What is business protection?
Business protection from Investec Life ensures that you and your business are financially protected should you pass away or unable to work due to an illness or injury. Having a reliable partner to take up the slack and keep your business going is crucial, be it permanent or temporary — especially when considering cover like Business Overheads Cover.
One of the most significant risks your business faces is, if something happens to you. That’s why Investec Life offers comprehensive, flexible life insurance solutions to ensure that you and your stakeholders have the financial breathing room to continue operating should you pass away or suffer an illness or injury.
Contingent Liability Cover
Does your business have oustanding debt?
Contingent Liability Cover settles loans taken out by a business where the owner has signed personal surety for the debt. It removes the risk of debt being paid from the signatory’s personal estate and enables continued operating without the burden of loan obligations.
Keyperson Insurance
Are there key employees in your business who drive revenue or profitability?
If a keyperson passes away or becomes permanently disabled, this insurance helps the company meet its financial obligations until an appropriate replacement is found.
Buy and Sell Agreements
Do you have shareholders or business partners?
If a shareholder dies or is permanently disabled, Buy and Sell Agreements regulate the purchase of that partners interest in the company – bringing certainty to both the dependents and the remaining shareholders of the company.
The video on this page contains factual information and should therefore not be regarded as financial advice.