Vehicle financing

Your wheels should match your style – whether it’s a sporty hatch or a sensible sedan. Your vehicle finance should too. 

 

We offer you a flexible, personalised loan for a new or used vehicle at a competitive rate – you’re always in the driver’s seat.

Apply for vehicle finance

Are you in the market to buy a car?

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Finance a new or used car with us

You can finance your next set of wheels at up to prime minus 1%

You’ll pay zero monthly admin fee if you pay with a debit order from your Private Bank Account

 if you have a Private Bank Account, you can apply for a loan on Investec Online or through your Private Banker

Flexible features

We don’t believe in ‘cookie-cutter’ credit scoring – we design the loan around you as an individual

We give you the option to access any additional funds you pay into the loan – or if you pay in extra, save on interest or pay the loan off sooner

You will never be penalised for paying your loan off sooner – we don’t charge early settlement fees

Exclusive insurance 

We’ve negotiated preferential rates at Aon South Africa on short-term insurance – just for you

We don’t charge you any excess in the first year of the loan for an accident or if the vehicle is a ‘write-off’ 

We give you credit shortfall insurance of up to R25 000 for the first year of your loan – at no additional charge 

Why wait to become a Private Banking client?

Partner with the international award-winning bank of high net worth individuals.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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Earn Rewards

Bidvest McCarthy - If you buy a new, demo or used/ pre-owned vehicle from Bidvest McCarthy for personal use and finance it through Investec Private Bank or pay for it by EFT from your Private Bank Account, you will earn 1 Rewards point for every R5 you finance or pay by EFT, up to a maximum of 200 000 per vehicle purchase.
 
BMW - If you purchase a new or demo BMW for personal use from any approved BMW dealership in South Africa and finance it through Investec Private Bank, you will earn 1 Rewards points for every R5 you finance. There is no limit on the number of Rewards points you can earn.
 
MINI - If you purchase a new or demo MINI for personal use from any approved MINI dealership in South Africa and finance it through Investec Private Bank, you will earn 1 Rewards points for every R5 you finance. There is no limit on the number of Rewards points you can earn.

Access any additional funds

With Investec vehicle financing, you can access any extra funds you pay into your loan at any time – and do it all from your Investec Online banking profile.
 
You have the flexibility to pay more than your monthly installment. This means you can withdraw the additional funds when, and if, you need to.
 
If you don’t want to take out any of the additional money you pay in, you will save on interest and can pay the loan off sooner. 

Apply for vehicle finance

Interested in financing your vehicle with us?

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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Download the terms and conditions

Insurance Terms and conditions

Take the quiz

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