Business Transactional Banking

Uncomplicated business transcactional banking for businesses and corporates
Business transactional banking businessman

Enjoy efficient, everyday business banking with an Investec Business Transactional Banking account.

Investec provides for your business banking requirements, whether you are a mid-sized enterprise or an established corporate. We offer a range of solutions to simplify your business banking, for convenient and secure online transacting.

Start the conversation

As an Out of the Ordinary banking partner who is attentive and agile – we take the time to get to know your needs and design the most appropriate solution for your business.


Easy to use and efficient banking, backed by a dedicated team of specialists

Service and support

Experience our exceptional service promise from a dedicated team of business banking experts.

Intuitive online platform

Tailor your online banking experience to support your business operational efficiency and suit your business needs. 

Simple and transparent

Enjoy a straightforward monthly fee per account and minimal transaction charges.

Our solutions

Programmable banking

More control in your hands with Programmable Banking

In a local industry first, Investec has launched Programmable Banking for business and private banking clients. This offering allows you access to your banking and transactional data and the power to craft individualised banking services, enabling you to be at the forefront of innovation.

Programmable banking

Investec Business Online

Investec Business Online

Designed exclusively for mid-sized businesses all the way through to corporates, Investec Business Online is an intuitive online platform that provides sophisticated, expanded transactional banking capabilities.


Investec Business Online is further complemented by our range of other essential business banking services, including the Investec Business Account, savings and deposit accounts, lending and credit solutions, as well as Investec’s ongoing commitment to service excellence.

Corporate Credit Card

Corporate Credit Card

Our Corporate Credit Card can be used for purchases and payments anywhere that VISA is accepted (including Online) Credit Card balances and statements may be viewed on Investec Business Online.

Debit order switching

Debit order switching

We can assist the client with transferring of debit orders from their previous Bank to Investec.

Corporate Notice Deposit

Corporate Notice Deposit

Offering your business competitive interest rates as well as liquidity so that you can manage your cash flow requirements while maximising your investment returns.

Call and Fixed Deposits

Call and Fixed Deposits

A range of call, notice and fixed deposits to suit your business cash flow requirements.

Customer Foreign Currency Account

Customer Foreign Currency Account

Ideal for international transacting, including managing foreign currency receipts and payments.

Step up Coupon Deposits

Step up Coupon Deposits

An over-the-counter deposit suited to investors who require liquidity on quarterly Re-Investment Dates but are rewarded with increasing spreads for cash that remains on deposit for term.

Are we the right choice for your business?

Have you been in business for more than three years, with a turnover of more than R30million per annum, and can provide us with audited financials?

Then we can offer you a suite of local and international business banking solutions tailored to your individual requirements.


Let us help your business grow

Understanding your business helps us customise the solutions you're looking for.


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Dhiren Mansingh
Dhiren Mansingh - Head of Business Transactional Banking

Our aim is to provide a private client banking experience for businesses. Providing a high-tech, high touch and intuitive transactional banking offering underpinned by a high standard of personalised client service.

Transactional Banking Ts&Cs

Corporate Transactional Banking – Corporate Credit Card Terms and Conditions PDF 292.46 KB
Corporate Transactional Banking – Investec Corporate Optional Top Up Travel Insurance Policy PDF 1.44 MB
Corporate Transactional Banking – Investec Corporate Complimentary Travel Insurance Policy PDF 1.23 MB
Corporate Transactional Banking - Corporate Credit Card Terms and Conditions - Abridged IFB PDF 232.96 KB
Corporate Transactional Banking - Investec Business Account Terms and Conditions - Abridged IFB PDF 161.65 KB