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Youth account

The start of your child’s Out of the Ordinary banking journey

Existing client? Open now
A young child carefully depositing a coin into a bank account for kids. Investec Youth Account: Introduce your child to banking with a kids bank account

WHY INVESTEC

Give your child a head start

It’s never too soon to create good money habits.

This bank account introduces your children to the world of banking and money management. 

Ideal for all children – from the young ones to the young adults - it includes a linked savings account, access through their own app, and other perks – all at zero monthly account fee.
 

Existing client? Open now

A woman and a young child engaged with a tablet device for setting up a bank account for kids while seated indoors.

GET STARTED TODAY

Interested in applying for an Investec Youth Bank Account?

The Investec Youth Account is only available to children of existing Private Bank Account clients. Find out if you’re eligible to bank with Investec.

I am interested

Man multitasking with documents and a smartphone while child with a pencil looks on, interested in setting up a kids bank account.
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INVESTEC YOUTH ACCOUNT FEATURES

Our Youth Account offering is designed specifically to meet the banking needs of children and young adults.

Visa debit card

  • Internationally accepted Visa debit card
  • Use the chip and PIN technology or contactless functionality for simple tap payments
  • Can be loaded on Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay
  • Virtual cards can also be created
Visa debit card
  • Internationally accepted Visa debit card
  • Use the chip and PIN technology or contactless functionality for simple tap payments
  • Can be loaded on Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay
  • Virtual cards can also be created
No monthly fee
  • No monthly account fee
  • Free local card delivery
  • Free SMS and in-App notifications
Unlimited free transactions
  • All point-of-sale and online card transactions
  • Cash withdrawals at till points
  • Electronic payments
  • Transfers between the Youth Account and savings account
Linked savings account
  • Instant access savings account
  • A competitive prime-linked interest rate
  • Name and set savings goals
  • Additional savings accounts are available
Online banking and Youth app
  • Own online banking profile
  • A separate Youth App
  • Pay beneficiaries and transfer between accounts
  • Buy airtime, data and prepaid electricity
  • View and resend the Visa card PIN
Your peace of mind
  • Access your child’s account through your online banking profile
  • Receive notifications of activity on your child’s account
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GET MORE

Benefits

Free delivery

Free local delivery of the Investec Youth cards and travel currency.

Airport lounges and benefits

Enjoy complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Complimentary travel insurance

Complimentary travel insurance when buying international travel tickets using the Investec Youth Visa debit card.

Online Share Trading

Open online share trading accounts for no account minimum and no annual administration fee.

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Free delivery

Free local delivery of the Investec Youth cards and travel currency.

Airport lounges and benefits

Enjoy complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Complimentary travel insurance

Complimentary travel insurance when buying international travel tickets using the Investec Youth Visa debit card.

Online Share Trading

Open online share trading accounts for no account minimum and no annual administration fee.

APPLYING

Who can open an Investec Youth Account?

Only existing Private Bank Account clients can apply for Investec Youth Accounts for their children. Children need to be under the age of 25 years old at the time of application. Only one Youth Account may be opened per child.

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Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

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Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 
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By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

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I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

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Before you continue, please read our Privacy Policy.

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Provide your NAV (in rands) *

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Provide your investible asset value *

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Select your type of identification *

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ID number *

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Passport Number *

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

Please complete all required fields before sending.

Thank you. We've received your application.

A member of the Private Banking team will be in touch soon regarding the next steps.

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To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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MORE INFORMATION

Investec Youth Account factsheet PDF 190.48 KB
PrimeSaver factsheet PDF 441.92 KB
Investec Youth Account fee schedule PDF 101.93 KB

OPEN AN INVESTEC YOUTH ACCOUNT

Find out if you are eligible to be a Private Banking client. Already a client? Open one now through Investec Online or the App.

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WATCH THE VIDEO SERIES

A beginner's guide to being financially savvy

A beginner’s guide to banking and keeping your money safe

Jada Eagar will explain how banking works and demystify the banking industry. Kevin Hogan will discuss fraud basics and how to keep hard-earned money safe from fraudsters.

A beginner’s guide to banking and keeping your money safe

Jada Eagar will explain how banking works and demystify the banking industry. Kevin Hogan will discuss fraud basics and how to keep hard-earned money safe from fraudsters.

A beginner’s guide to savings

Whether its saving for a holiday or a deposit on a first car or simply the latest pair of sneakers, Maya Fisher-French will explain how to practically plan, budget and save.

A beginner’s guide to investing

Maya Fisher-French will outline the power of time and compounding interest. Chanel Jooste will explain the different types of investment vehicles, such as unit trusts, exchange-traded funds and shares.

A beginner’s guide to winning that first job

Kate Jackson will outline the different steps of getting that dream job. She will share tips and tools to help candidates stand out - from how to get selected for an interview to acing the job from day one.

Frequently asked questions

What do I need to open a bank account for my child?

To open a Youth account, you will need:

  1. A copy of  your child's birth certificate, ID book or Smart ID card, or passport (if they are not a South African citizen) 
  2. Proof of address (if they do not live with you)
  3. If you are not the legal guardian, copies of the legal guardian’s ID and proof of residence are required.

 

At what age should I open a bank account for my child?

It is your choice when you feel your child is at the right age to have their own bank account. However, many parents elect to open an account when they start giving their child pocket money.

Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

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Statutory information

Investec Private Banking, a division of Investec Bank Limited registration number 1969/004763/06. A registered credit provider registration number NCRCP9.

Investec Wealth & Investment International (Pty) Ltd, registration number 1972/008905/07. A member of the JSE Equity, Equity Derivatives, Currency Derivatives, Bond Derivatives and Interest Rate Derivatives Markets. An authorised financial services provider No.15886. A registered credit provider registration number NCRCP262.

Investec Life Limited, a member of the Investec Group, is a licensed Life Insurance Company (Reg.No. 1944/017130/06) and an authorised Financial Services Provider (FSP number 47702). Terms and conditions apply.