Flexible notice accounts for business

Plan ahead and be rewarded

 
 

Plan ahead, lock your funds away and get rewarded with high returns. With our blend of flexible notice accounts, you can access your funds up to a threshold. Any withdrawals above this threshold require notice.

 

Flexible notice products

Investec SmartRate plus

SmartRate Plus notice deposit

Design your own notice deposit account by selecting the notice period and the level of access you require. Plus you are rewarded with additional interest when you don’t place notice.

Minimum deposit amount of R100 000
Prime-linked interest rate
Notice period from 32, 45, 60, 90 or 120 days
Access 0%-50% of your funds in 10% increments
If you don’t place notice after 30 days, you earn 0.10% additional interest.

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Investec business top5

Investec Business Top5

A money market-linked account which offers competitive rates, liquidity and flexibility.

Minimum deposit of R1 million
Maximum deposit of R25 million
Daily rate linked to the top five qualifying* money market funds**
32 day notice term
Immediate access to 20% of your funds

Daily Interest Rates

Have your finger on the pulse.

Flexible notice products key features

  • Competitive rates
    You will receive a prime-linked or money market-linked rate and the ability to top up your funds when you require.
  • No monthly fees
    Enjoy flexible notice terms to suit your needs, no monthly fees and guaranteed capital.
  • Personalise your own notice deposit product
    Select the notice period, level of access and deposit amount, to suit your needs. You will be rewarded with an interest rate depending on what you have selected.
  • Easy and affordable access to your funds
    You can choose to open a stand-alone online electronic account, linked to your investment account. This incurs a low monthly fee and a per transaction charge.

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Cash Investments

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Looking for more cash investment options?

  • Instant access accounts

    Give yourself the flexibility to withdraw and deposit funds as required, while still earning a competitive prime-linked interest rate. We offer two instant access accounts depending on the size of your business.
    Learn more
  • Fixed term deposits

    Planning for the future is key to business success. If you identify surplus funds and lock them away in a fixed term savings account, we will reward you with highly competitive returns.
    Learn more

Looking for more cash investment options?

Instant access accounts
Fixed term deposits

Give yourself the flexibility to withdraw and deposit funds as required, while still earning a competitive prime-linked interest rate. We offer two instant access accounts depending on the size of your business.

Planning for the future is key to business success. If you identify surplus funds and lock them away in a fixed term savings account, we will reward you with highly competitive returns.