For high-net-worth individuals

Voyage Account

Day to day banking tailored to your needs

High net worth male sipping an espresso and checking his phone at cafe table
Extraordinary everyday banking starts with a Voyage account. A private bank account designed with high-net-worth individuals in mind.

Client eligibility

  • £300k minimum yearly earnings 
  • £3m minimum net worth
  • UK resident

Voyage account benefits

One all-inclusive fee

An annual fee of £500 for maintaining the account gives you all the benefits of private banking. There are no hidden charges and we won't charge you for any of the following:

  • Sending money within and outside the UK
  • Receiving money from outside the UK

The Fee Information Document contains more details about fees for this account.

Emergency assistance

Whether you’re at home or abroad, we’re here to help in an emergency. If you’ve lost your card or it’s been stolen, there’s no need to worry. We’ll immediately work with you to find the best solution. Whether it's an unexpected card replacement or emergency cash, we'll do all we can to help.

Flexible arranged overdraft facility

If you're a UK resident you can apply for an arranged overdraft on your Voyage private bank account, based on your personal cash flow needs. This gives you extra flexibility for unexpected or ad hoc expenses.

Find out more about the Voyage arranged overdraft

Using your card abroad

We don't charge any foreign currency fees for using the Investec debit cards in certain countries, including payments, refunds, and cash withdrawals. Any of these transactions made elsewhere and outside the UK will incur a foreign currency fee of 2% of the transaction value. To find out more, click here. However, local ATMs may change their usage fee. 

Fraud protection

To protect you against fraud and help you stay on top of your account activity, we’ll send you text alerts. These highlight any significant activity on your account and any transactions on your Voyage card above £20.

AXA travel insurance

With the Voyage account, you, your partner, and any children of yours under 19 years old (and under 21 if they’re in full-time education) are eligible to receive AXA Investec Visa Platinum travel insurance – even if they're not travelling with you.

Find out more about travel insurance

Airport lounge access

The Voyage account entitles you to the highest tier of membership of Priority Pass. The Priority Pass membership card gives you and a guest unlimited access to more than 1,500+ lounges. 

Switching account made easy

The Current Account Switch Guarantee stamp

When you’re ready to join us, we’ll make everything as smooth as possible for you. We’ll transfer any existing balance and all existing outgoing payment arrangements – including direct debits, standing orders and payees you have already set up. You also don’t need to worry about redirecting any incoming payments. We’ll automatically contact the sender and give them your new account details. You won’t have to lift a finger.

Already a customer?

Investec Online gives you control of your finances whenever you need it from wherever you are. This means you’re always in control of your money, wherever you are in the world.

Talk to a private banker about your requirements

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional private banking service that is designed to suit your individual needs, get in touch.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.

For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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Emily Bernstein, an Investec Private Banker
Emily Bernstein, private banker

Extraordinary everyday banking starts with Voyage. It’s designed to support our clients’ day-to-day lifestyle, with benefits that go beyond banking.

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Discover more about the Wealth Management services offered by Investec Wealth & Investment (UK), part of Rathbones Group.