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UK Private Bank Account

A sterling-based transactional account held in the UK

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WHY INVESTEC

Banking for the global citizen

Enjoy the convenience of having your local and international bank accounts all in one place. As part of our Investec One Place™ proposition, you get access to an offshore bank account held and operated in the UK by Investec Bank plc., allowing you to easily transact, receive or hold funds in the UK.
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GET STARTED TODAY

Apply for a UK bank account

The UK bank account is available to existing clients that hold an active Investec South African Private Bank Account. Find out if you’re eligible to bank with Investec.

Explore eligibility

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FEATURES OF THE UK PRIVATE BANK ACCOUNT

The Investec UK Private Bank account is designed to be a secondary account and is ideal if you regularly travel to the UK and Europe or receive an income in the UK.

Visa debit card

  • A Visa debit card with contactless as well as Chip and PIN technology
  • Internationally accepted
  • Can be loaded on Apple Pay

Fully transactional account

  • Draw cash from any Visa ATM worldwide
  • Make electronic payments
  • Load direct debits and standing orders
  • Send and receive money outside the UK

No monthly maintenance fee

  • If you maintain your SA Private Bank Account, the monthly maintenance fee of £10 is waived (effective 1 August 2025)
  • No additional fee for faster payments (CHAPS)
  • No additional fee for electronic transfers
  • No additional fee for cash withdrawals in pounds in the UK
  • No additional fee for international payments

No foreign currency fees

  • No foreign currency fees apply when you use your UK card for cash withdrawals and card payments in certain countries outside the UK
  • A flat 2% foreign currency fee of the transaction value will be incurred in other countries

Free SMS notifications

  • Free SMS notifications are sent on any transaction on your account or Investec card above £20
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GET MORE

Rewards and benefits

Free delivery

Free delivery of your Investec UK Visa debit card in South Africa.

24/7 support

Enjoy 24/7 support through the same global Client Support Centre team for both your SA and UK account queries.

One online banking profile

Link your UK and SA online banking profiles so you only need one login to access both your SA and UK accounts.
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Free delivery

Free delivery of your Investec UK Visa debit card in South Africa.

24/7 support

Enjoy 24/7 support through the same global Client Support Centre team for both your SA and UK account queries.

One online banking profile

Link your UK and SA online banking profiles so you only need one login to access both your SA and UK accounts.

APPLYING

Who can open an Investec UK bank account?

To be eligible for a UK Private Bank Account, you need to hold a Private Bank Account with Investec South Africa, be a resident of South Africa or the UK and be over 18 years old. A minimum opening deposit of GBP 1,000 is required.

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MORE INFORMATION

UK Private Bank Account factsheet PDF 220.94 KB
UK Private Bank Account terms and conditions* PDF 764.4 KB

*The UK Private Bank Account terms and conditions are listed within the Investec Relationship Agreement.

 

OPEN AN INVESTEC PRIVATE BANK ACCOUNT

Find out if you are eligible to be a Private Banking client. Already a client? Open one now through Investec Online or the App.

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FOCUS INSIGHTS

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