Easy access savings accounts provide liquidity and performance. Our hybrid account does both at once. Your clients enjoy the confidence of easy access to 50% of their savings and the performance of saving the rest in the long term.
With no minimum opening balance, your clients enjoy instant access to money while earning the same interest rate as savings at 32 days’ notice.
Your clients can save using our hybrid 32-day notice account in sterling, euro or US dollar.
Deposited savings must be evenly split between the two accounts. If clients make a withdrawal, we rebalance their savings for them at the end of the calendar month.
How this account works
There’s no minimum opening balance and no minimum term. We balance savings equally across the ‘on-call’ account and the 32-day notice account. If a withdrawal is made, we move money from the notice account so the savings are split evenly.
Clients can withdraw up to 50% of their entire balance at any time within a calendar month, and the entire amount with 32 days’ notice. Their savings remain invested until they withdraw some or all of their money.
The 32-Day Notice Account provides the fastest access to money from our notice accounts. The money stays invested until 32 days after we’ve received a written notice requesting withdrawal.
The 90-day notice account has one of the higher rates of interest across all of our notice accounts. The money stays invested until 90 days after we’ve received a written notice requesting withdrawal.
Enjoy the performance of a 180-day notice account, and the confidence of accessing 10% of the cash if your client's priorities change. You need an opening deposit of £100,000 or $100,000.
Your client will earn a competitive fixed interest rate while protecting their returns from rate fluctuations. Your client selects the term they want, from one week to one year.