Discover an award-winning Private bank account for high earners with unsurpassed levels of service as well as a range of privileges and features.
- £300k minimum yearly earnings
- £3m minimum net worth
- UK resident
Voyage account benefits
One all-inclusive fee
An annual fee of £500 for maintaining the account gives you all the benefits of private banking. There are no hidden charges and we won't charge you for any of the following:
- Sending money within and outside the UK
- Receiving money from outside the UK
The Fee Information Document contains more details about fees for this account.
Whether you’re at home or abroad, we’re here to help in an emergency. If you’ve lost your card or it’s been stolen, there’s no need to worry. We’ll immediately work with you to find the best solution. Whether it's an unexpected card replacement or emergency cash, we'll do all we can to help.
Earn interest on up to £250k
With your Voyage account, you will be paid 0.10% gross p.a/AER* variable interest on balances up to £250,000. For balances over £250,000, you will not be paid any interest (0.00% gross p.a/AER* variable interest).
Flexible arranged overdraft facility
If you're a UK resident you can apply for an arranged overdraft on your Voyage private bank account, based on your personal cash flow needs. This gives you extra flexibility for unexpected or ad hoc expenses.
Find out more about the Voyage arranged overdraft
Using your card abroad
We don't charge any foreign currency fees for using the Investec debit cards in certain countries, including payments, refunds, and cash withdrawals. Any of these transactions made elsewhere and outside the UK will incur a foreign currency fee of 2% of the transaction value. To find out more, click here. However, local ATMs may change their usage fee.
To protect you against fraud and help you stay on top of your account activity, we’ll send you text alerts. These highlight any significant activity on your account and any transactions on your Voyage card above £20.
AXA travel insurance
With the Voyage account, you, your partner, and any children of yours under 19 years old (and under 21 if they’re in full-time education) are eligible to receive AXA Investec Visa Platinum travel insurance – even if they're not travelling with you.
Find out more about travel insurance
Airport lounge access
The Voyage account entitles you to the highest tier of membership of Priority Pass. The Priority Pass membership card gives you and a guest unlimited access to more than 1,500+ lounges.
*AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. The AER is intended to be an indicative rate to help you compare the return on different savings products. Interest is variable and is paid monthly.
Switching account made easy
When you’re ready to join us, we’ll make everything as smooth as possible for you. We’ll transfer any existing balance and all existing outgoing payment arrangements – including direct debits, standing orders and payees you have already set up. You also don’t need to worry about redirecting any incoming payments. We’ll automatically contact the sender and give them your new account details. You won’t have to lift a finger.
Already a customer?
Investec Online gives you control of your finances whenever you need it from wherever you are. This means you’re always in control of your money, wherever you are in the world.
Talk to a private banker about your requirements
If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional private banking service that is designed to suit your individual needs, get in touch.
Extraordinary everyday banking starts with Voyage. It’s designed to support our clients’ day-to-day lifestyle, with benefits that go beyond banking.
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