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Investec Save

A range of online savings accounts with no surprise fees or small print and live chat agents are available for support if needed.

Investec Save login screen displaying on a laptop

 
 


With over 30 years of experience, we help our customers make their savings work harder. Our collection of Investec Save accounts are easy to open and manage with live chat support if you need it.

 
Open a new Cash ISA or transfer an existing one with £1,000 or more

1-Year Fixed Rate Cash ISA

Save up to £20,000 a year

earn tax free interest as part of your UK ISA allowance.

Now accepting ISA transfers

transfer from another provider to Investec Save.

One Year fixed term

with interest paid annually.

Previous
Previous

Save up to £20,000 a year

earn tax free interest as part of your UK ISA allowance.

Now accepting ISA transfers

transfer from another provider to Investec Save.

One Year fixed term

with interest paid annually.

Earn 4.60% AER*

guaranteed interest, tax free.

 

3.79% AER*

Online Flexi Saver

A straightforward solution that gives you instant access to your money, our Online Flexi Saver account is a popular choice for its no-strings withdrawals to your linked account.

  • Unlimited deposits and withdrawals
  • Instant access to your savings when you need it
  • Managed entirely online, separate to Investec Online
  • Gross rate interest 3.73%**

 

4.70%, 4.80% and 5.00% AER*

Fixed Rate Saver

Make your savings work harder by depositing your money at a fixed-rate for the duration of your chosen term, giving you peace of mind and a guaranteed return on your savings.

  • One, two and three year fixed terms with no withdrawals
  • At maturity, choose to rollover into a new Fixed Rate Saver or transfer funds to a different Investec Save account. Alternatively, funds will automatically be paid to your linked account
  • Managed entirely online, separate to Investec Online
  • 1-Year gross rate interest 4.70%**
  • 2-Year gross rate interest 4.80%**
  • 3-Year gross rate interest 5.00%**
4.00% AER*

90-Day Notice Saver Issue 7

In return for a notice period, before you access your money, our 90-Day Notice Saver offers a higher interest rate than an instant access account with more flexibility than a fixed term. 

  • Unlimited deposits and withdrawals
  • All withdrawals subject to 90-day notice period
  • Managed entirely online, separate to Investec Online
  • Gross rate interest 3.93%**
3.79% AER*

Online Flexi Saver

A straightforward solution that gives you instant access to your money, our Online Flexi Saver account is a popular choice for its no-strings withdrawals to your linked account.

  • Unlimited deposits and withdrawals
  • Instant access to your savings when you need it
  • Managed entirely online, separate to Investec Online
  • Gross rate interest 3.73%**

 

4.70%, 4.80% and 5.00% AER*

Fixed Rate Saver

Make your savings work harder by depositing your money at a fixed-rate for the duration of your chosen term, giving you peace of mind and a guaranteed return on your savings.

  • One, two and three year fixed terms with no withdrawals
  • At maturity, choose to rollover into a new Fixed Rate Saver or transfer funds to a different Investec Save account. Alternatively, funds will automatically be paid to your linked account
  • Managed entirely online, separate to Investec Online
  • 1-Year gross rate interest 4.70%**
  • 2-Year gross rate interest 4.80%**
  • 3-Year gross rate interest 5.00%**
4.00% AER*

90-Day Notice Saver Issue 7

In return for a notice period, before you access your money, our 90-Day Notice Saver offers a higher interest rate than an instant access account with more flexibility than a fixed term. 

  • Unlimited deposits and withdrawals
  • All withdrawals subject to 90-day notice period
  • Managed entirely online, separate to Investec Online
  • Gross rate interest 3.93%**

*AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once a year. AER is intended to help you easily compare the return available on different savings products.

**The gross rate is the rate of interest applied to your account before any tax is deducted.


  

Eligibility criteria

  • Minimum deposit amount of £5,000 (£1,000 for the Cash ISA)
  • Maximum deposit amount of £250,000 (£1,000,000 for the Cash ISA)
  • UK residential address & phone number
  • UK bank account
  • Passport or photocard driving license
  • National Insurance number (only applicable to ISA applications).

Manage your Investec Save accounts online

Our banking offering provides a straightforward online application process, management of your savings accounts and live chat support if you need it.

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Recent awards we've won

Money Comms Personal Savings Provider of the Year 2026
Money Comms

Personal Savings Provider of the Year

2026

Money Comms Best Fixed Rate Cash ISA Provider 2026 award
Money Comms

Best Fixed Rate Cash ISA Provider

2026

Moneynet Best Notice Savings Provider
Moneynet

Best Notice Savings Provider

2025 & 2026

Moneynet best monthly interest savings provider winner 2026
Moneynet

Best Monthly Interest Savings Provider

2026

Moneynet double gold 2023/24 best digital savings provider
Moneynet

Best Digital Savings Provider

2023/24

Moneynet 4 years running most transparent savings provider
Moneynet

Most Transparent Savings Provider

2021, 2022, 2023 & 2024

Savings Champion Awards highly commended award
Savings Champion Awards

Highly Commended Award for Simple Savings

2023

Money Comms Top Performers 2024 award
Money Comms

Top Performers

Best Online Customer Service 2024

Money Comms Top Performers award
Money Comms

Top Performers

Best Notice Savings Provider 2024

Moneycomms Top Performers award 2021/22
Moneycomms

Best 'No Strings' Savings Provider

2021 & 2022

Moneyfacts excellent 1 year fixed rate saver award
Moneyfacts

Excellent

1 Year Fixed Rate Saver

Moneyfacts excellent online flexi saver
Moneyfacts

Excellent

Investec Online Flexi Saver

Moneyfacts 90-Day Notice Saver Excellent award
Moneyfacts

Excellent Investec 90-Day Notice Saver

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Discover more about the Wealth Management services offered by our long-term strategic partner, Rathbones.