To qualify, you need to have (or be in the process of applying for) Investec Life’s Income Protection Cover benefit.
As a business owner, having Business Overheads Cover from Investec Life ensures that your business doesn’t suffer unnecessarily in your absence.
One of the biggest risks you as a business owner face is if something happens to you. Absence from work could have serious implications on your ability to carry out key functions. It’s important to have a contingency plan in place if you are unable to perform your duties – comprehensive business overheads cover plays a critical role in your plans.
Business overhead protection is intended to offset your business expenses if you are unable to work due to illness, injury or disability by paying you a monthly amount so you can keep paying your business expenses. This payout could be used to pay day-to-day expenses, such as rent and utilities.
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Speak to a salaried Investec Life adviser
A flexible payout
You choose how long we payout for: a maximum 12 or 24 months.
Covers up to 100% of qualifying business overheads for non-permanent and permanent events.
Designed and priced for you as an Investec Private Banking client.
Qualifying criteria for Business Overheads Cover
Why do you need business overheads cover?
Life doesn’t stop when you are ill or injured. You will still need to pay your bills and make sure your business doesn’t suffer unnecessarily in your absence. As a business owner it is important that you consider how best to protect your business circumstances should you be unable to work. Business overheads cover plays a critical role in ensuring that your business can continue to run in your absence.
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Download our Business Overheads Cover brochure to find out more
You know just how much time and energy goes into running a business. It’s a relief to know your business can remain healthy — while you focus on your recovery.
I’m an existing Private Banking client
It’s simple and easy to apply. Log into Investec Online or the Investec App. Click on the ‘Protect’ tab. Click on 'Life insurance'.
I’m not an existing Private Banking client
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