Skip to main content

     

Digital banking

Digital excellence. Human expertise.
INVESTEC DIGITAL BANKING

Smart technology with real expertise

Whether you’re an individual, a mid-size enterprise, or an established corporation, Investec gives you the best of both worlds. You’ll enjoy a world-class digital experience, supported by expert Private Bankers, business bankers, consultants, and a 24/7/365 global Client Support Centre. With Investec Online and the App, you can manage your accounts securely – wherever you are in the world.
Investec App
Our banking app puts control of your finances at your fingertips. View and manage your local and international banking and investment accounts, anywhere, at any time.
Investec Online
Use our online platform to manage your local and international accounts from your desktop. View all your banking and investment accounts, in one place with one login.
Investec App
Our banking app puts control of your finances at your fingertips. View and manage your local and international banking and investment accounts, anywhere, at any time.
Investec Online
Use our online platform to manage your local and international accounts from your desktop. View all your banking and investment accounts, in one place with one login.
Digital at your fingertips. 24/7 dedicated assistance
Seamless international banking

Easily manage international payments wherever you are in the world.

24/7 support

Our 24/7/365 team of bankers in our global Client Support Centre is available for all your queries and requests.

Data protection and security

Ultra-secure data protection to ensure your wealth and personal information is safe. 

Solutions designed for you

We have designed products that save clients time and make their lives more convenient. 

Tailored online experience

Make your online experience your own. Tailor your personal and banking platform to suit your personal and business needs.

You’re in control

Access a wide range of features to bank, save, invest and manage your finances online or through the App.

Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

* indicates required field.
Getting to know you

 

Which option describes you best? *

This field is required

 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified student under 30 with a work contract.
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
What is your gross income per year? *

This field is required

 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee under 30
What is your gross income per year? *

This field is required

 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you're self-employed/a business owner
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30
What is your gross income per year? *

This field is required

 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30 earning less than R800,000 per year
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you are not employed or are retired
What is your net worth or investible assets? *

This field is required

 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com

Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

Clarity logo
Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 

Want to start your application again? * If you think you may have entered something incorrectly, you can go back and start again. Or click the X at the top right to close.

This field is required

You're almost done
Which of the following products are you interested in? *

This information is required

 
Please provide us with your contact details and consent

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field in order for us to contact you

This information is required

Minimum characters 10

This is a required field in order for us to contact you

 

By submitting this form, you give Investec permission to perform a credit check on you.

Provide your actual gross annual income (in rands) *

This information is required

Minimum characters 1

This is a required field.

Select your type of identification *

This field is required

ID number *

This information is required

Minimum characters 9

This is a required field.

Passport Number *

This information is required

Minimum characters 7

This is a required field.

State your nationality as shown in your passport *

This information is required

Minimum characters 1

This is a required field

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

You're almost done
Which of the following products are you interested in? *

This information is required

 
Please provide us with your contact details and consent

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field in order for us to contact you

This information is required

Minimum characters 10

This is a required field in order for us to contact you

Provide your annual salary (in rands) *

This information is required

Minimum characters 1

This is a required field.

State your business profit after tax (in rands) *

This information is required

Minimum characters 1

This is a required field.

Provide your NAV (in rands) *

This information is required

Minimum characters 1

This is a required field.

 

By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

This field is required

ID number

This information is required

Minimum characters 9

This is a required field.

Passport Number

This information is required

Minimum characters 7

This is a required field.

State your nationality as shown in your passport *

This information is required

Minimum characters 1

This is a required field

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

You're almost done
Which of the following products are you interested in? *

This information is required

 
Please provide us with your contact details and consent

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field in order for us to contact you

This information is required

Minimum characters 10

This is a required field in order for us to contact you

Provide your NAV (in rands) *

This information is required

Minimum characters 1

This is a required field.

Provide your investible asset value *

This information is required

Minimum characters 1

This is a required field.

 

By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

This field is required

ID number *

This information is required

Minimum characters 9

This is a required field.

Passport Number *

This information is required

Minimum characters 7

This is a required field.

State your nationality as shown in your passport *

This information is required

Minimum characters 1

This is a required field

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

Sending...

Please complete all required fields before sending.

Thank you. We've received your application.

A member of the Private Banking team will be in touch soon regarding the next steps.

Sorry there seems to be a technical issue

There are issues with the form

The following fields have validation errors:

Discover faster, smarter, anytime banking

Transact

  • Open a bank account: Open a transactional, investment or savings account, or apply for financing, loan or insurance in just a few steps.
  • Pay and transfer funds: Make a payment to a new or existing beneficiary or transfer funds between your accounts on your Investec Online profile.
  • PayShap: Instantly send or receive payments using a mobile phone number, business name or bank account details.
  • Manage cards and accounts: View and manage your Investec cards and bank accounts online or on your app.
  • Manage beneficiaries, payments and authorisations: Set up, schedule and authorise the release of payments and manage new and existing beneficiaries.
  • Bank statements and documents: View and download bank statements, tax certificates, travel visa letters, and more. 
  • International banking: Easily manage your foreign currency and send and receive money in multiple currencies and across borders.
  • Buy airtime, data and electricity: Buy airtime, data and electricity for you, friends, family and employees.
Transact
  • Open a bank account: Open a transactional, investment or savings account, or apply for financing, loan or insurance in just a few steps.
  • Pay and transfer funds: Make a payment to a new or existing beneficiary or transfer funds between your accounts on your Investec Online profile.
  • PayShap: Instantly send or receive payments using a mobile phone number, business name or bank account details.
  • Manage cards and accounts: View and manage your Investec cards and bank accounts online or on your app.
  • Manage beneficiaries, payments and authorisations: Set up, schedule and authorise the release of payments and manage new and existing beneficiaries.
  • Bank statements and documents: View and download bank statements, tax certificates, travel visa letters, and more. 
  • International banking: Easily manage your foreign currency and send and receive money in multiple currencies and across borders.
  • Buy airtime, data and electricity: Buy airtime, data and electricity for you, friends, family and employees.
Invest
  • My Investments: Trade shares online and invest in a range of local and offshore unit trusts, managed portfolios and tax-free investments with Investec’s intuitive online investment platform.
  • Clarity: Clarity is the easy and transparent way to access the world’s financial markets. Invest locally and internationally, buy any value of a share, invest in a wide range of index funds – and more.
  • Online share trading: Buy and sell shares, futures and contracts for difference with our easy-to-use share trading platform.  
Save
  • Open a savings account: Transfer your cash into a savings account in just a few clicks and begin earning interest.
  • Foreign currency call account: Save, view and manage your savings in foreign currency, US dollar, British pound and euro.
Individual
  • Manage my Life: Save your own personal information, such as, all your account numbers, medical aid information and family member details for easy access. This service also offers alerts to expiring licences.
  • Manage my finances: A global, consolidated view of all your finances, including Investec accounts and other financial institutions (eg. rewards, loyalty programmes, unit trusts, assets and provident funds) helping you make more informed decisions, about your net wealth. Set and stick to a monthly budget with our convenient easy-to-use budget tool.
Business Banking

Designed exclusively for mid-sized businesses all the way through to corporates, Investec Business Online is an intuitive online platform that provides sophisticated, expanded transactional banking capabilities.

Investec Business Online is further complemented by our range of other essential business banking services, including the Investec Business Account, savings and deposit accounts, lending and credit solutions, as well as Investec’s ongoing commitment to service excellence.

Digital banking, designed around you

Banking should give you more than a way to move money. It should give you more confidence, more control and more time for what matters.

From advanced security features and seamless everyday banking to personalised insights and support whenever you need it, discover how Investec combines intuitive digital experiences with real human expertise on an award-winning digital platform*.

awards banner

*As recognised at the 2026 PWM Wealth Tech Awards for Best Digital Bank in Africa

Our advanced digital capabilities
Private Vault

With best-in-class security, Private Vault gives you secure place to save – and retrieve – digital copies of all your important documents

Multicurrency pockets

A feature of the Private Banking Account, Multicurrency pockets enable you to add foreign currency pockets and seamlessly transact in pounds, dollars and euros using your physical and virtual Investec Visa card.

Investec Developer

Investec Developer gives businesses and developers direct API access to build custom banking solutions. Clients can join the Investec Developer community to connect, share ideas and get support. In a local industry first, Programmable Banking lets you write code that controls how your card works. 

Digital excellence. Human expertise.

default-zebra-3
You may also be interested in

Private Banking and Wealth Management for you, your family and your business.

Our financial offerings are distinctly designed for you
Private banking
Experience Out of the Ordinary banking that’s tailored to your needs.
Learn more
Business Banking
Running a successful business takes endurance and drive, and we are here to walk the journey with you.
Learn more
A leading international Bank and Wealth Manager
Using our presence in 12 countries and global network, we offer international banking where you are.
Learn more
Save
Choose a savings account on the terms that meet your goals.
Learn more
Invest
Making your wealth work smarter, backed by a world-leading investment management team
Learn more
Insure
Life insurance products, for you and your family.
View our insure solutions
Private banking
Experience Out of the Ordinary banking that’s tailored to your needs.
Learn more
Business Banking
Running a successful business takes endurance and drive, and we are here to walk the journey with you.
Learn more
A leading international Bank and Wealth Manager
Using our presence in 12 countries and global network, we offer international banking where you are.
Learn more
Save
Choose a savings account on the terms that meet your goals.
Learn more
Invest
Making your wealth work smarter, backed by a world-leading investment management team
Learn more
Insure
Life insurance products, for you and your family.
View our insure solutions

Insights from Investec Focus

Previous
Previous