For Mortgage Brokers only

Self-build mortgages

For intermediaries working with high-net-worth clients

Our self-build mortgage is structured around your client's initial build period followed by a standard mortgage product.

Client eligibility

£300k

Minimum annual earnings of £300,000 required to qualify.

UK resident

Clients need to reside in the UK to be eligible.

Key features

We understand that your clients have unique circumstances, which is why we’ve made it simple to choose a repayment type, the length of term and the borrowing amount.

Tailored terms and repayment types

Flexible borrowing amount

Rates and overpayments

Tailored terms and repayment types

Interest-only
Term of up to 2 years for initial build period followed by residential mortgage product
Loan is drawn in stages via bank appointed quantity surveyor certificates
Minimum 10% of build cost is held as cash collateral

Find out more about our residential mortgage

Flexible borrowing amount

Minimum amount your client can borrow is £2m
We typically lend up to £10m and we may consider higher

Rates and overpayments

There are no early repayment charges for your client on self-build mortgages
Tracker rate during the build phase followed by a residential mortgage product

FOR MORTGAGE BROKERS ONLY

Our mortgage rates

View rates

The fronts of different coloured British terrace houses

Important information

Property location

Self-build mortgages are only available for residential properties in England or Wales.

Residency

Our mortgages are available to UK residents only.

Repossessions

The property may be repossessed if your client does not keep up repayments on their mortgage.

Consumer duty

Self-build mortgage product information sheet PDF 416.31 KB

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

* indicates required field.

First name *

e.g. Alex *

This information is required

Minimum characters 1

Please enter your first name

Last name *

e.g. Smith *

This information is required

Minimum characters 1

Please enter your surname

Company name *

e.g. Smith Incorporated *

This information is required

Minimum characters 1

Please enter your company name

Work email address *

e.g. [email protected] *

This information is required

Minimum characters 1

Please enter a valid email address

Phone number *

e.g. 070 0000 0000 *

This information is required

Minimum characters 1

Any additional comments? This will help us understand how we can support you

Comments

This information is required

Minimum characters 1

0/500 characters

We'd like to keep you up-to-date with relevant news, events and information from our team. For further details on how we use personal data, please take a look at our Data Protection Notice.

Yes, I’m happy to receive email updates from Investec.

This information is required