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30 Jun 2025

Case study: Helping an entrepreneur to buy a holiday home

As well as cash management, an integrated foreign exchange service can help with life’s big moves.
 

Foreign Exchange can often seem transactional. If you have income in one currency, you may need to convert it to another to unlock your spending power. However, it can have a meaningful impact on life events too.

Investec recently helped an entrepreneur who was looking to buy a holiday home in France, where he could enjoy his downtime. Our client had a hectic international lifestyle and had generated earnings in US Dollars, Singapore Dollars and United Arab Emirates Dirham. He was also due to receive further funds from property sales overseas, so he needed a specialist who could manage the transaction efficiently and save time.

At Investec, we offer direct access to our team of experienced foreign exchange dealers who can execute trades, hold foreign currency balances on account and make payments.

“We work closely with many private banking clients who require our holistic foreign exchange support. This includes professionals in sectors such as law and finance and business owners who earn part of their income in a foreign currency,” says Private Client Foreign Exchange Dealer David Bimpson. “We can help with both event-driven trades and longer-term strategic planning.”

On a practical level, this client’s FX requirements were to convert the funds and transfer them on a future date, to complete the purchase.

Our FX desk offers both Call orders, to keep our clients in touch with moving markets, and Market Orders to help them trade at a specific price. In addition, our Currency Access Accounts hold funds in up to 15 currencies and offer interest on eligible balances, until they are needed.

“We were able to hold and convert our client’s funds with ease, execute trades at appropriate times and transfer the Euros to France to complete the deal, ready for many happy summers ahead,” says David. “It’s really rewarding to help someone achieve their personal goals.”

Want to know more about how private banking with Foreign Exchange capability can help you? Please get in touch.

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Important information

Minimum eligibility criteria and terms and conditions apply.

You can only book an FX Forward which is for an underlying personal or commercial spending purpose. You cannot book an FX Forward for investment or speculative purposes, for example in order to achieve a gain based on movements in exchange rates. Also, you cannot book an FX Forward on behalf of any other person. Additional terms and eligibility criteria apply for FX Forwards.

 

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