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Your biggest asset is the income you haven't earned yet.
01 October 2026
Discover why protecting your earning ability is one of the most important financial decisions you can make in your 20s and 30s.
5 min read
Uninterrupted
A plan for your most ambitious years.
Early in your career, your biggest financial asset is the income you haven't earned yet.
Think of all the earnings ahead of you: your payslips, salary increases and bonuses, and side hustles. In your 20s and 30s, death is rare, but interruption isn't. An illness or injury can stop your salary for months while your expenses and debit orders carry on. That's why we created Uninterrupted, a 12-part series about making sure that your wealth-building plan doesn't have to change when life does.
39%
South African income earners have enough life and disability cover to replace only 39% of the income their families would need if they could no longer earn an income.
The two sides of building wealth
Building real wealth has two parts: investments to grow your money and cover to protect the income that fuels that growth. Protecting that income is what life insurance does, so that a major health setback doesn't have to become a financial one.
Each month, Uninterrupted takes one question at a time, based on what people like you are asking, with a short article and a 90-second video from one of our senior financial advisers who works with clients like you every day. Our goal is to make sure a few months off work never turn into years of lost financial ground.
Whether you've just started earning or you're a few promotions in, it's here to help you get back to what matters: building a life of prosperity. Uninterrupted.
Have a question?
If you have a question about protecting the life you’re building, share it with us below, and help shape what topic we cover next on Uninterrupted.
Tune into our episodes
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Tailor-made insurance to fit your lifestyle
Investec Life
Investec Life offers life insurance made for you and your family. Get life, income, disability and illness cover today.
Income Protection Cover
Income protection insurance from Investec Life helps you meet your monthly financial commitments if you cannot work.
Disability Cover
Disability Cover from Investec Life pays you a lump sum if you become permanently disabled, helping you cover rehabilitation costs and changes to your home and lifestyle.
Disclaimer
Disclaimer
Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company and an authorised Financial Services Provider (FSP number 47702). The video on this page contains factual information and should therefore not be regarded as financial advice. Terms and conditions apply.
Focus and its related content is for informational purposes only. The opinions featured on the site are not to be considered as the opinions of Investec and do not constitute financial or other advice. The information presented is subject to completion, revision, verification and amendment.
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