3 Year Base Rate Plus
Protect your returns
This account is no longer available to new investors.
When you want to be rewarded for long-term savings.
No matter what happens to interest rates, you'll never earn less than 2.25% AER*. This fixed minimum interest rate ensures stability for your long-term savings. The 3 Year Base Rate Plus (Release 2) pays 0.50% above the Bank of England Base Rate (variable). So if the Bank of England Base Rate goes up beyond 1.75%, you will earn the Bank of England Base Rate plus 0.50%
Savings interest rates
Base +0.50% subject to a minimum of 2.25% AER*. Interest is paid annually.
Please read this important information about your rights under the United Kingdom’s Financial Services Compensation Scheme.
Interest rate details
The 3 Year Base Rate Plus (Release 2) Issue 12 pays the Bank of England Base Rate plus 0.50%, with a competitive guaranteed minimum rate of 2.25% AER*.
The term of the account is three years. You will not be able to close early or withdraw your money during this three year term.
A minimum balance of £25,000 is required to open your 3 Year Base Rate Plus account. The maximum balance is £2,000,000.
How it works
All Fixed Term Deposits will be opened with an Investec E-asy Access account. This provides you with a convenient account into which your interest can be paid and your deposit can mature. This is a fee-free easy access account and pays a competitive rate of interest and allows unlimited free withdrawals. All the features of this account, including the interest rate applicable can be viewed at E-asy Access Account.
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Fixed term deposits
Competitive rates of interest on one, two and three year terms in sterling, euros or US dollars.
Mortgages for sums of more than £1m, for residential homes and investment property purchases.
Financial Services Compensation Scheme
Your eligible deposits are protected under the UK’s Financial Services Compensation Scheme (FSCS).