Vehicle financing

Your wheels should match your style – whether it’s a sporty hatch or a sensible sedan. Your vehicle finance should too. 

 

We offer you a flexible, personalised loan for a new or used vehicle at a competitive rate – you’re always in the driver’s seat.

Apply for vehicle finance

Are you in the market to buy a car?

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Finance a new or used car with us

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You can finance your next set of wheels at up to prime minus 1%
zero percent

You’ll pay zero monthly admin fee if you pay with a debit order from your Private Bank Account
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 if you have a Private Bank Account, you can apply for a loan on Investec Online or through your Private Banker

Flexible features

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We don’t believe in ‘cookie-cutter’ credit scoring – we design the loan around you as an individual
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We give you the option to access any additional funds you pay into the loan – or if you pay in extra, save on interest or pay the loan off sooner
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You will never be penalised for paying your loan off sooner – we don’t charge early settlement fees

Exclusive insurance 

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We’ve negotiated preferential rates at Aon South Africa on short-term insurance – just for you
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We don’t charge you any excess in the first year of the loan for an accident or if the vehicle is a ‘write-off’ 
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We give you credit shortfall insurance of up to R25 000 for the first year of your loan – at no additional charge 

Why wait to become a Private Banking client?

Partner with the international award-winning bank of high net worth individuals.

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Earn Rewards

Vehicle finance
With Investec Rewards, you can earn up to 200 000 points when you buy a new vehicle from Bidvest McCarthy and unlimited points when you purchase a new BMW

Access any additional funds

With Investec vehicle financing, you can access any extra funds you pay into your loan at any time – and do it all from your Investec Online banking profile.
 
You have the flexibility to pay more than your monthly installment. This means you can withdraw the additional funds when, and if, you need to.
 
If you don’t want to take out any of the additional money you pay in, you will save on interest and can pay the loan off sooner. 
Vehicle finance

Apply for vehicle finance

Interested in financing your vehicle with us?

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy

An official type of identification is required to perform credit checks. Please complete the fields below.
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Please complete all required fields before sending.

Thank You

We will be in touch

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Download the terms and conditions

Insurance Terms and conditions

Take the quiz

Maps and Lwando

Watch Maps get schooled on all things VrrPah!

You can test your own knowledge on vehicle finance in this fun quiz show.

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