Fixed term deposits for business

Plan ahead and protect your returns

Planning for the future is key to business success. If you identify surplus funds and lock them away in a fixed term savings account, we will reward you with highly competitive returns.

  • Choose the duration of your deposit
    Your interest rate is tailored, depending on the size and duration of your investment. Fixed deposit periods range from one month to five years and are suited to a variety of interest rate scenarios. Invest more for longer and enjoy better returns.
  • Competitive rates
    You can chose from a prime-linked or fixed interest rate, depending on which makes sense for you and the growth of your business.
  • Your interests at heart
    You won’t be faced with hidden charges and our approach is at all times transparent. We will be available to you 24/7 should you need assistance.
  • Build liquidity
    Enjoy the benefits of our LiquidFixed deposit account which allows you to customise the levels of liquidity on your term investment, ensuring you have immediate access to a portion of funds if needed.
Investec fixed term deposit

Fixed Term Deposits

Invest your business's cash for a fixed period and earn interest at the rate set at the time of your original investment. Invest from R100 000 Fixed interest rate Fixed terms from one month to five years
Investec LiquidFixed Deposit

LiquidFixed Deposit

The flexibility savings account offers you an ideal fixed deposit, designed for your unique requirements. Invest from R100 000 Fixed terms from 6 months to 5 years, 1 month intervals Instant access from 0%- 50%, in 10% increments Invest for longer, with limited access to earn high returns

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Cash Investments

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Looking for more cash investment options?

Instant access deposits
Flexible notice accounts

Instant access deposits

Give yourself the flexibility to withdraw and deposit funds as required, while still earning a competitive prime-linked interest rate. We offer two instant access accounts depending on the size of your business.

Flexible notice accounts

Plan ahead and lock your funds away, and get rewarded with  high returns. With our blend of flexible notice accounts, you can access your funds up to a threshold. Any withdrawals above this threshold require notice.

Disclaimer

Investec does not make representation that information and materials on this site are appropriate for use in all jurisdictions available on the web, or that transactions, securities, products, instruments or services offered on this site are available or indeed appropriate for sale or use in all jurisdictions, or by all investors or other potential clients. Those who access this site do so on their own initiative, and are therefore responsible for compliance with applicable local laws and regulations. By accessing each site, the entrant has agreed that he/she has reviewed the site in its entirety including any legal or regulatory rubric.

Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com.