Our buy-to-let mortgage is a flexible and highly personalised solution. We tailor every mortgage to take into account your client's rental income and, if required, consider their wider wealth.

Client eligibility

£300k

Minimum annual earnings of £300,000 required to qualify.

UK resident

Clients need to reside in the UK to be eligible.

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types
Flexible borrowing amount
Borrow up to 70% LTV
Rates and overpayments

Tailored terms and repayment types

  • Interest only
  • Term of up to 15 years on any repayment type

Flexible borrowing amount

  • Flexible repayment options
  • Minimum amount your clients can borrow is £1m
  • We lend up to £10 million and may consider higher
  • We assess rental cover but we can also look at other income sources

Borrow up to 70% LTV

  • Borrow up to 70% of the property value depending on client circumstances

Rates and overpayments

  • Fixed rates available for 2, 3, 4, and 5 years
  • 2 year, 5 year and lifetime variable rates are also available
  • We also accept overpayments (fees may apply)

Our mortgage rates

default-zebra-2
Buy to let mortgage

Important information

Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.

Residency

Our mortgages are available to UK residents only. 

Repossessions

The property may be repossessed if your client does not keep up repayments on their mortgage.

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

We'd like to keep you up-to-date with relevant news, events and information from our team. For further details on how we use personal data, please take a look at our Data Protection Notice. 

Sending...

Please complete all required fields before sending.

Thank you

A member of the team will be in touch shortly

Sorry there seems to be a technical issue

Further information for mortgage brokers

Products

Residential mortgages

Buy-to-let mortgages

Revolving mortgages

Self-build mortgages

Resources

Mortgage rates and charges

Client application forms

Broker documents and forms

Consumer Duty

Case studies

Research and insights

Video library

Get in touch

Contact us

Meet the team