Personal finance

Flexible solutions tailored for you

You have a clear idea of the lifestyle you desire, but need finance to make it a reality. We offer personal and flexible financing for property, vehicles and lifestyle assets.

You aren’t the sum of your data

We understand that no two clients are the same and we therefore customize your finance based on your needs.

Giving you the best deal

Investec has your interests at heart and will structure your finance to help you maximise your tax and cash flow requirements. Plus, you'll benefit from market leading interest rates. 

Efficiency and transparency

You can expect a quick, efficient approval process. From application to registration, your Private Banker will attend to your loan and keep you up to date at every stage. If you have a query out of office hours, the global Client Support Centre is a phone call away.

Home loans

Receive up to 100% financing on your home loan, plus the ability to capitalise the registration costs, initiation and valuation fees into your facility.
 
You get online access to your property finance facility, so you can make additional deposits, access available funds in advance or pay beneficiaries directly from your home loan.
 
You also have access to the capital portion of your loan repayments once every year for the first 59 months and, thereafter, on application.
 
If you service your repayments via debit order through your Private Bank Account , you will not pay the monthly service fee (lending administration fee).
 
Terms and conditions apply.



Vehicle finance

Vehicle finance up to prime minus 1%.
 
Whether it’s a new car for private use or a new truck for your business, we can assist with the finance to get you the vehicle you’re after. 

You’ll enjoy:
  • Finance structured according to your individual requirements and specifications
  • Ability to view your vehicle finance through Investec Online
  • Support through our 24/7 global Client Support Centre
  • Earn up to a maximum of 200,000 Rewards points per vehicle through Bidvest McCarthy
  • You earn Rewards points on the total value financed through Investec if you buy a new BMW for personal use from any approved BMW dealership.
* Terms and conditions apply

Aon South Africa

Aon South Africa is the insurance broking partner to Investec Private Banking. As the leading provider of high net worth private insurance broking solutions, we have designed a range of well-established unique insurance offerings for individuals and businesses. Our tried and tested products are arguably amongst the best and most comprehensive in the market today.    

For more information contact Aon South Africa on 0860 746 466 or email [email protected] 

Apply now

Interested in financing with us?
Tell us more, so we can partner with you.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy: 
https://www.investec.com/en_za/legal/privacy-policy.html
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More finance options for you

  • Medical practice and equipment finance

    Medical practice and equipment finance

    If you’re setting up, buying into, equipping or simply expanding your business or practice, Investec can assist. We offer a range of tailored, flexible products and services, from our Investec Private Business Account for transactional banking to asset finance for your practice. 

  • Specialised finance

    Specialised finance

    If you want to diversify your investments, or maximise your liquidity, then our expertise and global reach are what you need. Complex financing and transactions are our speciality. We work closely with your tax and legal advisers to address any issues that may arise efficiently. 

More finance options for you

Medical practice and equipment finance
Specialised finance

Medical practice and equipment finance

If you’re setting up, buying into, equipping or simply expanding your business or practice, Investec can assist. We offer a range of tailored, flexible products and services, from our Investec Private Business Account for transactional banking to asset finance for your practice. 

Specialised finance

If you want to diversify your investments, or maximise your liquidity, then our expertise and global reach are what you need. Complex financing and transactions are our speciality. We work closely with your tax and legal advisers to address any issues that may arise efficiently. 

Finance Rates

Current Financing Rates
    Effective from:
Prime lending rate 10.25% 23/11/2018
Investec Mortgage Bond rate 10.25% 23/11/2018
     

Contact our global Client Support Centre available 24/7/365

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Investec Digital

Investec Digital puts control of your finances at your fingertips. Bank and invest any time, no matter where you are in the world.
One Place

Investec. One Place™

Investec. One Place™ is a continuation of Investec’s strong client-centred service culture. Through the collaboration of Private Banking and Wealth & Investment we offer you integrated access to banking and investment services both locally and internationally, all in One Place.

Apply now

Interested in financing your home or vehicle with us?
Tell us more, so we can better serve you.

By submitting this form, you give Investec permission to perform a credit check on you. Please see our Privacy Policy: 
https://www.investec.com/en_za/legal/privacy-policy.html
Sending...
Please complete all required fields before sending.

Thank You

We will be in touch

Sorry there seems to be a technical issue