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Intermediaries - Channel Islands

Fifty-50 account

Your clients can blend easy access with a high-performance 32-day notice savings account with 50% easy access to savings in sterling, euro and US dollar.

Explore our hybrid 32-day notice savings account
Why save with Investec?

Easy access savings accounts provide liquidity and performance. Our hybrid account does both at once. Your clients enjoy the confidence of easy access to 50% of their savings and the performance of saving the rest in the long term.

Two ways to save, one interest rate

With no minimum opening balance, your clients enjoy instant access to money while earning the same interest rate as savings at 32 days’ notice.

Save in multiple currencies

Your clients can save using our hybrid 32-day notice account in sterling, euro or US dollar.

Efficient, easy access

Deposited savings must be evenly split between the two accounts. If clients make a withdrawal, we rebalance their savings for them at the end of the calendar month.

How this account works

There’s no minimum opening balance and no minimum term. We balance savings equally across the ‘on-call’ account and the 32-day notice account. If a withdrawal is made, we move money from the notice account so the savings are split evenly.

Clients can withdraw up to 50% of their entire balance at any time within a calendar month, and the entire amount with 32 days’ notice. Their savings remain invested until they withdraw some or all of their money.

Other Savings accounts
Treasury Direct Reserve account

The 32-Day Notice Account provides the fastest access to money from our notice accounts. The money stays invested until 32 days after we’ve received a written notice requesting withdrawal.

Horizon account

The 90-day notice account has one of the higher rates of interest across all of our notice accounts. The money stays invested until 90 days after we’ve received a written notice requesting withdrawal.

Liquid 180 account

Enjoy the performance of a 180-day notice account, and the confidence of accessing 10% of the cash if your client's priorities change. You need an opening deposit of £100,000 or $100,000.

Fixed term deposit account

Your client will earn a competitive fixed interest rate while protecting their returns from rate fluctuations. Your client selects the term they want, from one week to one year. 

Get in touch with our Investec Guernsey team

  • Ashley Dye

    Ashley Dye

    Ashley Dye

    Intermediaries - Guernsey

    Location: Guernsey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

  • Louise Tidd

    Louise Tidd

    Louise Tidd

    Relationship Manager

    Location: Guernsey

    I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey.  I have been with Investec since 2007 and was recently appointed as RM in 2018.

  • James Mroch

    James Mroch

    James Mroch

    Relationship Manager

    Location: Switzerland

    I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

Get in touch with our Investec Guernsey team

Ashley Dye
Ashley Dye

Ashley Dye

Intermediaries - Guernsey

Location: Guernsey

Speak to me about: Financial Intermediaries

I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses.  Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution.  I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.

Louise Tidd
Louise Tidd

Louise Tidd

Relationship Manager

Location: Guernsey

I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey.  I have been with Investec since 2007 and was recently appointed as RM in 2018.

James Mroch
James Mroch

James Mroch

Relationship Manager

Location: Switzerland

I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017. 

Get in touch with our Investec Jersey team

  • Ryan Lambotte

    Ryan Lambotte

    Ryan Lambotte

    Head of Financial Intermediaries - Jersey

    Location: Jersey

    Speak to me about: Financial Intermediaries

    I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

  • Dom Michon

    Dom Michon

    Dom Michon

    Relationship Manager

    Location: Jersey

    I joined the Trust & Corporate team in June 2008. I am responsible for managing client relationships identifying new business opportunities such as liquidity, foreign exchange and custody.

  • Greig Higgens

    Greig Higgens

    Greig Higgens

    Relationship Manager

    Location: Jersey

    I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.

  • Shelly Cassidy

    Shelly Cassidy

    Shelly Cassidy

    Relationship Manager

    Location: Jersey

    I joined Investec in 2016 as part of the Financial Intermediary team to support the Relationship Management Team, providing banking solutions, building and developing active relationships with our clients who are regulated Financial Intermediaries in Jersey. I have worked within the financial sector for more than 20 years.

Get in touch with our Investec Jersey team

Ryan Lambotte
Ryan Lambotte

Ryan Lambotte

Head of Financial Intermediaries - Jersey

Location: Jersey

Speak to me about: Financial Intermediaries

I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector.  A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.

Dom Michon
Dom Michon

Dom Michon

Relationship Manager

Location: Jersey

I joined the Trust & Corporate team in June 2008. I am responsible for managing client relationships identifying new business opportunities such as liquidity, foreign exchange and custody.

Greig Higgens
Greig Higgens

Greig Higgens

Relationship Manager

Location: Jersey

I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.

Shelly Cassidy
Shelly Cassidy

Shelly Cassidy

Relationship Manager

Location: Jersey

I joined Investec in 2016 as part of the Financial Intermediary team to support the Relationship Management Team, providing banking solutions, building and developing active relationships with our clients who are regulated Financial Intermediaries in Jersey. I have worked within the financial sector for more than 20 years.