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Intermediaries - Channel Islands

Liquid 180-day notice account

A high-performance 180-day notice savings account with 10% immediate access to savings in sterling or US dollar.

Explore our hybrid 180-day notice account
Why save with Investec?

Our notice accounts give your clients performance and liquidity. Your clients enjoy the performance of a 180-day notice account, and the confidence of accessing 10% of their cash as their priorities change.

One interest rate

The 10% easy access money earns the same rate of interest as the savings your clients have at 180 days’ notice. 

Efficient, easy access

90% of your client's savings will always be available at 180-days’ notice. If they make a withdrawal from the other 10%, we rebalance their savings for them.

How this account works

This account requires an opening deposit of £100,000 or $100,000. We balance your client's savings split at a ratio of 90:10 across the ‘on-call’ account and the 180-day notice account. If a withdrawal is made, we move money from the notice account so your client's savings are split evenly.

They can withdraw up to 10% of their entire balance at any time within a month, and the remaining amount is rebalanced at the end of the month to reflect the new 90:10 ratio. Your client's savings remain invested until they request to withdraw some or all of the money.

Other Savings accounts
Treasury Direct Reserve account

The 32-Day Notice Account provides the fastest access to money from our notice accounts. The money stays invested until 32 days after we’ve received a written notice requesting withdrawal.

Fifty-50 account

This hybrid savings account enables immediate access to 50% of your savings and the performance of saving the rest in the long term with 32-day notice. There’s no minimum opening balance and no minimum term. 

Horizon account

The 90-day notice account has one of the higher rates of interest across all of our notice accounts. The money stays invested until 90 days after we’ve received a written notice requesting withdrawal.

Fixed term deposit account

Your clients earn a competitive fixed interest rate on deposited savings and protect their returns from rate fluctuations. They select the term they want, from one week to one year. 

Get in touch with our Investec Guernsey team

  • Ashley Dye

    Ashley Dye

    Ashley Dye

    Head of Financial Intermediaries - Guernsey

    Location: Guernsey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

  • Louise Tidd

    Louise Tidd

    Louise Tidd

    Relationship Manager

    Location: Guernsey

    I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey.  I have been with Investec since 2007 and was recently appointed as RM in 2018.

  • James Mroch

    James Mroch

    James Mroch

    Relationship Manager

    Location: Switzerland

    I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

Get in touch with our Investec Guernsey team

Ashley Dye
Ashley Dye

Ashley Dye

Head of Financial Intermediaries - Guernsey

Location: Guernsey

Speak to me about: Financial Intermediaries

I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

Louise Tidd
Louise Tidd

Louise Tidd

Relationship Manager

Location: Guernsey

I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey.  I have been with Investec since 2007 and was recently appointed as RM in 2018.

James Mroch
James Mroch

James Mroch

Relationship Manager

Location: Switzerland

I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

Get in touch with our Investec Jersey team

  • Ryan Lambotte

    Ryan Lambotte

    Ryan Lambotte

    Head of Financial Intermediaries - Jersey

    Location: Jersey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

  • Dom Michon

    Dom Michon

    Dom Michon

    Relationship Manager

    Location: Jersey

    I joined the Trust & Corporate team in June 2008, bringing over 40 years of professional experience in the industry. In my role, I am responsible for managing client relationships and identifying new business opportunities, including liquidity, foreign exchange, and custody services. My extensive career has equipped me with the expertise needed to deliver high-quality service while fostering strong client connections.

  • Greig Higgens

    Greig Higgens

    Greig Higgens

    Relationship Manager

    Location: Jersey

    I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.

  • Shelly Cassidy

    Shelly Cassidy

    Shelly Cassidy

    Relationship Manager

    Location: Jersey

    I joined Investec in 2016 as a member of the Financial Intermediary team,  I am part of the Relationship Management Team, providing tailored banking solutions. My role focuses on building and developing active relationships with our clients, who are regulated Financial Intermediaries in Jersey. With over 25 years of experience in the financial sector, I bring a wealth of knowledge and professionalism to my work, ensuring exceptional service and strong client connections.

Get in touch with our Investec Jersey team

Ryan Lambotte
Ryan Lambotte

Ryan Lambotte

Head of Financial Intermediaries - Jersey

Location: Jersey

Speak to me about: Financial Intermediaries

I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

Dom Michon
Dom Michon

Dom Michon

Relationship Manager

Location: Jersey

I joined the Trust & Corporate team in June 2008, bringing over 40 years of professional experience in the industry. In my role, I am responsible for managing client relationships and identifying new business opportunities, including liquidity, foreign exchange, and custody services. My extensive career has equipped me with the expertise needed to deliver high-quality service while fostering strong client connections.

Greig Higgens
Greig Higgens

Greig Higgens

Relationship Manager

Location: Jersey

I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.

Shelly Cassidy
Shelly Cassidy

Shelly Cassidy

Relationship Manager

Location: Jersey

I joined Investec in 2016 as a member of the Financial Intermediary team,  I am part of the Relationship Management Team, providing tailored banking solutions. My role focuses on building and developing active relationships with our clients, who are regulated Financial Intermediaries in Jersey. With over 25 years of experience in the financial sector, I bring a wealth of knowledge and professionalism to my work, ensuring exceptional service and strong client connections.