Our residential mortgage range provides bespoke products, combining clear features and flexibility for even the most complex situations. Our broad range of repayment and rate types can be secured against multiple securities.

Client eligibility


Minimum annual earnings of £300,000 required to qualify.

UK resident

Clients need to reside in the UK to be eligible.

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

  • Interest-only, capital and interest, part and part (maximum 4 parts) or low start (maximum 5 years interest only)
  • Term of up to 35 years for capital and interest repayment
  • Terms of up to 25 years for interest-only and part and part
  • Term of up to 2 years for self-build

Flexible borrowing amount

  • Flexible repayment options including a revolving mortgage
  • Minimum amount your clients can borrow is £1m
  • We typically lend up to £10m and we may consider higher

Borrow up to 95% LTV

  • Borrow up to 95% of the property value depending on client circumstances

Rates and overpayments

  • Fixed rates available for 2, 3, 4 and 5 years
  • 2 year, 5 year and lifetime variable rates are also available
  • We also accept overpayments (fees may apply)
  • There are no early repayment charges for variable rate mortgages

Our mortgage rates

Main Residence

Important information

Property location

Residential mortgages are only available for residential properties in England or Wales.


Our mortgages are available to UK residents only. 


The property may be repossessed if your client does not keep up repayments on their mortgage.


Consumer duty

Residential mortgage product information sheet PDF 418.61 KB

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

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