and Out of the Ordinary.

Access to Investec’s offerings

  • Get full access to Investec’s suite of banking and investment offerings and services.

A reduced monthly fee

  • We know that you’re just starting out your career, so we’ve reduced the monthly Private Bank Account fee to R340 for clients under the age of 30 years.

Insights and guidance

  • Get access to insights, articles, thought-leadership events and networking opportunities tailored to your life stage.

Finance tailored to your life

  • Buying your first home? Get up to 100 % finance with terms tailored to you.
  • Starting to save or invest? Build your financial base with flexible savings and investment options.

Flexible home loans

  • Up to 100% home loan
  • Finance costs into your loan
  • Up to 30-year home loan term
  • Up to 40% off your registration costs
  • First two-years interest-only payment option

Dedicated bankers

  • You’ll always deal with a human. Get two dedicated Private Bankers supported by the 24/7 global Client Support Centre. You also have access to a financial advisor when you need one.

Financial Adviser

  • As a Private Banking client, you have access to a dedicated Financial Adviser to provide you with objective advice on both life insurance and investment solutions. There is no additional fee for this service – it forms part of our One Place™ proposition. Call us on +27 11 291 3932 / 0860 443 443 to kickstart your financial planning journey with us.

LifeStarter

  • Get R25,000 in complimentary life insurance with our LifeStarter package, available exclusively to you as a Private Banking client under the age of 30.

Investec Digital

  • We offer you secure digital platforms – Investec Online for online banking and the Investec App as your on-the-go banking app. Manage all your accounts on one dashboard with one login.
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Why Investec

Exceed expectations

We go beyond transactional banking to partner with you at the start of your career. If you aim high, we exceed all expectations to meet your future aspirations. If you want a bank that understands both the diverse needs of young professionals in South Africa and your own individual needs, choose us as your bank

Get more rewards and benefits

We reward your partnership

Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

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Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

JOIN US

Ready for Private Banking?

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MORE INFORMATION

Rewards factsheet PDF 305.76 KB
Young professional fee schedule PDF 153.71 KB

 

Awards

Named South Africa’s Best Private Bank and Wealth Manager in South Africa by the Financial Times for 13 years in a row. View all our awards

FOCUS INSIGHTS

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