Vehicle financing
Your wheels should match your style – whether it’s a sporty hatch or a sensible sedan. Your vehicle finance should too.
We offer you a flexible, personalised loan for a new or used vehicle at a competitive rate – you’re always in the driver’s seat.
Apply for vehicle finance
Are you in the market to buy a car?
Finance a new or used car with us
You can finance your next set of wheels at up to prime minus 1%
if you have a Private Bank Account, you can apply for a loan on Investec Online or through your Private Banker
Flexible features
We don’t believe in ‘cookie-cutter’ credit scoring – we design the loan around you as an individual
We give you the option to access any additional funds you pay into the loan – or if you pay in extra, save on interest or pay the loan off sooner
You will never be penalised for paying your loan off sooner – we don’t charge early settlement fees
Exclusive insurance
We’ve negotiated preferential rates at Aon South Africa on short-term insurance – just for you
We don’t charge you any excess in the first year of the loan for an accident or if the vehicle is a ‘write-off’
We give you credit shortfall insurance of up to R25 000 for the first year of your loan – at no additional charge
Why wait to become a Private Banking client?
Partner with the international award-winning bank of high net worth individuals.
Earn Rewards
Bidvest McCarthy - If you buy a new, demo or used/ pre-owned vehicle from Bidvest McCarthy for personal use and finance it through Investec Private Bank or pay for it by EFT from your Private Bank Account, you will earn 1 Rewards point for every R5 you finance or pay by EFT, up to a maximum of 200 000 per vehicle purchase.
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BMW - If you purchase a new or demo BMW for personal use from any approved BMW dealership in South Africa and finance it through Investec Private Bank, you will earn 1 Rewards points for every R5 you finance. There is no limit on the number of Rewards points you can earn.
MINI - If you purchase a new or demo MINI for personal use from any approved MINI dealership in South Africa and finance it through Investec Private Bank, you will earn 1 Rewards points for every R5 you finance. There is no limit on the number of Rewards points you can earn.
Access any additional funds
With Investec vehicle financing, you can access any extra funds you pay into your loan at any time – and do it all from your Investec Online banking profile.
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You have the flexibility to pay more than your monthly installment. This means you can withdraw the additional funds when, and if, you need to.
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If you don’t want to take out any of the additional money you pay in, you will save on interest and can pay the loan off sooner.
Apply for vehicle finance
Interested in financing your vehicle with us?
Download the terms and conditions
Take the quiz
Watch Maps get schooled on all things VrrPah!
You can test your own knowledge on vehicle finance in this fun quiz show.
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