Home loans for first-time buyers

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Buying your first home is a big step. It’s not one you want to take alone. If you’re looking to make the move, get the expertise, finance, and flexibility you need.

First-time home buyer?

Make the move to an Investec Private Bank Home Loan – you won’t be alone in the process, your Private Banker will be with you step by step.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

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Features of Investec Private Home Loan

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You’ll get a 100% home loan with no deposit at a competitive rate

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You can finance any transfer costs into your loan

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Your credit assessment is based on you and not on a scorecard

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You’ll pay no monthly service fee if you pay your loan from your Private Bank Account

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You’ll receive a discount on bond registration fees

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You can choose payment terms of up to 30 years

Not an Investec Private Banking Client?

Partner with the international award-winning bank of high net worth individuals.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy

An official type of identification is required to perform credit checks. Please complete the fields below.

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Full access with a flexible facility

Our home loan responds to your needs – put extra funds in when you can, access those extra funds when you need it.

Home loan

Space to move things around

Your repayments will be made up of both capital and interest over the term of your Investec Private Home Loan.

And you can access the capital portion of the loan value once a year, every year, for the first five years – and at the same rate.*  We call this our Unutilised Benefit and it’s designed to help you use your loan to its fullest potential. 

*Subject to meeting certain qualifying criteria

Home loan

Room to breathe

If you pay more than your monthly minimum, you will save on interest and so much more.

If you pay extra into your loan, you can reduce your monthly payments, pay it off sooner or keep those extra funds available if you need it – you choose.

First-time home buyer?

With Investec, you’ll get a tailored finance solution that meets your requirements as a first-time home buyer – whether you’re single, married, or making the move with a partner.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy.

An official type of identification is required to perform credit checks. Please complete the fields below.

Please read Investec's website privacy policy and data protection statement before proceeding. By clicking on the ‘Next’ button, I understand that due to the nature of my request, the information in this form will be directed to the appropriate teams at Investec, so that my request may be processed in the most applicable manner.

Sending...

Please complete all required fields before sending.

Thank You

We will be in touch.

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Maps and Lwando

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