For Mortgage Brokers only

Buy-to-let mortgages

For intermediaries working with high-net-worth clients

A row of red brick terrace houses
Our buy-to-let mortgage is a flexible and highly personalised solution. We tailor every mortgage to take into account your client's rental income and, if required, consider their wider wealth.

Client eligibility


Minimum annual earnings of £300,000 required to qualify.

UK resident

Clients need to reside in the UK to be eligible.

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

  • Interest only
  • Term of up to 15 years on any repayment type

Flexible borrowing amount

  • Flexible repayment options
  • Minimum amount your clients can borrow is £1m
  • We lend up to £10 million and may consider higher
  • We assess rental cover but we can also look at other income sources

Borrow up to 70% LTV

  • Borrow up to 70% of the property value depending on client circumstances

Rates and overpayments

  • Fixed rates available for 2, 3, 4, and 5 years
  • 2 year, 5 year and lifetime variable rates are also available
  • We also accept overpayments (fees may apply)

Our mortgage rates

Buy to let mortgage

Important information

Property location

Investec Private Bank mortgages are currently only available for residential properties in England and Wales.


Our mortgages are available to UK residents only. 


The property may be repossessed if your client does not keep up repayments on their mortgage.

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

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