Privacy Policy

 
In line with recognized International Practice and for the information of customers and others who visit the Bank’s website we believe it is necessary to post a privacy policy statement in line with section 51 of the Banking Act 2004 of Mauritius (“Banking Act”). The information shared with the Bank will be treated as strictly private. We also wish to drawn attention explicitly that adequate precautions have been taken to protect information relating to customers and their dealings with the Bank from the mischievous and the fraudsters.
Customer confidentialit’y and privacy is of utmost concern to Investec Bank (Mauritius) Limited. Our employees treat the information we have concerning your accounts in the same responsible and confidential way, subject to disclosure under the compulsion of the law, that we want our own financial affairs treated.
This privacy policy sets out how we use and protect any personal information that you give us when you use this website. If you have any questions about this policy or do not agree with it, please contact Client Relations and Marketing department at [email protected] or via telephone on +230 207 4000 before using this website. These terms are applicable to the Mauritian elements of the Investec.com website, and all users who are not based in Mauritius should refer to the appropriate terms and conditions prepared for their home country.
We may change this policy from time to time by updating this page. You should check this page from time to time to ensure you are satisfied with any changes. This policy is effective from 1 January 2009.
By accessing any part of this website or providing information to us you consent to the use and transfer of such information by us on the terms set out in this policy.
1. Direct Marketing
In general, you can use this website without giving us any information. However, we would like to provide you with information about new products, promotions, special offers and other information which we think you may find interesting. We may send you such information by e-mail or telephone in accordance with the information you have provided to us through contacting us in any means of communication chosen by you. When you provide us with any personal information subject to you giving your accurate personal information (“personal data”) and your express consent when processing such personal data, you will be given the option to let us know that you do not want your information used for direct marketing purposes. If you request this option, we will not send you any direct marketing.
Such information shall be kept only for the purpose of direct marketing and shall be discarded when the purpose of such information has lapsed.
By contacting us via e-mail, phone, fax or mail and by providing us with your information you are deemed to have agreed to us contacting you by these methods of communication. We will continue to contact you by way of such methods until you advise us you no longer wish to be contacted by certain methods. You can change your mind at any time by contacting our Client Relations and Marketing department at [email protected] or via telephone on +230 207 4000.
If we are providing you with services, you will also be subject to the specific terms and conditions relating to the product and/or services you are being provided with and these terms will include additional information as to how we may contact you.
We will not pass your details to anyone else (other than to members of the Investec group), and any information which you receive will come directly from us (or members of the Investec group of companies) unless as allowed by the data protection laws applicable from time to time. You will not be contacted directly by any other person unless you have asked for this to happen. You may at any time, by notice in writing, request that we stop or do not start the processing of your personal data for the purposes of direct marketing.
2. Email marketing
We would also like to provide you with the information above by e-mail. However, you appreciate and agree with us that email “spam” has become a tremendous problem in recent years and we shall not not be responsible for any act or omission arising out of e-mail ‘spam” or hacking by internet.
If you are a customer or you have previously asked us for information on our products, we may send you information on our range of products by email, unless you have asked us not to do so.
If the reason you have given us personal information is to receive email information from us, we will continue to provide this information by email unless you ask us not to do so.
By virtue of you contacting us and providing us with your personal information, you agree that we use such information to provide you with details of products or services that we consider may be of interest to you by way of e-mail, and we will continue to provide this information by e-mail unless you ask us not to do so.
If you are a new customer, we will only send you marketing information by e-mail if you have agreed to the receipt of marketing material from us on such a basis.
If we are providing you with services, you will also be subject to the specific terms and conditions relating to the product and/or services you are being provided with and these terms will include additional information as to how we may contact you.
3. Whom do we share this information with?
We recognize that our customers expect privacy and security for their personal and financial affairs. We understand that, by selecting us for your banking needs, you have entrusted us to safeguard your personal financial information. We want you to be informed of our commitment to protect the privacy of your personal financial information with the following privacy principles and practices and shall take appropriate security and organizing measures for the prevention of unauthorized access, to alteration of, disclosure of, loss or destruction of the information in our control.
We will not transfer, disclose, sell, distribute or lease your personal information to any third party other than on the following basis:
  • to our subsidiaries or parent company or a purchaser or potential purchaser of our business;
  • where we have your permission or as allowed under the relevant data protection laws applicable from time to time;
  • where this information is necessary for the performance of a contract for which you are/will be a party;
  • in order to take steps required by yourself prior to entering a contract;
  • where this information has been made public as a results of steps deliberately taken by yourself;
  • where we are required to do so by compulsion of the law;
  • where it is needed by our agents, advisors or others involved in running accounts and services for you or in undertaking activities linked to the operation of such services or accounts on our behalf;or
  • where the transfer or disclosure would otherwise be in compliance with the requirements of the Data Protection Act 2004, as amended from time to time.
Subject to written authorisation of the Data Protection Commissioner and/or other relevant provisions of the data protection laws applicable from time to time, personal information may be sent to other countries, whose data protection laws may not be as extensive as in Mauritius or the SADC (Southern African Development Community) region. However, we have taken appropriate steps to ensure the same level of protection for the processing carried out in Mauritius.
4. How to get copies of or amend the information we have collected
It is in your interest, and it is our objective, for us to have accurate, current, and complete information concerning you. You may request details of personal information which we hold about you under the Data Protection Act 2004 as amended. A small fee will be payable. If you would like a copy of the information held on you please write to our Data Protection Compliance Officer at 6th Floor, Dias Pier Building, Le Caudan Waterfront, Caudan, Port Louis, Mauritius. Such request shall be
complied with in accordance with the relevant provisions of the data protection laws applicable from time to time.
If you think any information we have about you is incorrect or incomplete, please write to or e-mail us as soon as possible. We will correct or update any information as soon as possible.
5. Security
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect on line and we shall take all reasonable steps to ensure that any person employed by us is aware of and complies with the relevant security measures. We follow best security practices to help prevent unauthorized access to confidential information about you. We use encryption when collecting or transferring sensitive data.
6. Linking
We may link to other websites which are not within our control. Once you have left the website of Investec Bank (Mauritius) Limited, we cannot be responsible for the protection and privacy of any information which you provide. You should exercise caution and look at the privacy statement applicable to the website in question.
7. Cookies
We use cookies on our website. Cookies are files that store information on your hard drive or browser that means that our website can recognise that you have visited our website before. They make it easier for you to maintain your preferences on the website, and by seeing how you use the website, we can tailor the website around your preferences and measure usability of the website. You can, should you choose, disable the cookies from your browser and delete all cookies currently stored on your computer. On Microsoft Internet Explorer, this can be done by selecting “Tools/Internet Options” and reviewing your privacy settings or selecting “delete cookies”. You can find out how to do this for your particular browser by clicking "help" on your browser's menu or by visiting http://www.allaboutcookies.org/manage-cookies/index.html.
Disclosing our privacy commitment to you
We want you to understand our commitment to personal privacy and have formulated this privacy policy. This privacy policy is provided to:
  • A potential customer who inquires about our products and services or who would like a copy of our privacy policy
  • A customer who has established a relationship with us
  • A visitor to Investec Bank (Mauritius) Limited's web site