Vehicle financing

Up to prime minus 1%

Your wheels should match your style – whether it’s a sporty hatch or a sensible sedan. Your vehicle finance should too.

WHY INVESTEC

Get on the road with flexible vehicle finance

From your first set of wheels to a bigger family car. Your dream convertible, or an affordable hatchback. Whatever you’re looking for, speak to your Private Banker about our flexible vehicle finance solutions at highly competitive rates.

Mother and daughter loading their new car

Apply for vehicle finance

Are you in the market to buy a car?

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Vehicle finance features

We offer you a flexible, personalised loan for a new or used vehicle at a competitive rate – you’re always in the driver’s seat.

Finance made for you

Flexible features

Exclusive insurance

Finance made for you

Finance any new vehicle at up to prime -1% and get competitive rates on pre-owned vehicles
You’ll pay zero monthly admin fee if you pay with a debit order from your Private Bank Account
if you have a Private Bank Account, you can apply for a loan on Investec Online or through your Private Banker

Flexible features

We don’t believe in ‘cookie-cutter’ credit scoring – we design the loan around you as an individual
We give you the option to access any additional funds you pay into the loan – or if you pay in extra, save on interest or pay the loan off sooner
You will never be penalised for paying your loan off sooner – we don’t charge early settlement fees

Exclusive insurance

We’ve negotiated preferential rates at Aon South Africa on short-term insurance – just for you
We don’t charge you any excess in the first year of the loan for an accident or if the vehicle is a ‘write-off’
We give you credit shortfall insurance of up to R25 000 for the first year of your loan – at no additional charge

Why wait to become a Private Banking client?

Partner with the international award-winning bank of high net worth individuals.

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Earn Rewards

Bidvest McCarthy - If you buy a new, demo or used/ pre-owned vehicle from Bidvest McCarthy for personal use and finance it through Investec Private Bank or pay for it by EFT from your Private Bank Account, you will earn 1 Rewards point for every R5 you finance or pay by EFT, up to a maximum of 200 000 per vehicle purchase.

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Access any additional funds

With Investec vehicle financing, you can access any extra funds you pay into your loan at any time – and do it all from your Investec Online banking profile.

You have the flexibility to pay more than your monthly installment. This means you can withdraw the additional funds when, and if, you need to.
If you don’t want to take out any of the additional money you pay in, you will save on interest and can pay the loan off sooner.