Vehicle financing
Up to prime minus 1%
young professional in her new car

Your wheels should match your style – whether it’s a sporty hatch or a sensible sedan. Your vehicle finance should too. 

WHY INVESTEC

Get on the road with flexible vehicle finance

From your first set of wheels to a bigger family car. Your dream convertible, or an affordable hatchback. Whatever you’re looking for, speak to your Private Banker about our flexible vehicle finance solutions at highly competitive rates.

Mother and daughter loading their new car

Apply for vehicle finance

Are you in the market to buy a car?

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

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Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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Vehicle finance features

We offer you a flexible, personalised loan for a new or used vehicle at a competitive rate – you’re always in the driver’s seat.

Finance made for you
Flexible features
Exclusive insurance

Finance made for you

Finance made for you

  • Finance any new vehicle at up to prime -1% and get competitive rates on pre-owned vehicles
  • You’ll pay zero monthly admin fee if you pay with a debit order from your Private Bank Account
  •  if you have a Private Bank Account, you can apply for a loan on Investec Online or through your Private Banker

Flexible features

Flexible features

  • We don’t believe in ‘cookie-cutter’ credit scoring – we design the loan around you as an individual
  • We give you the option to access any additional funds you pay into the loan – or if you pay in extra, save on interest or pay the loan off sooner
  • You will never be penalised for paying your loan off sooner – we don’t charge early settlement fees

Exclusive insurance

Exclusive insurance

  • We’ve negotiated preferential rates at Aon South Africa on short-term insurance – just for you
  • We don’t charge you any excess in the first year of the loan for an accident or if the vehicle is a ‘write-off’ 
  • We give you credit shortfall insurance of up to R25 000 for the first year of your loan – at no additional charge 
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Why wait to become a Private Banking client?

Partner with the international award-winning bank of high net worth individuals.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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Earn Rewards

Bidvest McCarthy - If you buy a new, demo or used/ pre-owned vehicle from Bidvest McCarthy for personal use and finance it through Investec Private Bank or pay for it by EFT from your Private Bank Account, you will earn 1 Rewards point for every R5 you finance or pay by EFT, up to a maximum of 200 000 per vehicle purchase.

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Access any additional funds

With Investec vehicle financing, you can access any extra funds you pay into your loan at any time – and do it all from your Investec Online banking profile.

  • You have the flexibility to pay more than your monthly installment. This means you can withdraw the additional funds when, and if, you need to.
  • If you don’t want to take out any of the additional money you pay in, you will save on interest and can pay the loan off sooner. 

Apply for vehicle finance

Interested in financing your vehicle with us?

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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MORE INFORMATION

Insurance Terms and conditions PDF 75.18 KB
Vehicle finance factsheet PDF 666.64 KB

 


Take the quiz


Watch Maps get schooled on all things VrrPah!  
You can test your own knowledge on vehicle finance in this fun quiz show.

 


Take the quiz


Watch Maps get schooled on all things VrrPah!  
You can test your own knowledge on vehicle finance in this fun quiz show.

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Private Bank Account

Exclusive vehicle insurance

Get exclusive access to Pinion vehicle insurance through Aon South Africa with preferential rates. Get up to R25,000 credit shortfall cover included and no basic excess in the first year of cover.

Save on monthly admin fees

The monthly financing administration fee is waived if your monthly repayment is paid by debit order from your Investec Private Bank Account.
Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.